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Valorem Lending

Mortgage Loan Closer

Valorem Lending, Lake Forest, California, United States, 92630

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Job Description Are you an experienced Mortgage Closer ready to join a growing company that’s thriving while others are pulling back? At Valorem Lending , the foundation for growth has been years in the making — and that moment is now. We’ve built a powerhouse platform of dialed-in marketing, elite technology, and lightning-fast Operations , giving our team the resources they need to not only feel supported, but more importantly to succeed. What We’re Looking For

Experience : 4+ years of successful mortgage closing & funding in a correspondent lending environment Expertise : Strong knowledge of funding guidelines & procedures across wet and dry states. Technology : Proficiency with Encompass LOS (required). Detail-Oriented : Exceptional accuracy with loan documents, disclosures, and closing conditions. Communication : Professional, proactive communicator with all stakeholders. Organization : Strong multitasking and time management skills. Specialized Skills : Hands-on experience with MERS and UCDP (required). What You’ll Do

Review warehouse loan data files, funding documents, and wire instructions. Audit loan documents, closing disclosures, and disclosed fees for accuracy. Verify pricing, insurance, and closing conditions prior to funding. Balance funding figures and wire loan proceeds to title. Request wires from warehouse banks and coordinate disbursements with title / escrow. Communicate conditions and updates to processors, escrow officers, and management. Register loans with MERS and UCDP (Fannie Mae & Freddie Mac). Review collateral, scan / stack closing documents in Encompass. Complete investor purchase conditions and required forms. Support post-closing review to ensure compliance with regulatory and investor standards. Benefits

Health, Dental, and Vision Insurance Paid Time Off (PTO) Collaborative, professional team culture Long-term growth opportunities in a stable, expanding company Schedule

Monday–Friday, shift varies dependent on volume Onsite in Foothill Ranch, CA 92610 Hybrid work flexibility available in the future after training Job Type : Full-time 401(k) Dental insurance Flexible schedule Health insurance Paid time off Vision insurance

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