Genesis Capital LLC
Genesis Capital (the "Company") is one of the largest business‑purpose lenders in the country, focused on providing commercial real‑estate financing solutions to real‑estate developers who buy, renovate, and sell single‑family and/or multi‑family residential projects. The Company is a subsidiary of Rithm Capital, a publicly traded mortgage real‑estate investment trust.
Principal Duties
ESSENTIAL FUNCTIONS
include the following. Other duties may be assigned.
Assess risk in the borrower’s business strategy/experience and in their real‑estate projects/investments.
Prepare credit memorandums outlining the lending opportunity, key risks, mitigating factors, project/borrower/guarantor analysis, and credit advocacy.
Perform credit analysis evaluating the applicant’s credit worthiness, financial strength, and loan repayment likelihood/capacity.
Conduct market analyses and review real‑estate appraisals.
Work with Loan Officers and Relationship Managers to obtain all required due diligence items.
Collaborate with all Genesis departments including sales, loan operations, valuations, accounting, construction, and other support staff.
Present credit memorandums to Credit Management for review and approval.
Analyze legal documentation such as corporate entity documents to understand borrower structure and work with Compliance for AML/KYC. Review loan documents as needed.
Education and Experience
Must have a bachelor’s degree.
Minimum 3+ years in Commercial Real Estate banking or private real‑estate lending, in underwriting, credit analysis, or related experience.
Experience in construction lending is a plus.
Knowledge of complex real‑estate lending and loan structuring.
Industry knowledge of credit and financial analysis fundamentals, including cash‑flow analysis, balance‑sheet analysis, tax returns, profitability, liquidity, solvency analysis, and real‑estate valuation.
Financial modeling techniques and preparation of pro‑forma financial statements and NOI/DSCR analysis.
Knowledge of credit underwriting policies, procedures, processes, collateral valuation, and documentation.
Highly proficient/advanced in Excel, Word, PowerPoint, and database applications for pipeline management.
Knowledge, Skills, and Abilities
Strong underwriting experience and judgment to make decisions, read and interpret data from a micro and macro perspective.
Ability to consolidate information from many sources to identify risks, conduct analysis, and articulate a concise recommendation.
Ability to identify potential credit issues and appropriately elevate to management.
Ability to manage multiple tasks concurrently and prioritize workload to meet deadlines.
Adapts to changing priorities and/or processes in a fast‑paced work environment.
Excellent interpersonal, negotiation, presentation, oral, and written communication skills.
While this description is intended to reflect the position’s requirements, it does not imply that these are the only responsibilities. Management reserves the right to modify, add or remove duties and request other duties as necessary.
By applying to this position, candidate acknowledges that this is not a remote role and is required to be on‑site.
Compensation Range: $80,000 - $130,000/annual
Equal Employment Opportunity We’re proud to be an equal‑opportunity employer and celebrate the differences that make us stronger. We consider race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and veteran status.
#J-18808-Ljbffr
Principal Duties
ESSENTIAL FUNCTIONS
include the following. Other duties may be assigned.
Assess risk in the borrower’s business strategy/experience and in their real‑estate projects/investments.
Prepare credit memorandums outlining the lending opportunity, key risks, mitigating factors, project/borrower/guarantor analysis, and credit advocacy.
Perform credit analysis evaluating the applicant’s credit worthiness, financial strength, and loan repayment likelihood/capacity.
Conduct market analyses and review real‑estate appraisals.
Work with Loan Officers and Relationship Managers to obtain all required due diligence items.
Collaborate with all Genesis departments including sales, loan operations, valuations, accounting, construction, and other support staff.
Present credit memorandums to Credit Management for review and approval.
Analyze legal documentation such as corporate entity documents to understand borrower structure and work with Compliance for AML/KYC. Review loan documents as needed.
Education and Experience
Must have a bachelor’s degree.
Minimum 3+ years in Commercial Real Estate banking or private real‑estate lending, in underwriting, credit analysis, or related experience.
Experience in construction lending is a plus.
Knowledge of complex real‑estate lending and loan structuring.
Industry knowledge of credit and financial analysis fundamentals, including cash‑flow analysis, balance‑sheet analysis, tax returns, profitability, liquidity, solvency analysis, and real‑estate valuation.
Financial modeling techniques and preparation of pro‑forma financial statements and NOI/DSCR analysis.
Knowledge of credit underwriting policies, procedures, processes, collateral valuation, and documentation.
Highly proficient/advanced in Excel, Word, PowerPoint, and database applications for pipeline management.
Knowledge, Skills, and Abilities
Strong underwriting experience and judgment to make decisions, read and interpret data from a micro and macro perspective.
Ability to consolidate information from many sources to identify risks, conduct analysis, and articulate a concise recommendation.
Ability to identify potential credit issues and appropriately elevate to management.
Ability to manage multiple tasks concurrently and prioritize workload to meet deadlines.
Adapts to changing priorities and/or processes in a fast‑paced work environment.
Excellent interpersonal, negotiation, presentation, oral, and written communication skills.
While this description is intended to reflect the position’s requirements, it does not imply that these are the only responsibilities. Management reserves the right to modify, add or remove duties and request other duties as necessary.
By applying to this position, candidate acknowledges that this is not a remote role and is required to be on‑site.
Compensation Range: $80,000 - $130,000/annual
Equal Employment Opportunity We’re proud to be an equal‑opportunity employer and celebrate the differences that make us stronger. We consider race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and veteran status.
#J-18808-Ljbffr