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First National Bankers Bank

Loan Operations Specialist

First National Bankers Bank, Birmingham, Alabama, United States, 35275

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Loan Operations Specialist

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First National Bankers Bank

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Summary The position is in charge of loan servicing after the transaction has closed. This includes communicating with Commercial Loan Officers and personnel at customer banks, routing loan‑related documentation to lenders, and obtaining proper approval prior to updating ticklers, working daily tracking reports, performing routine and intermediate loan processing and administration duties and maintaining good customer relations. Maintain a positive attitude and demonstrate exceptional work ethic. The position requires expertise of all aspects of post‑closing loan servicing, and at levels II and III, the incumbent is expected to train and support less experienced loan servicing experts and other staff members. Follows policies and procedures, completes administrative activities accurately and on time and upholds the Bank's core values.

Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.

Benefits

401(k) matching

Bonus based on performance

Company parties

Competitive salary

Dental insurance

Employee discounts

Health insurance

Opportunity for advancement

Paid time off

Parental leave

Training & development

Vision insurance

Wellness resources

ESSENTIAL DUTIES AND RESPONSIBILITIES

Requests and processes tickler and exception items timely and frequently.

Checks prior day payments, advances, maintenance, and rate changes and presents findings to the Loan Operations Manager's attention.

Receives approval by Loan Closers prior to marking an exception as received.

Correctly indexes tickler and exception items.

Updates the required date in tracking system when updates are received on tickler items.

Verifies all insurance policies have appropriate dedutibles and coverage amounts.

Sends force placed letters on expired insurance policies.

Requests a copy of force placed letters on expired insurance policies on purchased participations.

Provides effective customer service both internally and externally and assists in resolving problems within given authority.

Additional responsibilities

Processing direct and participated loan payments and advances, including the downstream portion.

Collecting funds owed on downstream loan advances.

Paying funds received owed to downstream banks.

Calculating loan pay off amounts for all types of loans.

Verifying the principal and interest balances on each loan when a payment is received.

Processing incoming and outgoing wire transfers.

Logging payments and advances not yet processed on the loan clearing spreadsheet daily.

Answering the phone; responding to loan officer or customer inquiries regarding account balances, loan balances and payoff requests.

Assisting in cross‑training less experienced loan servicing personnel in all loan servicing functions.

Creating checklists and writing procedures for department.

Assisting with department projects.

Additional Desired Knowledge, Skills And Experience Microsoft Excel, Word and Outlook (Basic)

Bank loan systems

Bank deposit systems

Imaging systems

Accounting and General Ledger

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Finance and Sales

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