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Webster Bank

Managing Director, Portfolio Management, Middle Market

Webster Bank, Boston, Massachusetts, us, 02298

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Managing Director, Portfolio Management, Middle Market

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Position Summary At Webster Bank, our financial intermediation activities are organized broadly around three distinct lines of business: the Consumer Bank, the Commercial Bank, and HSA Bank. This position is aligned with the Commercial Bank and will support underwriting of new commercial loans and ongoing portfolio management of existing lending relationships within the Commercial Banking Middle Market division. The Managing Director will partner with portfolio and relationship managers to conduct underwriting due diligence, prepare internal credit memos, present results to the credit committee, monitor covenant compliance, and manage risk ratings and credit quality of the portfolio.

Major Duties and Responsibilities

Lead underwriting due diligence and partner with relationship managers and junior deal team members to produce deal screen and underwriting documents

Interface with clients and other stakeholders to facilitate the underwriting process

Detail debt financings and company financials utilizing Excel and Webster’s credit management platform, Sageworks

Perform sensitivity analysis and modeling of projected cash flows

Draft approval document narrative, thoroughly identify all risks and mitigating factors, document variances to policy/procedures, and assign accurate risk grade

Responsible for presenting underwriting memos to credit committee

Support legal documentation drafting and negotiations

Facilitate loan closing process with commercial loan operations

Review, spread, and maintain periodic financial statements, compliance certificates and borrowing base reports

Engage with borrowers' CFOs (or similar position) to get qualitative updates on performance

Listen to annual or other interim lender update calls and ask questions, when appropriate

Ensure the timely completion of renewals, annual reviews, and interim analyses

Ensure borrower is assigned an appropriate risk rating

Present internal portfolio review memos to senior credit executives at periodic meetings

Execute all amendments/waivers for existing borrowers

Maintain ticklers, covenants, and borrower credit files

Maintain customer information and data integrity on bank systems

Ensure compliance with all regulations, policies, and procedures

Generate new ideas and recommendations for continuous process improvement

Represent Webster Bank as a brand ambassador at business and charitable events

Participate in special projects on an as‑needed basis

Education and Experience

Bachelor’s degree in accounting, finance, or related field preferred

7–10 years of professional experience in accounting, finance, or banking

Excellent analytical skills and attention to detail

Strong written and verbal communication skills

Strong competency in Microsoft Office suite – including Excel and PowerPoint; experience with financial modeling required

Good interpersonal skills to interface with relationship managers, portfolio managers, credit officers, clients, and senior management

The ability to answer unstructured business questions and work independently to drive tasks to completion

Locations: Connecticut – New Haven, Stamford, Hartford. Option for hybrid schedule if deemed appropriate

The estimated salary range for this position is $150,000 USD to $175,000 USD. Actual salary may vary up or down depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position is eligible for incentive compensation.

Webster Financial Corporation and its subsidiaries (“Webster”) are equal opportunity employers that are committed to sustaining an inclusive environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, marital status, national origin, ancestry, citizenship, sex, sexual orientation, gender identity and/or expression, physical or mental disability, protected veteran status, or any other characteristic protected by law.

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