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Zentech Consulting

Mortgage Underwriter

Zentech Consulting, Clearwater, Florida, United States, 34623

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The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are required to keep current with regulatory and market changes. Ideal candidates will be service-focused with superior time‑management and communication skills, have the ability to multi‑task.

Key Responsibilities

Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans

Review resubmitted files and documents

Make and issue independent compliant loan decisions

Maintain company service level and turn‑time standards

Respond to audits and post‑closing issues in a timely manner

Maintain working knowledge of agency and investor guidelines and policies

Mentor processing staff on underwriting deficiencies and calculation errors

Other duties as assigned

Compensation

Initial hours 9‑5 + OT at month end. Ability to work from home after 6 months (with one day a week in office).

Starting salary begins at $36.00/hr+ based on credentials and interview

Quarterly bonuses offered

Full Benefit package offered

Qualifications

2 years’ experience underwriting with strong credit, collateral, and risk analysis background preferred

FHA, VA designations preferred

Strong analytical decision-making and problem‑solving abilities

Demonstrated success in a fast‑paced, high‑stakes environment

Excellent verbal and written communication skills

Additional Information All your information will be kept confidential according to EEO guidelines.

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