First Financial Bank
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Mortgage Loan Originator
role at
First Financial Bank
Job Profile Summary As a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources. The position requires self‑sourcing mortgage leads, converting them into applications, presenting personalized mortgage products and solutions, producing required disclosures, procuring intent to proceed, collecting borrower documents to satisfy loan conditions, and collaborating with internal departments to ensure a superior customer experience and timely loan closing.
Essential Functions / Responsibilities
Consistently achieve monthly loan production volume as specified in the MLO Agreement.
Generate new business to assist in meeting established profitability goals.
Develop and maintain a business plan for growth of this business area.
Network with assigned bank branches, internal departments, local organizations and teams to generate mortgage leads.
Evaluate the needs of potential customers, offer appropriate mortgage products or provide referral to an appropriate specialist within the Bank.
Prepare and compile mortgage application information for processing of mortgage loan applications generated.
Ensure completeness of loan documentation.
Oversee timely closing and funding of loans.
Provide ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
Respond to mortgage inquiries and requests regarding accounts from assigned branches.
Promote and cross‑sell other bank products and services as appropriate to customer requirements.
Provide data to support marketing and sales promotion programs.
Work directly with sales manager to assist with CRA loan initiatives in the local market.
Perform other duties as assigned.
Qualifications
Minimum of 2 years’ experience originating residential mortgages (4 years preferred).
Existing referral network providing mortgage leads.
Prior experience using loan originating software and MS Office products.
Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
Bachelor’s degree (B.A.) from a four‑year college or university; or four years related experience and/or training; or equivalent combination of education and experience.
Must have or be able to obtain a Mortgage Loan Originator License with NMLS.
Must be trained in all areas of mortgage lending.
Must maintain employer and industry required continuing education.
Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.
Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates’ holistic wellbeing. Please review our Benefits Guide.
We are an equal opportunity employer. We are an E‑Verify Employer.
Seniority Level Entry level
Employment Type Full‑time
Job Function Finance and Sales
Industries Banking, Financial Services, and Investment Management
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Mortgage Loan Originator
role at
First Financial Bank
Job Profile Summary As a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources. The position requires self‑sourcing mortgage leads, converting them into applications, presenting personalized mortgage products and solutions, producing required disclosures, procuring intent to proceed, collecting borrower documents to satisfy loan conditions, and collaborating with internal departments to ensure a superior customer experience and timely loan closing.
Essential Functions / Responsibilities
Consistently achieve monthly loan production volume as specified in the MLO Agreement.
Generate new business to assist in meeting established profitability goals.
Develop and maintain a business plan for growth of this business area.
Network with assigned bank branches, internal departments, local organizations and teams to generate mortgage leads.
Evaluate the needs of potential customers, offer appropriate mortgage products or provide referral to an appropriate specialist within the Bank.
Prepare and compile mortgage application information for processing of mortgage loan applications generated.
Ensure completeness of loan documentation.
Oversee timely closing and funding of loans.
Provide ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
Respond to mortgage inquiries and requests regarding accounts from assigned branches.
Promote and cross‑sell other bank products and services as appropriate to customer requirements.
Provide data to support marketing and sales promotion programs.
Work directly with sales manager to assist with CRA loan initiatives in the local market.
Perform other duties as assigned.
Qualifications
Minimum of 2 years’ experience originating residential mortgages (4 years preferred).
Existing referral network providing mortgage leads.
Prior experience using loan originating software and MS Office products.
Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
Bachelor’s degree (B.A.) from a four‑year college or university; or four years related experience and/or training; or equivalent combination of education and experience.
Must have or be able to obtain a Mortgage Loan Originator License with NMLS.
Must be trained in all areas of mortgage lending.
Must maintain employer and industry required continuing education.
Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.
Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates’ holistic wellbeing. Please review our Benefits Guide.
We are an equal opportunity employer. We are an E‑Verify Employer.
Seniority Level Entry level
Employment Type Full‑time
Job Function Finance and Sales
Industries Banking, Financial Services, and Investment Management
#J-18808-Ljbffr