Doran Jones Inc
Product Owner - Digital Cash & Tokenized Payments
Doran Jones Inc, Washington, District of Columbia, us, 20022
Product Owner - Digital Cash & Tokenized Payments
We are seeking a forward-thinking Product Owner to lead the design and development of digital cash, programmable payments, and tokenized deposit solutions aligned with identity-first, compliance-embedded digital value systems. This role sits at the intersection of financial regulation, distributed ledger technology (DLT), and programmable finance. You will drive products that enable real-time, programmable, and compliance-first digital payments across multi-bank, government, and enterprise ecosystems. Working closely with engineering, compliance, regulatory, and business teams, you'll shape the future of regulated digital value infrastructure. *Travel required *No C2C Responsibilities
Own the product roadmap and feature definition for digital cash and tokenized payment instruments issued by regulated banks and institutions. Collaborate with internal stakeholders and clients (banks, central banks, ministries) to translate market needs into configurable, scalable solutions. Design user journeys for use cases such as wage protection, government disbursements, cross-border settlements, and CBDC interoperability. Develop detailed product specs for features like: Identity-linked wallets; Multi-tenant architecture; Purpose-bound programmable money; Compliance rule engines; Wallet management, access control, and auditability. Translate emerging regulatory requirements (e.g., GENIUS Act, VARA, MAS sandbox) into embedded compliance logic. Coordinate with engineering on API-first integration with banking systems, payment rails, and national ID/KYC databases. Define KPIs for product usage, compliance adherence, and ecosystem interoperability. Required Experience
8+ years in product management, with 4+ years focused on financial services, payments, or blockchain-based infrastructure. Proven experience with tokenized deposits, stablecoins, or digital cash systems, preferably within multi-stakeholder ecosystems. Familiarity with permissioned DLTs, identity vaults, multi-token support, and compliance-by-design frameworks. In-depth understanding of AML/KYC flows, programmable payments, and wallet infrastructure. Experience engaging with financial regulators, legal teams, and cross-functional delivery squads. Strong understanding of payment infrastructure (ACH, ISO 20022, RTP, SEPA) and integration patterns. Preferred Experience
Experience with wage protection systems, government disbursements, or CBDC pilots. Knowledge of multi-tenant financial architectures and embedded compliance engines. Technical fluency with token standards (e.g., ERC-20, ERC-4626), API design, and identity-based architecture. Ability to manage product delivery across different regulatory environments (UAE, Singapore, U.S., EU).
We are seeking a forward-thinking Product Owner to lead the design and development of digital cash, programmable payments, and tokenized deposit solutions aligned with identity-first, compliance-embedded digital value systems. This role sits at the intersection of financial regulation, distributed ledger technology (DLT), and programmable finance. You will drive products that enable real-time, programmable, and compliance-first digital payments across multi-bank, government, and enterprise ecosystems. Working closely with engineering, compliance, regulatory, and business teams, you'll shape the future of regulated digital value infrastructure. *Travel required *No C2C Responsibilities
Own the product roadmap and feature definition for digital cash and tokenized payment instruments issued by regulated banks and institutions. Collaborate with internal stakeholders and clients (banks, central banks, ministries) to translate market needs into configurable, scalable solutions. Design user journeys for use cases such as wage protection, government disbursements, cross-border settlements, and CBDC interoperability. Develop detailed product specs for features like: Identity-linked wallets; Multi-tenant architecture; Purpose-bound programmable money; Compliance rule engines; Wallet management, access control, and auditability. Translate emerging regulatory requirements (e.g., GENIUS Act, VARA, MAS sandbox) into embedded compliance logic. Coordinate with engineering on API-first integration with banking systems, payment rails, and national ID/KYC databases. Define KPIs for product usage, compliance adherence, and ecosystem interoperability. Required Experience
8+ years in product management, with 4+ years focused on financial services, payments, or blockchain-based infrastructure. Proven experience with tokenized deposits, stablecoins, or digital cash systems, preferably within multi-stakeholder ecosystems. Familiarity with permissioned DLTs, identity vaults, multi-token support, and compliance-by-design frameworks. In-depth understanding of AML/KYC flows, programmable payments, and wallet infrastructure. Experience engaging with financial regulators, legal teams, and cross-functional delivery squads. Strong understanding of payment infrastructure (ACH, ISO 20022, RTP, SEPA) and integration patterns. Preferred Experience
Experience with wage protection systems, government disbursements, or CBDC pilots. Knowledge of multi-tenant financial architectures and embedded compliance engines. Technical fluency with token standards (e.g., ERC-20, ERC-4626), API design, and identity-based architecture. Ability to manage product delivery across different regulatory environments (UAE, Singapore, U.S., EU).