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Luxoft

Senior Consultant - Accounts & AML Specialist

Luxoft, Poland, New York, United States

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Project description Act as a single point of expertise for Accounts domain (account lifecycle, statements, regulatory reporting) and AML compliance (transaction monitoring, KYC alignment), bridging business and system requirements for both areas. Responsibilities

Accounts Area – Define requirements for account opening/modification/closing (Current, VAT, Deposit). Specify statement generation and JPK_WB reporting logic. Design proxy relationship rules and account blocking/seizure processes. AML Area – Define AML monitoring rules, suspicious activity reporting, and escalation workflows. Align KYC requirements with account lifecycle processes. Ensure compliance with Polish AML Act and KNF guidelines. Act as liaison between Polish business teams and KR HQ IT for both domains. Own backlog items and acceptance criteria for Accounts and AML streams. Support UAT and ensure regulatory compliance across both areas. SKILLS

Must have

Experience – 8‑10+ years in banking or consulting with strong exposure to both core banking accounts and AML compliance. Domain Expertise – Polish account structures (Current, VAT, Deposit) and regulatory reporting (JPK_WB). AML frameworks: transaction monitoring, PEP/sanctions screening, suspicious activity reporting. Technical Understanding – Core banking systems, AML tools, data flows. Regulatory Knowledge – KNF guidelines, AML Act, GDPR. Documentation – BRD, FS, process modeling (BPMN/UML). Nice to have

Polish language

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