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Upstart

Senior Collections Specialist

Upstart, Myrtle Point, Oregon, United States, 97458

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Employer Industry Financial Technology (Fintech)

Why consider this job opportunity

Competitive compensation (base + bonus & equity)

Comprehensive medical, dental, and vision coverage with Health Savings Account contributions

401(k) with 100% company match up to $4,500 and immediate vesting

Generous sick and safety leave, along with supportive parental and family care programs

Opportunity to work remotely with flexible scheduling across East/West coast time zones

Engaging company culture with social activities, team events, and employee resource groups

What to Expect (Job Responsibilities)

Empower borrowers by providing personalized solutions to help them manage their accounts effectively

Achieve and exceed key performance indicators (KPIs) related to collections and borrower commitments

Drive innovation by contributing to the enhancement of collections practices and processes

Build trust with borrowers through effective negotiation and empathetic communication

Manage high call volumes while providing strategic support to borrowers

What is Required (Qualifications)

At least 2 years of experience in a collections role at a financial institution with proven success in performance goals

Demonstrated ability to engage borrowers and handle challenging conversations professionally

Familiarity with FDCPA, TCPA, and other relevant collections laws and best practices

Proven success in a results-oriented environment, improving key performance metrics (KPIs)

Effective time management skills to balance high call volumes with personalized support

How to Stand Out (Preferred Qualifications)

3+ years of experience recovering high-risk or delinquent accounts, including managing hardship programs

Demonstrated ability to negotiate settlements while adhering to company policies and regulatory guidelines

Proven track record of securing high-value agreements and maintaining positive borrower relationships

Deep understanding of collections laws and compliance standards, including state-specific regulations

Skills in de-escalating challenging conversations and presenting effective payment plans under pressure

We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately.

We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer.

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