Space Executive
Senior Credit Risk Analyst / Lead (Embedded Finance) (Atlanta)
Space Executive, Atlanta, Georgia, United States, 30383
A high-growth global fintech is expanding its US credit risk function and looking to appoint a
Senior Credit Risk Analyst / Lead
to support its next stage of growth. The firm partners with some of the worlds leading e-commerce and payments platforms to deliver flexible, data-driven financing products to merchants and SMEs.
This is not a regulatory or modeling role
it sits in the
first line , owning portfolio performance and driving actionable, data-backed decisions.
Key Responsibilities
Manage and monitor portfolio-level credit performance across multiple US partners and segments Develop and iterate
credit policies, risk thresholds, and partner frameworks
to balance growth and risk Run
A/B testing
and policy experiments to continuously refine strategies Use
SQL
and
visualization tools (Tableau / Power BI)
to automate portfolio tracking and maintain real-time accuracy Identify risk trends and surface actionable insights to leadership and cross-functional teams Collaborate with
underwriting, product, and commercial teams
to align risk and business objectives
Key Requirements
59 years experience in
credit risk, portfolio management, or SME lending
within fintech, payments, or alternative lending Strong proficiency in
SQL
(essential);
Python
optional Skilled in
Tableau or Power BI
for data visualization and automation Experience with
SME or consumer lending portfolios , credit bureaus, and alternative data sources Strong communicator
able to engage stakeholders diplomatically and translate data into action Bias for execution and experimentation
comfortable learning fast and iterating in real time
Why Join
Join a global fintech scaling rapidly across Europe and North America, backed by strong institutional capital Work alongside experienced risk leaders in a culture that values autonomy, iteration, and measurable impact Exposure to global portfolios and embedded finance partners across payments and e-commerce ecosystems Clear career progression into lead or regional strategy roles
Senior Credit Risk Analyst / Lead
to support its next stage of growth. The firm partners with some of the worlds leading e-commerce and payments platforms to deliver flexible, data-driven financing products to merchants and SMEs.
This is not a regulatory or modeling role
it sits in the
first line , owning portfolio performance and driving actionable, data-backed decisions.
Key Responsibilities
Manage and monitor portfolio-level credit performance across multiple US partners and segments Develop and iterate
credit policies, risk thresholds, and partner frameworks
to balance growth and risk Run
A/B testing
and policy experiments to continuously refine strategies Use
SQL
and
visualization tools (Tableau / Power BI)
to automate portfolio tracking and maintain real-time accuracy Identify risk trends and surface actionable insights to leadership and cross-functional teams Collaborate with
underwriting, product, and commercial teams
to align risk and business objectives
Key Requirements
59 years experience in
credit risk, portfolio management, or SME lending
within fintech, payments, or alternative lending Strong proficiency in
SQL
(essential);
Python
optional Skilled in
Tableau or Power BI
for data visualization and automation Experience with
SME or consumer lending portfolios , credit bureaus, and alternative data sources Strong communicator
able to engage stakeholders diplomatically and translate data into action Bias for execution and experimentation
comfortable learning fast and iterating in real time
Why Join
Join a global fintech scaling rapidly across Europe and North America, backed by strong institutional capital Work alongside experienced risk leaders in a culture that values autonomy, iteration, and measurable impact Exposure to global portfolios and embedded finance partners across payments and e-commerce ecosystems Clear career progression into lead or regional strategy roles