Social Finance, Inc. (SoFi)
Senior Staff Engineer, Lending Finance
Social Finance, Inc. (SoFi), Helena, Montana, us, 59604
Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next‑generation financial services company and national bank using innovative, mobile‑first technology to help our millions of members reach their goals.
Join us to invest in yourself, your career, and the financial world.
The Role We are looking for an eager Senior Staff Software Engineer excited to dive in and help build and support the cutting‑edge technology systems of the Lending Finance Platform team, which support our Capital Markets and Accounting business functions. SoFi is pushing the boundaries of lending and providing next‑level products for our members and investors, and we are seeking someone with big ideas and a drive to help achieve our goals.
What You’ll Do
Write production‑grade, scalable backend code using Java, Kotlin, Spring Boot, and modern frameworks.
Debug and resolve complex systems issues in high‑scale, real‑time services.
Develop APIs, services, and platform infrastructure that support loan servicing, payment schedules, and operational workflows.
Drive hands‑on delivery of critical projects such as schedule generation, batching frameworks, and testing infrastructure.
Architect platform‑level services and improve systems for resilience, observability, and extensibility.
Make high‑leverage engineering decisions that balance speed, quality, and maintainability.
Raise the bar on engineering quality through hands‑on contributions, design reviews, and technical mentorship.
Partner with product, design, operations, and other engineering teams to build solutions that deliver business value and customer impact.
Contribute to cross‑functional platform efforts (e.g., onboarding, credit‑bureau reporting, collections APIs).
Drive alignment on technical strategy and execution, with strong written and verbal communication.
What You’ll Need
Bachelor’s or Master’s degree in Computer Science, Software Engineering, or a related field.
8+ years experience as a software engineer, designing and implementing complex software solutions.
Experience with React, Java, Spring, Kotlin, PostgreSQL, AWS, modern Java frameworks, REST APIs, and relational databases.
Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications.
Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration.
Excellent communication and interpersonal skills, with the ability to effectively communicate technical concepts to diverse audiences.
Experience with Kafka, Docker, Kubernetes, Spring Boot, cloud infrastructure, Terraform, and CI/CD.
Nice to Have
Experience in financial services or fintech (loan servicing, payments, interest calculations, credit reporting, etc.).
Experience with Temporal, Kubernetes, Docker, Terraform, and CI/CD tooling.
Exposure to data analytics or machine learning platforms.
Familiarity with front‑end technologies such as React, Scala, or Flutter.
Compensation and Benefits
Pay range: $172,800.00 – $297,000.00 (annual).
Eligible for bonus, long‑term incentives, and competitive benefits.
Full benefits information available on our
Benefits at SoFi
page.
Equal Employment Opportunity SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
Legal Notice The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. SoFi is committed to an inclusive culture and offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
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Join us to invest in yourself, your career, and the financial world.
The Role We are looking for an eager Senior Staff Software Engineer excited to dive in and help build and support the cutting‑edge technology systems of the Lending Finance Platform team, which support our Capital Markets and Accounting business functions. SoFi is pushing the boundaries of lending and providing next‑level products for our members and investors, and we are seeking someone with big ideas and a drive to help achieve our goals.
What You’ll Do
Write production‑grade, scalable backend code using Java, Kotlin, Spring Boot, and modern frameworks.
Debug and resolve complex systems issues in high‑scale, real‑time services.
Develop APIs, services, and platform infrastructure that support loan servicing, payment schedules, and operational workflows.
Drive hands‑on delivery of critical projects such as schedule generation, batching frameworks, and testing infrastructure.
Architect platform‑level services and improve systems for resilience, observability, and extensibility.
Make high‑leverage engineering decisions that balance speed, quality, and maintainability.
Raise the bar on engineering quality through hands‑on contributions, design reviews, and technical mentorship.
Partner with product, design, operations, and other engineering teams to build solutions that deliver business value and customer impact.
Contribute to cross‑functional platform efforts (e.g., onboarding, credit‑bureau reporting, collections APIs).
Drive alignment on technical strategy and execution, with strong written and verbal communication.
What You’ll Need
Bachelor’s or Master’s degree in Computer Science, Software Engineering, or a related field.
8+ years experience as a software engineer, designing and implementing complex software solutions.
Experience with React, Java, Spring, Kotlin, PostgreSQL, AWS, modern Java frameworks, REST APIs, and relational databases.
Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications.
Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration.
Excellent communication and interpersonal skills, with the ability to effectively communicate technical concepts to diverse audiences.
Experience with Kafka, Docker, Kubernetes, Spring Boot, cloud infrastructure, Terraform, and CI/CD.
Nice to Have
Experience in financial services or fintech (loan servicing, payments, interest calculations, credit reporting, etc.).
Experience with Temporal, Kubernetes, Docker, Terraform, and CI/CD tooling.
Exposure to data analytics or machine learning platforms.
Familiarity with front‑end technologies such as React, Scala, or Flutter.
Compensation and Benefits
Pay range: $172,800.00 – $297,000.00 (annual).
Eligible for bonus, long‑term incentives, and competitive benefits.
Full benefits information available on our
Benefits at SoFi
page.
Equal Employment Opportunity SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
Legal Notice The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. SoFi is committed to an inclusive culture and offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
#J-18808-Ljbffr