Cashera Capital is hiring: Head of Product in North Miami Beach

Head of Product – Cashera Capital

Location: North Miami

Employment Type: Full-Time

Reporting to: CEO

About Cashera

Cashera Capital is a fast-growing fintech company focused on providing quick, accessible cash advances (average $750) to gig workers and independent contractors in the U.S., including those on platforms like Uber, DoorDash, and Instacart. With a custom-built application and underwriting platform, we recently hit a record month with 85 funded deals and are scaling rapidly. Our operations are expanding in Mexico City, and we're looking for a dynamic Head of Product to drive our next phase of growth.

Role Overview

As Head of Product, you will lead our product vision, strategy, and execution owning everything from user experience to underwriting logic and payment systems. You'll play a key role connecting business objectives, customer needs, and engineering efforts to shape the future of Cashera's technology and lending platform.

Key Responsibilities

• Lead the end-to-end product roadmap across lending application, underwriting, disbursement, collections, and user portals
• Identify user pain points and optimize the experience for fast, transparent funding
• Oversee integration with third-party platforms such as Plaid, Stripe/ACH, Decision Logic.
• Work closely with engineering teams (in-house and outsourced) to deliver features quickly and effectively
• Define and enhance underwriting logic based on user behavior and performance data
• Drive growth through improved approval rates, reduced defaults, and increased user lifetime value
• Develop product specs, workflows, and user stories; manage and prioritize the product backlog
• Build and lead a small product/design team as the company scales

What We're Looking For

• 3+ years of product management experience in fintech, lending, or embedded finance
• A strong track record of building digital credit products for underbanked or gig economy users
• Understanding of risk, underwriting, and financial product design
• Strong strategic thinking and hands-on execution