Circle
Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure.
Overview Join Circle as a Senior Analyst, AML on the Compliance Operations team. As a Senior Analyst, you will conduct complex reviews and projects within Circle’s KYC team, ensuring the safety of the platform through in-depth customer investigations and continuous monitoring of threat vectors across the KYC landscape.
Responsibilities Senior Analyst, AML is responsible for conducting detailed customer onboarding, including enhanced due diligence, and ongoing periodic reviews. You’ll operate at the intersection of innovative products and customers, supporting Circle’s efforts to ensure the safety of its platform.
Review higher and high‑risk client relationships to ensure customer due diligence is complete, accurate, and meets applicable specialized and enhanced due diligence requirements.
On‑go‑ing monitoring of customers, including counterparty compliance calls, assessment of transactional activity, and collection/testing of samples of customer files.
Update internal records to enrich customer KYC files.
Ensure the customer’s nature of business aligns with their business models and profiles.
Escalate and draft executive‑level risk acceptance memos for customers with red flags and higher risk attributes, summarizing findings and next steps.
Partner with key internal stakeholders—including business teams and other control functions—to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations.
Partner with team leads within the region to facilitate knowledge sharing.
Monitor industry trends relative to money laundering or fraud schemes, including detection and reporting of suspicious activity.
Perform general administration and ancillary activities as required and related to the above functions in accordance with business requirements.
Leverage AI tools to improve review efficiency and quality, including AI‑generated risk summaries, memo drafting support, and automated alert triage to enhance decision‑making and workflow throughput.
Qualifications
Passion for harnessing the power of digital currency and blockchain technology built on top of it. Deep understanding of blockchain technology.
Innovative and creative mind looking to suggest new solutions to old problems.
Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams. Appreciate direct communication.
Experience and comfort working in an ever‑changing industry and the flexibility to quickly react to changing demands. Never tired of learning.
B.A./B.S. degree; quantitative or technical degree a plus.
4+ years of relevant experience in AML and KYC reviews for corporates, with 2 years in crypto, preferable in ongoing monitoring of higher and high‑risk customers.
Detail‑oriented, highly analytical, and comfortable digging into data.
Strong communication skills and presence, ability to interface with internal and external teams.
CAMS, CFCS or CFE certification is a plus.
Work effectively in a fully remote environment with teams spanning multiple time‑zones (our team is across the US, Europe & APAC).
Experience/familiarity with Slack, Apple macOS and GSuite.
Compensation Base Pay Range: $90,000 – $120,000. Total compensation consideration includes various factors such as experience, skill set, qualifications, and business needs.
Equal Opportunity Employer Circle is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected status required by the laws in the locations where we hire. Circle participates in the E‑Verify Program in certain locations, as required by law. If you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support.
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Overview Join Circle as a Senior Analyst, AML on the Compliance Operations team. As a Senior Analyst, you will conduct complex reviews and projects within Circle’s KYC team, ensuring the safety of the platform through in-depth customer investigations and continuous monitoring of threat vectors across the KYC landscape.
Responsibilities Senior Analyst, AML is responsible for conducting detailed customer onboarding, including enhanced due diligence, and ongoing periodic reviews. You’ll operate at the intersection of innovative products and customers, supporting Circle’s efforts to ensure the safety of its platform.
Review higher and high‑risk client relationships to ensure customer due diligence is complete, accurate, and meets applicable specialized and enhanced due diligence requirements.
On‑go‑ing monitoring of customers, including counterparty compliance calls, assessment of transactional activity, and collection/testing of samples of customer files.
Update internal records to enrich customer KYC files.
Ensure the customer’s nature of business aligns with their business models and profiles.
Escalate and draft executive‑level risk acceptance memos for customers with red flags and higher risk attributes, summarizing findings and next steps.
Partner with key internal stakeholders—including business teams and other control functions—to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations.
Partner with team leads within the region to facilitate knowledge sharing.
Monitor industry trends relative to money laundering or fraud schemes, including detection and reporting of suspicious activity.
Perform general administration and ancillary activities as required and related to the above functions in accordance with business requirements.
Leverage AI tools to improve review efficiency and quality, including AI‑generated risk summaries, memo drafting support, and automated alert triage to enhance decision‑making and workflow throughput.
Qualifications
Passion for harnessing the power of digital currency and blockchain technology built on top of it. Deep understanding of blockchain technology.
Innovative and creative mind looking to suggest new solutions to old problems.
Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams. Appreciate direct communication.
Experience and comfort working in an ever‑changing industry and the flexibility to quickly react to changing demands. Never tired of learning.
B.A./B.S. degree; quantitative or technical degree a plus.
4+ years of relevant experience in AML and KYC reviews for corporates, with 2 years in crypto, preferable in ongoing monitoring of higher and high‑risk customers.
Detail‑oriented, highly analytical, and comfortable digging into data.
Strong communication skills and presence, ability to interface with internal and external teams.
CAMS, CFCS or CFE certification is a plus.
Work effectively in a fully remote environment with teams spanning multiple time‑zones (our team is across the US, Europe & APAC).
Experience/familiarity with Slack, Apple macOS and GSuite.
Compensation Base Pay Range: $90,000 – $120,000. Total compensation consideration includes various factors such as experience, skill set, qualifications, and business needs.
Equal Opportunity Employer Circle is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected status required by the laws in the locations where we hire. Circle participates in the E‑Verify Program in certain locations, as required by law. If you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support.
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