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JPMorgan Chase & Co.

Sr Lead Architect, Payments Technology

JPMorgan Chase & Co., Palo Alto, California, United States, 94306

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Business Unit Commercial & Investment Bank

Posting Date 11/14/2025, 07:02 PM

Locations 3223 Hanover St, Palo Alto, CA, 94304, US

Job Schedule Full time

Job Description If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you. Join our team and help us develop game-changing, high-quality solutions.

As a Senior Lead Architect at JPMorgan Chase within the Corporate Investment Banking Payments Technology team, you play a crucial role in developing high-quality architecture solutions for a range of software applications and platform products. Your expertise across multiple architecture domains allows you to promote significant business impact and contribute to shaping the target state architecture.

As a Sr Lead Architect, you will lead the transformation and modernization of payments platforms, working alongside passionate and dedicated teams at the intersection of technology and business strategy. You will collaborate with internal teams and business leaders to develop strategically sound Target State Architectures that address current business needs and are adaptable for future requirements.

Job responsibilities

Design and develop scalable, high-performance Java-based cloud-native applications

Architect solutions for processing large data volumes with low latency and high throughput

Create technical specifications and detailed architecture blueprints for distributed systems

Lead technical decisions for enterprise-scale Java applications

Establish coding standards, best practices, and development methodologies

Mentor junior developers and provide technical guidance to cross-functional teams

Evaluate and recommend appropriate technologies and frameworks

Collaborate with stakeholders to transform business requirements into optimal technical solutions

Perform code reviews, ensure quality of deliverables, troubleshoot complex production issues in distributed environments

Required qualifications, capabilities, and skills

Formal training or certification on software engineering concepts and 5+ years applied experience

Java development experience with proven expertise in cloud-native application design

Strong hands-on coding skills in Java, and open-source frameworks including Spring Boot, Service-mesh, Docker, Kubernetes, among others

Extensive experience with distributed computing and designing high-throughput, low-latency systems

Demonstrated success processing large data volumes in production environments

Expert-level knowledge of microservices architecture, API design, and cloud platforms (AWS, Azure, GCP)

Experience with event-driven architectures, streaming, and message brokers (Kafka, RabbitMQ)

Proficiency with DevOps practices, CI/CD pipelines, and containerization (Docker, Kubernetes)

Strong experience with databases (SQL and NoSQL) and data modeling at scale

Excellent communication and interpersonal skills with demonstrated ability to influence stakeholders

Strong collaboration skills and experience working effectively across cross-functional teams

Strong problem-solving abilities and meticulous attention to detail

Preferred qualifications, capabilities, and skills

Experience in the Payments domain or financial services industry a plus

Experience with reactive programming and asynchronous processing models

Knowledge of advanced performance tuning and optimization techniques

Proficiency with multiple cloud platforms and hybrid cloud architectures

Experience with data engineering and big data technologies (Spark, Flink, Hadoop ecosystem)

Contributions to open-source projects

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries

About Us JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit ourFAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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