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NFP, an Aon company

Consultant/Account Executive - Employee Benefits

NFP, an Aon company, Oklahoma City, Oklahoma, United States, 73116

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Consultant/Account Executive - Employee Benefits

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NFP, an Aon company

Who We Are:

NFP, an Aon company, is a multiple Best Places to Work award winner in Business Insurance. We are an organization of consultative advisors and problem solvers. We help companies and individuals around the globe address their most significant risk, workforce, wealth management and retirement challenges through custom solutions and a people‑first approach. To learn more, please visit https://www.NFP.com.

Summary:

The Account Executive interacts with clients on a day‑to‑day basis while developing and maintaining relationships with both client and carrier representatives. The Account Executive will research, analyze, and evaluate medical, life, disability and other benefit plans and act as a benefit advisor to clients. This role requires the employee to take on the role of lead consultant and primary point of contact for clients. The Account Executive will have indirect supervision of team members, review work for accuracy and delegate work and projects to other members of the team to ensure client deliverables are completed timely and accurately.

Essential Duties and Responsibilities

Negotiate terms, conditions, coverage limits and pricing with carriers and wholesalers

Develop and maintain ongoing relationships with clients; act as the subject matter expert on Health & Welfare Benefits and vendor/carrier products and services

Maintain a project plan to ensure client deliverables are provided on time; delegate work to more junior team members to ensure completion

Use online carrier tools to develop quotations, prepare pre‑renewal information and update client proposal tables (small market only); understand and articulate alternative funding strategies (large market only)

Build and maintain strong relationships with carriers, companies and clients

Keep clients apprised of appropriate industry trends and events, including all state and federal regulatory issues

Maintain relationships with carrier representatives to better understand available products and services in the marketplace and recommend them to clients

Anticipate client needs and identify strategies to solve them

Review requests for proposals and insurance plan analyses, negotiate with carriers and recommend renewal actions; oversee implementations of new business

Work with director to develop and execute client strategy plan and defined deliverables

Oversee open enrollment process for clients; review employee presentations and communication materials

Conduct and present annual client compliance audits

Demonstrate genuine understanding of client financial mechanics and projections

Explain legislative guidelines including COBRA, HIPAA, ERISA, Section 125, and Health Care Reform to clients; keep clients aware of updates on relevant guidelines

Interpret plan rules to ensure compliance with Plan Documents and Summary Plan Descriptions (SPDs)

Review the work of the Account Managers on the team and provide informal mentorship to them

Ensure all client data is entered into CRM System (Salesforce) in a timely manner

Knowledge, Skills, and/or Abilities

Knowledge of benefits administration, HealthCare Reform, industry trends, carrier products and services

Ability to work independently and anticipate client and team needs

Effective time management and decision making skills

Diligent follow‑up skills; highly organized

Ability to express ideas clearly in both written and oral communications

Strong Microsoft Excel and PowerPoint skills

Commanding presentation and public speaking abilities

Self‑Funding and Level Funding experience; ability to communicate the differences in funding options and guide clients through transitions

Education and/or Experience

BA/BS preferred

Typically more than 8 years industry and product line experience

4+ years of health and welfare consulting experience required

Certificates, licenses, registration: Life, Accident and Health Insurance License required; GBA or CEBS Certification a plus

What We Offer We’re proud to offer a competitive salary, PTO & paid holidays, 401(k) with match, exclusive discount programs, health & wellness programs, and more. Our PeopleFirst culture focuses on building and nurturing lifelong relationships with our employees because, at the end of the day, we exist to be there for others. The base salary range for this position is $56,000 to $132,000. The base salary offered will be determined by factors including, but not limited to, experience, credentials, education, certifications, skill level required for the position, the scope of the position, and geographic location. Actual base salary offered will be determined on a case‑by‑case basis. In addition to the base salary, this position may be eligible for performance‑based incentives.

NFP is an inclusive Equal Employment Opportunity employer.

Seniority level Not Applicable

Employment type Full‑time

Job function General Business, Other, and Business Development; Industries: Insurance

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