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Energy Jobline ZR

Credit Strategy Data Scientist Remote Contract in San Jose

Energy Jobline ZR, San Jose, California, United States, 95199

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Job DescriptionJob Description

Credit Strategy Data Scientist Remote

Contract

opportunity with our San Jose, CA client

We are seeking a talented and data-driven Credit Strategy Data Scientist to join our clients Credit Risk Strategy team. This role focuses on credit risk assessment, data analysis, and the development of predictive strategies to mitigate losses and optimize customer eligibility. Ideal candidates will bring strong analytical skills, a strategic mindset, and hands-on experience working with large datasets in the fintech or online payments space.

Responsibilities:

Design rules and strategies to detect and mitigate credit losses

Investigate high-impact or complex credit risk cases and identify root causes

Collaborate with product and engineering teams to improve control capabilities

Develop, refine, and present credit strategies for execution

Balance customer experience and business risk to maximize eligible customers while minimizing losses

Create dashboards and visualizations to track KPIs and strategy performance

Analyze data using internal platforms (e.g., RaaS) to identify loss patterns and propose optimizations

Communicate findings and strategic recommendations to technical and non-technical stakeholders

Qualifications:

Bachelors degree in Computer Science, Engineering, Mathematics, Statistics, Data Mining, or related field (or equivalent practical experience)

2+ years of experience in risk analytics, data science, or data analysis in fintech or online payments

Strong proficiency in SQL, Python, Excel, and core data science libraries

Experience working with large datasets and conducting complex data analyses

Ability to clearly communicate technical results through dashboards, visualizations (e.g., Tableau), and storytelling

Proven ability to manage ambiguity and translate data insights into action-oriented outcomes

Qualifications:

Experience with AWS, credit products, or payment rule systems

Familiarity with credit risk modeling, fraud mitigation, or loss prevention strategies

Strong project management and cross-functional collaboration skills

Hourly Rate:

$50

If you are interested in applying for this job please press the Apply Button and follow the application process. Energy Jobline wishes you the very best of luck in your next career move.