K&K Global Talent Solutions INC.
Java Principal Architect
K&K Global Talent Solutions INC., Mountain View, California, us, 94039
Principal Architect – FinTech Lending (Java/AWS/PostgreSQL)
Location: Mountain View, CA (Hybrid – 3 days work from office)
Role Overview We are seeking a
Principal Architect
to partner closely with the FinTech organization—specifically the
Lending team
within a broader group that supports
real‑time payments, wallets, lending , and related financial capabilities. This person will quickly build deep technical context, evaluate the current platform, and drive a clear modernization and next‑steps plan.
What You’ll Do
Deeply understand the current codebase
and implementation for the FinTech Lending domain (services, APIs, data models, integrations, and operational patterns).
Build a
comprehensive technical view
of the system: architecture, dependencies, performance, security, reliability, and scalability.
Identify
gaps, risks, and improvement opportunities
(design, data, cloud, observability, resiliency, cost, compliance).
Produce a
clear recommendation and execution plan : target architecture, phased roadmap, tradeoffs, and prioritized next steps.
Collaborate with engineering, product, and platform stakeholders to align on strategy and guide implementation.
Required Skills & Experience
Strong hands‑on architecture experience with
Java
(backend/services),
AWS , and
PostgreSQL .
Proven ability to ramp quickly on complex systems and
document / communicate architecture clearly .
Experience designing or leading
cloud‑native platforms
(microservices, APIs, security, scalability, reliability).
FinTech Lending domain knowledge (must‑have)
– understanding of lending lifecycle, credit decisioning, servicing, and compliance considerations.
Nice to Have
Experience with event‑driven systems (Kafka/SNS/SQS), distributed systems, and observability (metrics/logs/tracing).
Familiarity with regulatory/security practices relevant to financial products (auditability, data protection, access controls).
Examples of FinTech Lending (what “domain knowledge” means)
Loan origination : digital applications, document upload, e‑sign, eligibility checks
Pricing & offers : APR, term, credit limits, risk‑based pricing, offer generation
Disbursement/funding : sending funds to bank accounts/cards/merchants; integration with payment rails
Servicing: repayment schedules, statements, amortization, interest calculations, customer support workflows
Compliance & audit: disclosures, data retention, audit trails, identity verification (KYC), fraud checks
Lending + wallet/payments integration: using a wallet balance for repayments, real‑time payment posting, ledger consistency
Seniority level: Mid‑Senior level
Employment type: Full‑time
Job function: Information Technology
Industries: Information Services
Referrals increase your chances of interviewing at K&K Global Talent Solutions INC. by 2x
#J-18808-Ljbffr
Role Overview We are seeking a
Principal Architect
to partner closely with the FinTech organization—specifically the
Lending team
within a broader group that supports
real‑time payments, wallets, lending , and related financial capabilities. This person will quickly build deep technical context, evaluate the current platform, and drive a clear modernization and next‑steps plan.
What You’ll Do
Deeply understand the current codebase
and implementation for the FinTech Lending domain (services, APIs, data models, integrations, and operational patterns).
Build a
comprehensive technical view
of the system: architecture, dependencies, performance, security, reliability, and scalability.
Identify
gaps, risks, and improvement opportunities
(design, data, cloud, observability, resiliency, cost, compliance).
Produce a
clear recommendation and execution plan : target architecture, phased roadmap, tradeoffs, and prioritized next steps.
Collaborate with engineering, product, and platform stakeholders to align on strategy and guide implementation.
Required Skills & Experience
Strong hands‑on architecture experience with
Java
(backend/services),
AWS , and
PostgreSQL .
Proven ability to ramp quickly on complex systems and
document / communicate architecture clearly .
Experience designing or leading
cloud‑native platforms
(microservices, APIs, security, scalability, reliability).
FinTech Lending domain knowledge (must‑have)
– understanding of lending lifecycle, credit decisioning, servicing, and compliance considerations.
Nice to Have
Experience with event‑driven systems (Kafka/SNS/SQS), distributed systems, and observability (metrics/logs/tracing).
Familiarity with regulatory/security practices relevant to financial products (auditability, data protection, access controls).
Examples of FinTech Lending (what “domain knowledge” means)
Loan origination : digital applications, document upload, e‑sign, eligibility checks
Pricing & offers : APR, term, credit limits, risk‑based pricing, offer generation
Disbursement/funding : sending funds to bank accounts/cards/merchants; integration with payment rails
Servicing: repayment schedules, statements, amortization, interest calculations, customer support workflows
Compliance & audit: disclosures, data retention, audit trails, identity verification (KYC), fraud checks
Lending + wallet/payments integration: using a wallet balance for repayments, real‑time payment posting, ledger consistency
Seniority level: Mid‑Senior level
Employment type: Full‑time
Job function: Information Technology
Industries: Information Services
Referrals increase your chances of interviewing at K&K Global Talent Solutions INC. by 2x
#J-18808-Ljbffr