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JLL

Underwriter

JLL, Miami, Florida, us, 33222

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JLL empowers you to shape a brighter way .

Our people at JLL and JLL Technologies are shaping the future of real estate for a better world by combining world class services, advisory and technology for our clients. We are committed to hiring the best, most talented people and empowering them to thrive, grow meaningful careers and to find a place where they belong. Whether you've got deep experience in commercial real estate, skilled trades or technology, or you're looking to apply your relevant experience to a new industry, join our team as we help shape a brighter way forward.

Job Description We are currently seeking an experienced

Underwriter

or

Senior Underwriter

to join our

JLL Capital Markets-Multifamily Debt Team .

The Underwriter must demonstrate the ability for detail, organization and analytical orientation, and possess the initiative to work in an independent and reliable manner.

The Underwriter will provide exceptional service to our clients and underwrite multifamily products. They will complete the underwriting narrative and financial analysis, identify strengths and weaknesses with appropriate mitigants and present to loan committee for approval. The Underwriter must have knowledge of both the Fannie Mae DUS and Freddie Mac Program Plus programs and must have the ability to underwrite multifamily and senior housing products, including both conventional and affordable transactions.

The position will be based in our

Atlanta - GA, Birmingham - AL, Los Angeles - CA, Chicago - IL, Dallas - TX, Tampa - FL, Miami - FL or

Washington DC offices.

Responsibilities

Analyze practical problems and resolve complex transactions when confronted with minimum detailed, concrete or standardized information

Lead Initial (and all follow-up) Deal Team meetings to evaluate strengths and weaknesses of prospective loans, understand Fannie Mae DUS and Freddie Mac Program guidelines and offer direction to the team for guide compliance, establish underwriting/closing timeline, and make borrower introductions

Manage to customer satisfaction and internal timelines for transaction funding

Compile independent data and form conclusions on market conditions, management, property condition, and sponsor

Review reports prepared by third-party consultants to determine market value, physical needs, environmental concerns and architectural/cost requirements are being met for multifamily and healthcare properties

Review of specialized documents such as ground leases, regulatory agreements, Section 8 contracts, bond documentation and operating agreements

Perform financial analysis including trend and cap rate analysis, capital expenditure requirements and proforma NOI and DSC calculations

Analyze and evaluate complex ownership borrower structures relative to legal and financial responsibilities and obligations

Complete property site inspections

Regularly communicate loan status updates to underwriting team and originators as appropriate.

Prepare waiver/exception justifications

Complete loan narrative incorporating strengths, weaknesses and mitigants in the overall transaction

Work closely with closing and pricing during rate lock to ensure the approved loan amount and structure is appropriately matched to the approved rate lock terms

Review for accuracy the draft commitment letter to be issued to the borrower to ensure commitment accuracy

Review and approve data input

Mentor Analyst and Processor

Additional duties as deemed necessary by management

Qualifications Required

1-5 years of experience in Multifamily finance underwriting

An undergraduate degree in a business-related field (i.e. Finance, Accounting, Real Estate, Business)

Strong Microsoft Excel and Word proficiency

Strong math, verbal, writing, leadership, and organizational skills

Strong time management skills and ability to operate under demanding deadlines

Ability to multitask and work on several transactions simultaneously

Ability to recognize and mitigate risk

Excellent attention to detail and the ability to work independently and in teams

Ability to travel as needed

Physical Demands Must be able to physically inspect multiple residences and common areas within an apartment complex, as well as inspect comparable properties within the market. Employee must be able to physically move about the apartment complex, which shall require standing and walking for extended periods of time, and climbing stairs. Inspections may also require the ability to sit, reach, and bend.

Travel shall include various modes of travels (including but not limited to planes, trains and automobiles) to different time zones and may require overnight lodging.

Estimated total compensation for this position 150,000.00 - 250,000.00 USD per year

The total compensation range is an estimate and not guaranteed. An employment offer is based on an applicant's education, experience, skills, abilities, geographic location, internal equity and alignment with market data

Location On-site - Atlanta, GA, Birmingham, AL, Chicago, IL, Dallas, TX, Fort Lauderdale, FL, Los Angeles, CA, Miami, FL, Tampa, FL, Washington, DC

If this job description resonates with you, we encourage you to apply, even if you don't meet all the requirements. We're interested in getting to know you and what you bring to the table!

Personalized benefits that support personal well-being and growth

401(k) plan with matching company contributions

Comprehensive Medical, Dental & Vision Care

Paid parental leave at 100% of salary

Paid Time Off and Company Holidays

Compliance Jones Lang LaSalle ("JLL") is an Equal Opportunity Employer and is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process - you may email us at accomodationrequest@am.jll.com

Accepting applications on an ongoing basis until candidate identified.

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