SouthState Bank
Commercial Relationship Manager II - Kingwood, TX
SouthState Bank, Houston, Texas, United States, 77246
Commercial Relationship Manager II – Kingwood, TX
Summary/Objectives Has responsibility for developing new business through sales efforts in a SouthState metropolitan market. Manages a high level loan and deposit portfolio providing superior client service. Analyzes financial information to evaluate the credit worthiness of loan requests. Compiles loan packages ensuring completeness and accuracy of information provided. Sells and cross‑sells additional products and services of the Bank. Assures that all loans are in compliance with State and Federal regulations and Bank policies and procedures. Success in the role is defined by efficacy in calling activity, proposal generation, revenue generation, risk mitigation, and the ability to build successful relationships internally and externally. Essential Functions Actively participates in a business development plan to increase the loan and deposit portfolio of commercial clients within a SouthState metro market. Develop consultative relationships with prospects and clients to add value by delivering appropriate banking solutions. Manage the flow of loan and deposit requests through the appropriate channels to ensure credit quality, responsiveness, structure and pricing meet client needs and bank objectives. Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth and Retail. Underwrite loan requests within the parameters of the Bank’s policies and procedures, ensuring accuracy and completeness for credit approval. Manage and service the assigned loan portfolio, keeping documentation complete and compliant. Partner with Credit to properly risk grade each loan and adjust risk grades as circumstances change. Price each loan and deposit product according to current Bank pricing guidelines. Demonstrate a commitment to fair lending practices and remain knowledgeable of all laws and regulations governing the lending activities of financial institutions. Resolve client problems, provide superior service, and build positive relationships with COI’s and community partners to enhance the Bank’s image. Qualifications Education A Bachelor’s degree in business, finance, banking or related field is required. Graduation from a recognized school of banking is an asset. Experience Minimum of 5–10 years commercial lending experience; previous loan structuring and credit analysis responsibilities. Knowledge Extensive knowledge of all Bank products, services, procedures and practices; in‑depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures. Skills Well‑developed sales, interpersonal and negotiating skills; excellent written and verbal communication; basic accounting and credit skills; detail oriented and capable of prioritizing complex assignments; proficiency in Microsoft Word, Excel, Outlook. Training Requirements Required annual compliance training; New Employee Orientation. Physical Demands Must be able to effectively access and interpret information on computer screens, documents, reports. Large amount of time in front of a computer, sitting or standing with right desk. Work Environment This position is located in a private office inside a cooled and heated facility with ability to go to a break room or rest room during breaks. Travel May require some travel from time to time. Location 2661 Royal Forest Dr. Kingwood, Texas 77339 Equal Opportunity Employer SouthState Bank is an equal opportunity employer, including disabled/veterans.
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Summary/Objectives Has responsibility for developing new business through sales efforts in a SouthState metropolitan market. Manages a high level loan and deposit portfolio providing superior client service. Analyzes financial information to evaluate the credit worthiness of loan requests. Compiles loan packages ensuring completeness and accuracy of information provided. Sells and cross‑sells additional products and services of the Bank. Assures that all loans are in compliance with State and Federal regulations and Bank policies and procedures. Success in the role is defined by efficacy in calling activity, proposal generation, revenue generation, risk mitigation, and the ability to build successful relationships internally and externally. Essential Functions Actively participates in a business development plan to increase the loan and deposit portfolio of commercial clients within a SouthState metro market. Develop consultative relationships with prospects and clients to add value by delivering appropriate banking solutions. Manage the flow of loan and deposit requests through the appropriate channels to ensure credit quality, responsiveness, structure and pricing meet client needs and bank objectives. Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth and Retail. Underwrite loan requests within the parameters of the Bank’s policies and procedures, ensuring accuracy and completeness for credit approval. Manage and service the assigned loan portfolio, keeping documentation complete and compliant. Partner with Credit to properly risk grade each loan and adjust risk grades as circumstances change. Price each loan and deposit product according to current Bank pricing guidelines. Demonstrate a commitment to fair lending practices and remain knowledgeable of all laws and regulations governing the lending activities of financial institutions. Resolve client problems, provide superior service, and build positive relationships with COI’s and community partners to enhance the Bank’s image. Qualifications Education A Bachelor’s degree in business, finance, banking or related field is required. Graduation from a recognized school of banking is an asset. Experience Minimum of 5–10 years commercial lending experience; previous loan structuring and credit analysis responsibilities. Knowledge Extensive knowledge of all Bank products, services, procedures and practices; in‑depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures. Skills Well‑developed sales, interpersonal and negotiating skills; excellent written and verbal communication; basic accounting and credit skills; detail oriented and capable of prioritizing complex assignments; proficiency in Microsoft Word, Excel, Outlook. Training Requirements Required annual compliance training; New Employee Orientation. Physical Demands Must be able to effectively access and interpret information on computer screens, documents, reports. Large amount of time in front of a computer, sitting or standing with right desk. Work Environment This position is located in a private office inside a cooled and heated facility with ability to go to a break room or rest room during breaks. Travel May require some travel from time to time. Location 2661 Royal Forest Dr. Kingwood, Texas 77339 Equal Opportunity Employer SouthState Bank is an equal opportunity employer, including disabled/veterans.
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