Zachary Piper Solutions
Director of Credit Policy and Loan Review
Zachary Piper Solutions, Hauppauge, New York, United States, 11788
Director of Credit Policy and Loan Review
Zachary Piper Solutions is seeking a
Director of Credit Policy and Loan Review
responsible for implementation and maintenance of the credit union’s consumer, residential, and commercial lending policies. The leader provides management with an objective appraisal of the credit union’s loan portfolio including an evaluation of credit quality and documentation ensuring compliance with established loan policies.
This position is fully onsite in Hauppauge, NY.
Responsibilities
Develops and implements comprehensive credit policies and procedures to effectively assess and manage credit risk
Performs regular loan portfolio reviews including commercial, real estate, and consumer loans
Monitors and evaluates the performance of credit portfolios, identifying trends and potential areas of concern
Prepares detailed reports and presentations for senior management regarding credit risk exposure and portfolio performance
Supports the Credit Risk and Fair Lending Committee by preparing the agenda, reporting, and supporting materials for the committee
Develops, implements, and executes a comprehensive loan review program, including sample-based review of compliance with underwriting standards and credit policy
Communicates discrepancies or inconsistencies to loan officers or underwriters
Works closely with loan originators, underwriting, and loan operations to ensure compliance with applicable lending policies and the credit union’s risk appetite
Provides support for audits and regulatory exams
Develops and prepares reporting for Management and Credit Risk and Fair Lending Committee
Requirements
Bachelor’s degree required (Bachelor’s degree in business, finance, risk management) or accounting or a minimum of seven years directly related experience required
Minimum seven years’ experience within a bank or credit union, with three years leading or influencing people
Minimum five years experience in loan review, credit policy, credit review, credit analysis, underwriting, or related discipline required
Underwriting experience in commercial and or residential lending required
Experience writing and maintaining policies and procedures required
Formal credit risk training and or certification strongly preferred
Compensation $160,000-$170,000/year with potential bonus depending on years of experience and degree
Full Benefits -Medical, Dental, Vision, 401K, Paid Holidays, PTO, Sick Leave if required by law
This job opens for applications on 12/15/2025. Applications for this job will be accepted for at least 30 days from the posting date
Keywords: Credit Risk Management, Credit Policy Development, Loan Review Program, Underwriting Standards, Risk Assessment, Portfolio Performance, Credit Analysis, Credit Review, Loan Portfolio Monitoring, Fair Lending Compliance, Risk Reporting, Regulatory Compliance, Audit Support, Credit Risk Exposure, Trend Analysis, Portfolio Evaluation, SLOs / SLIs, Data Analysis, Reporting, Presentations, Committee Reporting, Risk Management Framework, Policy & Procedure Documentation, Compliance Monitoring, Sample-Based Review, Root Cause Analysis, Continuous Improvement, Commercial Lending, Residential Lending, Consumer Loans, Underwriting, Credit Union, Banking, Leadership, Influencing Teams, Formal Credit Risk Training, Risk Appetite Alignment
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Director of Credit Policy and Loan Review
responsible for implementation and maintenance of the credit union’s consumer, residential, and commercial lending policies. The leader provides management with an objective appraisal of the credit union’s loan portfolio including an evaluation of credit quality and documentation ensuring compliance with established loan policies.
This position is fully onsite in Hauppauge, NY.
Responsibilities
Develops and implements comprehensive credit policies and procedures to effectively assess and manage credit risk
Performs regular loan portfolio reviews including commercial, real estate, and consumer loans
Monitors and evaluates the performance of credit portfolios, identifying trends and potential areas of concern
Prepares detailed reports and presentations for senior management regarding credit risk exposure and portfolio performance
Supports the Credit Risk and Fair Lending Committee by preparing the agenda, reporting, and supporting materials for the committee
Develops, implements, and executes a comprehensive loan review program, including sample-based review of compliance with underwriting standards and credit policy
Communicates discrepancies or inconsistencies to loan officers or underwriters
Works closely with loan originators, underwriting, and loan operations to ensure compliance with applicable lending policies and the credit union’s risk appetite
Provides support for audits and regulatory exams
Develops and prepares reporting for Management and Credit Risk and Fair Lending Committee
Requirements
Bachelor’s degree required (Bachelor’s degree in business, finance, risk management) or accounting or a minimum of seven years directly related experience required
Minimum seven years’ experience within a bank or credit union, with three years leading or influencing people
Minimum five years experience in loan review, credit policy, credit review, credit analysis, underwriting, or related discipline required
Underwriting experience in commercial and or residential lending required
Experience writing and maintaining policies and procedures required
Formal credit risk training and or certification strongly preferred
Compensation $160,000-$170,000/year with potential bonus depending on years of experience and degree
Full Benefits -Medical, Dental, Vision, 401K, Paid Holidays, PTO, Sick Leave if required by law
This job opens for applications on 12/15/2025. Applications for this job will be accepted for at least 30 days from the posting date
Keywords: Credit Risk Management, Credit Policy Development, Loan Review Program, Underwriting Standards, Risk Assessment, Portfolio Performance, Credit Analysis, Credit Review, Loan Portfolio Monitoring, Fair Lending Compliance, Risk Reporting, Regulatory Compliance, Audit Support, Credit Risk Exposure, Trend Analysis, Portfolio Evaluation, SLOs / SLIs, Data Analysis, Reporting, Presentations, Committee Reporting, Risk Management Framework, Policy & Procedure Documentation, Compliance Monitoring, Sample-Based Review, Root Cause Analysis, Continuous Improvement, Commercial Lending, Residential Lending, Consumer Loans, Underwriting, Credit Union, Banking, Leadership, Influencing Teams, Formal Credit Risk Training, Risk Appetite Alignment
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