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JPMorganChase

Treasury/Chief Investment Office - Interest Rate Risk Associate

JPMorganChase, New York, New York, us, 10261

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Join JPMorgan Chase's Risk Management and Compliance team, where your expertise helps safeguard the firm's financial strength and resilience. As an Interest Rate Risk Analyst, you'll be at the forefront of identifying and managing risks that impact our business, customers, and communities. We foster a culture of innovation, challenging the status quo, and striving for best‑in‑class risk practices. Your analytical skills and forward‑thinking approach will help shape the future of our Treasury and Chief Investment Office. Make a meaningful impact by leveraging technology and market insights to navigate a complex regulatory landscape.

As an Interest Rate Risk Analyst in the Treasury and Chief Investment Office (CIO) team, you will play a critical role in managing the firm’s interest rate risk exposure arising from core banking activities and investment portfolios. You will have the opportunity to conduct deep‑divide analyses, develop market scenarios, and provide actionable insights for senior management. This role offers a unique opportunity to collaborate across global teams, integrate advanced technologies into risk management workflows, and contribute to the evolution of risk practices at one of the world’s leading financial institutions.

Job Responsibilities

Monitor and manage interest rate risk (IRR) in the banking book, including key metrics such as Earnings at Risk, Duration of Equity, and Economic Value of Equity

Conduct deep‑divide analyses and market scenario assessments to identify emerging risks and blind spots

Summarize analytical findings and intuitions for management reports and presentations

Integrate new technologies, including AI, Python, and Databricks, into risk management workflows

Provide analytical support for IRR management strategies, modeling assumptions, and connectivity to related risks (Liquidity and Capital Risk)

Independently assess IRR strategies and changes to modeling assumptions, including deposits and mortgages

Stay informed on market trends and macroeconomic environments to guide the firm through complex ALM and regulatory challenges

Collaborate with IRR coverage teams across lines of business and global legal entities (EMEA and APAC)

Support the evolution of risk practices and contribute to the development of best‑in‑class methodologies

Ensure compliance with regulatory requirements and internal risk limits

Communicate complex concepts clearly to both technical and non‑technical stakeholders

Required Qualifications, Capabilities, and Skills

Minimum 3+ year of experience in Trading, Risk Management, Treasury, or Finance function

Proficiency in Python, SQL, or similar programming languages

Familiarity with AI and Machine Learning applications in financial analysis

Excellent oral and written communication skills, with ability to articulate complex concepts for management

Strong analytical skills and high level of self‑initiative

Ability to work effectively across different functional areas and global locales

Experience in preparing management reports and presentations

Demonstrated problem‑solving skills and attention to detail

Ability to manage multiple priorities in a fast‑paced environment

Commitment to continuous learning and professional development

Preferred Qualifications, Capabilities, and Skills

Understanding of fixed income pricing concepts and balance sheet management

Experience in a fixed income trading environment

Exposure to stress‑testing frameworks, such as Value at Risk (VaR)

Advanced knowledge of interest rate risk management practices

Experience with regulatory compliance in ALM and Treasury functions

Familiarity with global financial markets and macroeconomic analysis

Ability to drive innovation and process improvement in risk management

About Us JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer The organization is an equal opportunity employer and places a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information on requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

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