Synchrony
AVP, Credit Analytics and Reporting – Regulatory Response
Synchrony, Costa Mesa, California, United States, 92626
AVP, Credit Analytics and Reporting – Regulatory Response
Apply for the AVP, Credit Analytics and Reporting – Regulatory Response role at Synchrony.
Role Summary The AVP, Credit Analytics and Reporting – Regulatory Response will develop and execute analysis and reporting of our credit performance in response to regulatory requests and requirements. The analyst will acquire a strong understanding of credit management concepts and skills in one or multiple data visualization tools. The role engages with multiple functions including regulatory reporting, controllership, credit strategies and portfolio management to quantify various credit metrics creating insights. The analyst will be a subject matter expert in using account level data elements for reporting, data analytics, performance monitoring and measuring impact of strategy changes.
Responsibilities
Interpret and deliver regulatory reporting requirements, external requests, and corresponding data extraction from multiple data warehouses including data validation to support critical regulatory and internal reports.
Establish and enhance credit performance monitoring through collaboration with cross‑functional teams to meet internal and external reporting needs.
Conduct analytical reviews and validation of regulatory reports/requests to ensure balances, variances between periods, and trends are reasonable and sufficiently explained.
Utilize current data visualization tools to create portfolio performance insights that can drill down into key portfolio drivers.
Support process governance framework by mitigating risk through process documentation, validations, simplification, and automation using available technology or exploring new tools.
Perform other duties and/or special projects as assigned.
Qualifications
Bachelor’s degree and minimum of 2 years of experience in analytics, financial reporting, or financial data analysis role or 8 years of experience in retail, business, or private label credit analytics.
2+ years of experience in Credit, Collections, Risk, Finance, or other Data Analytics role.
2+ years of experience with strong SAS, SQL, or Python programming language experience.
1+ year experience with Tableau, SAS Visual Analytics, or similar tool.
Desired Characteristics
Strong experience with SAS, SQL, or Python programming language experience.
Experience dealing with complex and large data sets from multiple sources to support analytical processes.
Proficient experience with Tableau, SAS Visual Analytics, or similar tool.
Demonstrated creativity, problem solving, and critical thinking skills.
Ability to draw conclusions and provide insights from analyzing data.
Ability to multitask and perform in a fast‑paced environment.
Experience with account level database such as RDG, CDCI, CLBP2 database.
Experience working with cross‑functional teams, particularly with credit/risk/finance, with positive collaborative and team management style.
Familiarity with data lake technologies and programming languages (Hadoop, Python, Hive, etc.).
Advanced Excel skills.
Project management skills.
Hyperion experience.
Salary Range : $75,000.00 – $130,000.00 annually; eligible for annual bonus based on individual and company performance.
Employment type : Full‑time;
Job function : Finance;
Job family group : Credit.
EEO Statement : All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Reasonable Accommodation Notice : Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. If you require a reasonable accommodation to apply for a job or to perform your job, please call our Career Support Line at 1‑866‑301‑5627.
#J-18808-Ljbffr
Role Summary The AVP, Credit Analytics and Reporting – Regulatory Response will develop and execute analysis and reporting of our credit performance in response to regulatory requests and requirements. The analyst will acquire a strong understanding of credit management concepts and skills in one or multiple data visualization tools. The role engages with multiple functions including regulatory reporting, controllership, credit strategies and portfolio management to quantify various credit metrics creating insights. The analyst will be a subject matter expert in using account level data elements for reporting, data analytics, performance monitoring and measuring impact of strategy changes.
Responsibilities
Interpret and deliver regulatory reporting requirements, external requests, and corresponding data extraction from multiple data warehouses including data validation to support critical regulatory and internal reports.
Establish and enhance credit performance monitoring through collaboration with cross‑functional teams to meet internal and external reporting needs.
Conduct analytical reviews and validation of regulatory reports/requests to ensure balances, variances between periods, and trends are reasonable and sufficiently explained.
Utilize current data visualization tools to create portfolio performance insights that can drill down into key portfolio drivers.
Support process governance framework by mitigating risk through process documentation, validations, simplification, and automation using available technology or exploring new tools.
Perform other duties and/or special projects as assigned.
Qualifications
Bachelor’s degree and minimum of 2 years of experience in analytics, financial reporting, or financial data analysis role or 8 years of experience in retail, business, or private label credit analytics.
2+ years of experience in Credit, Collections, Risk, Finance, or other Data Analytics role.
2+ years of experience with strong SAS, SQL, or Python programming language experience.
1+ year experience with Tableau, SAS Visual Analytics, or similar tool.
Desired Characteristics
Strong experience with SAS, SQL, or Python programming language experience.
Experience dealing with complex and large data sets from multiple sources to support analytical processes.
Proficient experience with Tableau, SAS Visual Analytics, or similar tool.
Demonstrated creativity, problem solving, and critical thinking skills.
Ability to draw conclusions and provide insights from analyzing data.
Ability to multitask and perform in a fast‑paced environment.
Experience with account level database such as RDG, CDCI, CLBP2 database.
Experience working with cross‑functional teams, particularly with credit/risk/finance, with positive collaborative and team management style.
Familiarity with data lake technologies and programming languages (Hadoop, Python, Hive, etc.).
Advanced Excel skills.
Project management skills.
Hyperion experience.
Salary Range : $75,000.00 – $130,000.00 annually; eligible for annual bonus based on individual and company performance.
Employment type : Full‑time;
Job function : Finance;
Job family group : Credit.
EEO Statement : All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Reasonable Accommodation Notice : Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. If you require a reasonable accommodation to apply for a job or to perform your job, please call our Career Support Line at 1‑866‑301‑5627.
#J-18808-Ljbffr