United Community Banks Inc.
Overview
The BSA High Risk Officer plays a critical role in ensuring compliance with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. This position leads the BSA High Risk Analyst team, overseeing the identification, assessment, and monitoring of high-risk customers and transactions. The Officer will ensure that policies and procedures are effectively implemented and updated to reflect regulatory changes and risk trends. What You’ll Do
Lead and manage the BSA High Risk Analyst team across multiple locations. Oversee the monitoring of high-risk customers, including CIP, CDD, EDD, and beneficial ownership reviews. Evaluate and escalate suspicious activity and potential OFAC matches. Review and enhance BSA/AML/OFAC policies and procedures. Maintain detailed documentation of customer reviews and risk assessments. Support audits, exams, and remediation efforts. Ensure timely completion of all compliance-related tasks and training. Promote a culture of compliance and continuous improvement. What We’re Looking For
A seasoned compliance professional with a strong understanding of BSA/AML/OFAC regulations, excellent leadership skills, and a detail-oriented mindset. The ideal candidate will be proactive, analytical, and capable of managing complex regulatory requirements while leading a high-performing team. Experience
Minimum of 5 years of experience in BSA/AML and OFAC compliance. Prior experience supervising and managing staff across multiple locations. Experience conducting and evaluating high-risk customer reviews and regulatory alerts. Education
Bachelor’s degree preferred. CAMS, CBAP, or CAFP certification preferred. Required Skills
In-depth knowledge of KYC, CIP, AML, and BSA regulations. Strong analytical, organizational, and time management skills. Excellent oral and written communication abilities. Proficiency in Microsoft Word, Excel, and PowerPoint. Ability to interpret and implement regulatory guidance. Commitment to meeting deadlines and adapting to changing conditions. Ability to work independently and collaboratively. Preferred Skills
Experience with wealth management reviews and criminal subpoena analysis. Familiarity with FinCEN advisories and FFIEC BSA/AML manual. Experience supporting audits and regulatory exams. Supervisory Responsibility
This position manages employees and is responsible for coaching, development, and performance management. Travel
Up to 20% travel required. Conditions Of Employment
Must be able to pass a criminal background & credit check This is a full-time, non-remote position with flexibility, including evenings and weekends as needed. FLSA Status
Exempt We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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The BSA High Risk Officer plays a critical role in ensuring compliance with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. This position leads the BSA High Risk Analyst team, overseeing the identification, assessment, and monitoring of high-risk customers and transactions. The Officer will ensure that policies and procedures are effectively implemented and updated to reflect regulatory changes and risk trends. What You’ll Do
Lead and manage the BSA High Risk Analyst team across multiple locations. Oversee the monitoring of high-risk customers, including CIP, CDD, EDD, and beneficial ownership reviews. Evaluate and escalate suspicious activity and potential OFAC matches. Review and enhance BSA/AML/OFAC policies and procedures. Maintain detailed documentation of customer reviews and risk assessments. Support audits, exams, and remediation efforts. Ensure timely completion of all compliance-related tasks and training. Promote a culture of compliance and continuous improvement. What We’re Looking For
A seasoned compliance professional with a strong understanding of BSA/AML/OFAC regulations, excellent leadership skills, and a detail-oriented mindset. The ideal candidate will be proactive, analytical, and capable of managing complex regulatory requirements while leading a high-performing team. Experience
Minimum of 5 years of experience in BSA/AML and OFAC compliance. Prior experience supervising and managing staff across multiple locations. Experience conducting and evaluating high-risk customer reviews and regulatory alerts. Education
Bachelor’s degree preferred. CAMS, CBAP, or CAFP certification preferred. Required Skills
In-depth knowledge of KYC, CIP, AML, and BSA regulations. Strong analytical, organizational, and time management skills. Excellent oral and written communication abilities. Proficiency in Microsoft Word, Excel, and PowerPoint. Ability to interpret and implement regulatory guidance. Commitment to meeting deadlines and adapting to changing conditions. Ability to work independently and collaboratively. Preferred Skills
Experience with wealth management reviews and criminal subpoena analysis. Familiarity with FinCEN advisories and FFIEC BSA/AML manual. Experience supporting audits and regulatory exams. Supervisory Responsibility
This position manages employees and is responsible for coaching, development, and performance management. Travel
Up to 20% travel required. Conditions Of Employment
Must be able to pass a criminal background & credit check This is a full-time, non-remote position with flexibility, including evenings and weekends as needed. FLSA Status
Exempt We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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