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Prism IT Global

Product Owner SME – Risk & Compliance or Sanctions

Prism IT Global, New York, New York, us, 10261

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Job Role: Product Owner / SME Risk & Compliance or Sanctions (Banking & Payments domain)

Location: NYC NY (Hybrid)

Type: Long Term Contract

Experience: 10-15 years

Domain: Banking / Payments / Financial Crime Compliance

Must have skills: Product Owner Banking and Payments domain Sanctions Screening AML KYC Risk & Compliance regulatory frameworks

Job Summary We are seeking an experienced Product Owner / Sanctions Subject Matter Expert (SME) with a strong background in Banking and Payments to lead strategic initiatives related to Sanctions Screening Transaction Monitoring and Financial Crime Compliance (FCC). The ideal candidate will bridge business compliance and technology teams to ensure sanctions systems and processes meet regulatory expectations while enabling frictionless global payments.

Key Responsibilities

Act as the Product Owner and domain SME for Sanctions Screening and Payment Filtering solutions across multiple payment channels (SWIFT ACH Wire SEPA RTP ISO20022).

Drive product vision roadmap and backlog for sanctions systems in alignment with compliance operations and technology stakeholders.

Collaborate with compliance officers to interpret regulatory requirements (OFAC UN EU HMT FinCEN etc.) and translate them into business and functional specifications.

Define and prioritize user stories and acceptance criteria for sanctions-related features including alert management name matching and false positive reduction.

Work closely with technology teams to design and implement screening workflows rule configurations and data integrations with sanctions solutions (Fircosoft Pelican Pega Actimize or in-house platforms).

Lead UAT regression testing and validation of sanctions system changes and enhancements.

Analyze KYC / CDD / EDD and sanctions alert data to identify process gaps and recommend optimization opportunities.

Liaise with global compliance operations risk and audit teams to ensure effective control design and operational alignment.

Deliver detailed business requirement documents (BRDs) functional specifications (FSDs) and process flow documentation.

Conduct impact assessments on system or regulatory changes impacting sanctions compliance.

Provide subject matter expertise on screening logic watchlist management and real-time payment filtering.

Lead backlog grooming sprint planning and stakeholder demos as part of Agile delivery.

Required Skills & Experience

10 years of experience in Banking / Payments domain with at least 5 years focused on Sanctions Screening AML or Financial Crime Compliance.

Proven experience as a Product Owner or Business Analyst delivering sanctions or compliance systems within Tier-1 banks or payment processors.

Strong understanding of global payment systems and formats (SWIFT MT / MX ISO20022 Fedwire SEPA CHAPS ACH RTP).

Expertise with sanctions screening tools (Fircosoft Pelican Pega Actimize Fiserv or equivalent).

Knowledge of regulatory frameworks - OFAC EU UN HMT MAS FinCEN FATF etc.

Experience in designing and implementing alert management workflows name matching algorithms and fuzzy logic configurations.

Working knowledge of data management reference data and payment message enrichment.

Strong understanding of Agile / Scrum methodology and experience managing a product backlog.

Employment Type: Full Time

Vacancy: 1

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