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Alma Bank

Deposit Operations Specialist

Alma Bank, New York, New York, us, 10261

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Deposit Operations Specialist

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Deposit Operations Specialist

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Alma Bank Alma Bank, headquartered in Long Island City, New York and having 13 branches located throughout Queens, NYC, New Jersey, Long Island, Brooklyn and the Bronx, brings personal service back to personal banking. We have genuine banking professionals ready to serve our customers and offer a full range of products and services. Alma delivers a private banking style experience to our business banking customers.

Alma Bank is currently looking to hire an experienced Deposit Operations Specialist. The salary range is between $50k-$70k annually and is commensurate with experience.

Summary

The Deposit Operations Specialist is responsible for reviewing and processing daily exception items arising from deposit account transaction activity. This role ensures accurate reporting by reviewing daily exception reports and coordinating all activities with the Deposit Operations Manager. The ideal candidate will have a strong background in IRA operations, legal desk functions, and exception processing.

ESSENTIAL DUTIES AND RESPONSIBILITIES

include the following. Other duties may be assigned:

Daily Operations:

Review and process Non-Posted Transactions, Overdraft Exceptions, On-Us Check Exceptions, and Stop Payment Suspect items. Process FRB Charge Backs (Deposited return items) and Canadian check deposit items with FRB. Conduct Signature Verifications.

Reconciliation and Reporting:

Reconcile departmental General Ledger and internal DDA clearing/suspense accounts daily and monthly. Review, report, and remit monthly Interest on Lawyers Accounts (IOLA-NY) and quarterly Interest on Lawyers Trust Accounts (IOLTA-NJ). Manage and process funds from On-Us clean collection items and FRB Check Adjustments and Claims.

Specialized Functions:

Handle Individual Retirement Account (IRA) operations, including contributions, distributions, and compliance with IRS regulations. Address legal desk inquiries and requirements, such as subpoenas, levies, and garnishments, ensuring compliance with applicable laws. Handle Abandoned Property processing.

Other Responsibilities:

Assist the Department Manager with projects and additional duties as assigned.

QUALIFICATIONS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

EDUCATION and/or EXPERIENCE:

Experience: Minimum 3 years of deposit operations experience in the financial services industry, with at least 5 years at the assistant manager level preferred. Expertise: Demonstrated knowledge of IRA operations, legal desk processes, and exception item handling. Skills: Proficient in banking industry products, services, and regulations. Strong organizational, interpersonal, and communication skills. Excellent time management abilities to meet processing deadlines. Intermediate proficiency in Microsoft Office Suite, including Word, Excel, and Outlook.

BENEFITS:

Salary commensurate with experience. Alma Bank employees work in an open and collaborative environment. Alma Bank Offers its eligible employees a generous matching 401(k), excellent healthcare coverage (medical/dental/vision), short- and long-term disability, life insurance and long-term care options.

Alma Bank is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

No Agencies Please

Seniority level

Seniority level

Mid-Senior level Employment type

Employment type

Full-time Job function

Job function

Management and Manufacturing Industries

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