SouthState Bank
Overview
SouthState Bank is seeking a Commercial Relationship Manager II to develop new business and oversee a loan and deposit portfolio in a metropolitan market. The role blends sales expertise with credit analysis to provide superior client service while ensuring compliance with regulatory and bank policies. Responsibilities
Participate in a business development plan to increase loan and deposit portfolio of commercial clients within a SouthState metro market. Develop consultative relationships with prospects and clients to add value through appropriate banking solutions. Manage the flow of loan and deposit requests through the appropriate channels, ensuring credit quality, responsiveness, structure and pricing meet client and bank objectives. Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth and Retail. Underwrite loan requests within the parameters of the Bank’s policies and procedures. Ensure loan packages are accurate and complete when submitted to the appropriate Credit partner for approval. Manage and service assigned loan portfolio, ensuring all required documentation is in file for all loans and deposits. Partner with Credit to properly risk grade each loan in the assigned portfolio and adjust risk grades as circumstances change or new information becomes available. Price each loan and deposit product according to current Bank pricing guidelines. Document the credit quality, current competitive factors, or overall relationship circumstances that justify departures from the approved Bank pricing regulations. Demonstrate a commitment to fair lending practices and remain knowledgeable of all laws and regulations governing the lending activities of financial institutions. Resolve client problems and assist with general inquiries, providing superior service to existing clients and maintaining positive relationships with COI’s and others in the community to enhance the Bank’s image and reputation. Qualifications
A Bachelor’s degree in business, finance, banking or related field is required. Graduation from a recognized school of banking is an asset. Minimum of 5-10 years commercial lending experience, including loan structuring and credit analysis responsibilities. Extensive knowledge of all Bank products, services, procedures and practices, and in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures. Familiarity with the local business community is strongly preferred. Well-developed sales, interpersonal and negotiating skills. Excellent written and verbal communication skills are necessary, with basic accounting and credit skills. Detail oriented with the proven ability to prioritize complex work assignments. Proficient in Microsoft Word, Excel, Outlook and basic office equipment. Training & Compliance
Required annual compliance training and New Employee Orientation. Physical Demands
Must effectively access and interpret information on computer screens, documents, reports. This position requires a large amount of time in front of a computer, which can be done sitting or standing with the use of the right desk. Work Environment
This position is located in a private office inside a climate‑controlled facility with access to a break room or restroom during breaks. Travel
This position may require some travel from time to time. Equal Opportunity
Equal Opportunity Employer, including disabled/veterans.
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SouthState Bank is seeking a Commercial Relationship Manager II to develop new business and oversee a loan and deposit portfolio in a metropolitan market. The role blends sales expertise with credit analysis to provide superior client service while ensuring compliance with regulatory and bank policies. Responsibilities
Participate in a business development plan to increase loan and deposit portfolio of commercial clients within a SouthState metro market. Develop consultative relationships with prospects and clients to add value through appropriate banking solutions. Manage the flow of loan and deposit requests through the appropriate channels, ensuring credit quality, responsiveness, structure and pricing meet client and bank objectives. Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth and Retail. Underwrite loan requests within the parameters of the Bank’s policies and procedures. Ensure loan packages are accurate and complete when submitted to the appropriate Credit partner for approval. Manage and service assigned loan portfolio, ensuring all required documentation is in file for all loans and deposits. Partner with Credit to properly risk grade each loan in the assigned portfolio and adjust risk grades as circumstances change or new information becomes available. Price each loan and deposit product according to current Bank pricing guidelines. Document the credit quality, current competitive factors, or overall relationship circumstances that justify departures from the approved Bank pricing regulations. Demonstrate a commitment to fair lending practices and remain knowledgeable of all laws and regulations governing the lending activities of financial institutions. Resolve client problems and assist with general inquiries, providing superior service to existing clients and maintaining positive relationships with COI’s and others in the community to enhance the Bank’s image and reputation. Qualifications
A Bachelor’s degree in business, finance, banking or related field is required. Graduation from a recognized school of banking is an asset. Minimum of 5-10 years commercial lending experience, including loan structuring and credit analysis responsibilities. Extensive knowledge of all Bank products, services, procedures and practices, and in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures. Familiarity with the local business community is strongly preferred. Well-developed sales, interpersonal and negotiating skills. Excellent written and verbal communication skills are necessary, with basic accounting and credit skills. Detail oriented with the proven ability to prioritize complex work assignments. Proficient in Microsoft Word, Excel, Outlook and basic office equipment. Training & Compliance
Required annual compliance training and New Employee Orientation. Physical Demands
Must effectively access and interpret information on computer screens, documents, reports. This position requires a large amount of time in front of a computer, which can be done sitting or standing with the use of the right desk. Work Environment
This position is located in a private office inside a climate‑controlled facility with access to a break room or restroom during breaks. Travel
This position may require some travel from time to time. Equal Opportunity
Equal Opportunity Employer, including disabled/veterans.
#J-18808-Ljbffr