WTW
Position Overview
As a Healthcare Financial/Actuarial Associate Director you will be a key member of the Financial Actuarial & Analytics (FAA) Community of Expertise. You will lead clients’ financial/actuarial engagements for a portfolio of clients and significantly contribute to complex clients across the full spectrum of employer health and group benefit programs including medical, dental, life, disability, etc. In partnership with Client Service colleagues, you will communicate FAA concepts, strategies and results that effectively drive client action and improve plan performance, and will have the opportunity to work on cutting edge projects alongside leaders in the industry. Responsibilities
Expands knowledge of varying client complexity by working across different client profiles Leads clients’ financial/actuarial engagements for a portfolio of small clients or manages FAA resources on more complex clients and/or deliverables Demonstrates clear understanding of the FAA service catalogue and advanced knowledge in all aspects of benefit plan design, underwriting/funding and post-retirement/employment concepts Guides teams on cost avoidance, risk and funding strategies, and delivers deliverables based on client needs, providing leadership to more junior colleagues on FAA concepts, strategies and tools Reviews technical & consulting accuracy on client projects, including developing pricing and employee contribution strategies, modeling plan design alternatives and calculating reserves Partners with Global Delivery Centers and Client Service teams to deliver superior project management Builds strong relationships internally and collaborates effectively on cross‑functional teams Develops and maintains ongoing relationships with employers’ and vendors’ primary contacts to build and enhance WTW and H&B’s brand May contribute to intellectual capital development Supports new business, expansion and cross‑selling activities Qualifications
8+ years’ experience in professional services, ideally gained in a benefit consulting/brokerage firm or health underwriting/actuarial function of an insurance company Experience working across multiple client segments Advanced knowledge of broad health and welfare products & services Knowledge and experience using big data analytic techniques Expert knowledge of cost avoidance, risk and funding strategies Subject matter expertise on emerging trends Proven ability to lead multiple clients/projects simultaneously and produce quality deliverables on time and within budget Successful experience in expanding client relationships through selling add‑on services Comfort and ability to quickly adapt to changing circumstances or demands, and to help team do the same Well developed written and verbal communication skills Ability to guide work of more junior colleagues and provide feedback Excellent Microsoft Office skills, particularly in Excel and PowerPoint State Life and Health license required within 90 days of joining Relevant financial experience and/or university degree Progress towards completion of health actuarial designation or CEBS designation (optional) Note: Employment‑based non‑immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity. Compensation & Benefits
Base salary range: $115,000.00 – $160,000.00 USD annually. The role is eligible for an annual short‑term incentive bonus. WTW provides a competitive benefit package which includes: Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identity Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program) Leave Benefits: Paid Holidays, Annual Paid Time Off (includes state/local paid leave where required), Short‑Term Disability, Long‑Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave) Retirement Benefits: Qualified contributory pension plan (if eligible) and 401(k) plan with annual nonelective company contribution. Non‑qualified retirement plans available to senior level colleagues who satisfy the plans’ eligibility requirements. Flexible Working
At WTW, we trust you to know your work and the people, tools and environment you need to be successful. The majority of our colleagues work in a “hybrid” style, with a mix of remote, in‑person and in‑office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and “hybrid” is not a one‑size‑fits‑all solution. Please speak to your recruiter to discuss location‑based arrangements and other flexible working requests. EOE, including disability/vets #J-18808-Ljbffr
As a Healthcare Financial/Actuarial Associate Director you will be a key member of the Financial Actuarial & Analytics (FAA) Community of Expertise. You will lead clients’ financial/actuarial engagements for a portfolio of clients and significantly contribute to complex clients across the full spectrum of employer health and group benefit programs including medical, dental, life, disability, etc. In partnership with Client Service colleagues, you will communicate FAA concepts, strategies and results that effectively drive client action and improve plan performance, and will have the opportunity to work on cutting edge projects alongside leaders in the industry. Responsibilities
Expands knowledge of varying client complexity by working across different client profiles Leads clients’ financial/actuarial engagements for a portfolio of small clients or manages FAA resources on more complex clients and/or deliverables Demonstrates clear understanding of the FAA service catalogue and advanced knowledge in all aspects of benefit plan design, underwriting/funding and post-retirement/employment concepts Guides teams on cost avoidance, risk and funding strategies, and delivers deliverables based on client needs, providing leadership to more junior colleagues on FAA concepts, strategies and tools Reviews technical & consulting accuracy on client projects, including developing pricing and employee contribution strategies, modeling plan design alternatives and calculating reserves Partners with Global Delivery Centers and Client Service teams to deliver superior project management Builds strong relationships internally and collaborates effectively on cross‑functional teams Develops and maintains ongoing relationships with employers’ and vendors’ primary contacts to build and enhance WTW and H&B’s brand May contribute to intellectual capital development Supports new business, expansion and cross‑selling activities Qualifications
8+ years’ experience in professional services, ideally gained in a benefit consulting/brokerage firm or health underwriting/actuarial function of an insurance company Experience working across multiple client segments Advanced knowledge of broad health and welfare products & services Knowledge and experience using big data analytic techniques Expert knowledge of cost avoidance, risk and funding strategies Subject matter expertise on emerging trends Proven ability to lead multiple clients/projects simultaneously and produce quality deliverables on time and within budget Successful experience in expanding client relationships through selling add‑on services Comfort and ability to quickly adapt to changing circumstances or demands, and to help team do the same Well developed written and verbal communication skills Ability to guide work of more junior colleagues and provide feedback Excellent Microsoft Office skills, particularly in Excel and PowerPoint State Life and Health license required within 90 days of joining Relevant financial experience and/or university degree Progress towards completion of health actuarial designation or CEBS designation (optional) Note: Employment‑based non‑immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity. Compensation & Benefits
Base salary range: $115,000.00 – $160,000.00 USD annually. The role is eligible for an annual short‑term incentive bonus. WTW provides a competitive benefit package which includes: Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identity Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program) Leave Benefits: Paid Holidays, Annual Paid Time Off (includes state/local paid leave where required), Short‑Term Disability, Long‑Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave) Retirement Benefits: Qualified contributory pension plan (if eligible) and 401(k) plan with annual nonelective company contribution. Non‑qualified retirement plans available to senior level colleagues who satisfy the plans’ eligibility requirements. Flexible Working
At WTW, we trust you to know your work and the people, tools and environment you need to be successful. The majority of our colleagues work in a “hybrid” style, with a mix of remote, in‑person and in‑office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and “hybrid” is not a one‑size‑fits‑all solution. Please speak to your recruiter to discuss location‑based arrangements and other flexible working requests. EOE, including disability/vets #J-18808-Ljbffr