TEKsystems
Job Title: Credit Analyst
Work Location: 700 Sylvan Ave, Englewood Cliffs, NJ USA
Work Schedule: onsite
Assignment Length: 6 months
Education & Experience
1 Bachelors degree with a focus on accounting or finance.
5 applicable years of experience in commercial credit.
Top Skills
Financial analysis
Credit review and risk assessment
Risk mitigation (hedging, Letter of Credit, flooring, factoring, PUT contracts)
Purpose of the Position To protect the assets of the company while supporting sales. Key responsibilities include performing detailed credit reviews, risk analysis, monitoring credit limits, and providing risk‑mitigating solutions for a portfolio of accounts.
Essential Duties & Responsibilities
Manage commercial credit risk for an assigned portfolio of accounts.
Perform detailed reviews and risk analysis to assess credit risk and adjust limits.
Schedule and conduct credit reviews for the assigned portfolio.
Use risk assessment tools and third‑party data to analyze new account requests.
Obtain necessary information, assign risk category, perform financial review, and submit for credit line activation in SAP.
Analyze reports, scorecard data, financial statements, bank/trade references, and payment history to support sales while protecting assets.
Recommend credit lines or alternative hedging options for unqualified accounts; facilitate implementation with team leads.
Handle non‑routine credit inquiries and correspondence.
Escalate complex cases to team leads for policy interpretation.
Monitor monthly credit lines to ensure balances remain within limits.
Assist team leads or senior analysts with risk assessment for specific divisions and provide credit process assistance.
Represent the company at creditor meetings, trade shows, and related events.
Prepare and submit departmental reports (Quarterly, Monthly, Weekly, Watch List, Z‑Credit AR Forecast, etc.).
Participate in customer visits to obtain financials and assess account status.
Performance Standards
Maintain bad debt loss ratio ≤ 0.009.
Review all assigned accounts on schedule (≥1M twice per year;
Timely preparation and submission of departmental reports.
Maintain appropriate credit lines and hedging limits within SAP.
Effective communication with sales, stakeholders, and key account contacts.
Desired Skills & Qualifications
Strong financial analysis and risk assessment skills.
Understanding of insurance and hedging options.
Solid communication and negotiation skills.
Consider a wide range of alternatives before decisions.
Take initiative and seize opportunities early.
Recognize emergencies and bring them to team leads.
Develop teamwork and cooperation.
Communicate with various organizational levels.
Follow up on tasks to ensure completion on dates.
Education and/or Experience
Bachelors degree in accounting or finance.
Proficiency in Windows, Excel, Word, PowerPoint.
Understanding of business and market trends affecting accounts.
Strong analytical skills; ability to interpret written and verbal information.
3-5 years commercial credit experience with complex financial statement analysis, spreadsheets, and reporting tools.
Understanding of risk/reward analysis and credit mitigation documents.
Familiarity with SAP.
Additional Skills & Qualifications
Reports to Senior Credit Analysts.
Credit reviews, risk assessment, financial review.
5+ years of experience.
Reporting, Excel, SAP/ERP.
Work Type & Location This is a contract position based out of Englewood Cliffs, NJ.
Pay and Benefits
Pay range: $25.00 – $30.00 per hour.
Medical, dental & vision.
Critical Illness, Accident, and Hospital.
401(k) Retirement Plan – pre‑tax and Roth contributions.
Life Insurance (voluntary).
Short and long‑term disability.
Health Spending Account (HSA).
Transportation benefits.
Employee Assistance Program.
Time off/leave (PTO, vacation, sick leave).
Application Deadline The position is anticipated to close on Jan 10, 2026.
Equal Opportunity Employer The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
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Work Location: 700 Sylvan Ave, Englewood Cliffs, NJ USA
Work Schedule: onsite
Assignment Length: 6 months
Education & Experience
1 Bachelors degree with a focus on accounting or finance.
5 applicable years of experience in commercial credit.
Top Skills
Financial analysis
Credit review and risk assessment
Risk mitigation (hedging, Letter of Credit, flooring, factoring, PUT contracts)
Purpose of the Position To protect the assets of the company while supporting sales. Key responsibilities include performing detailed credit reviews, risk analysis, monitoring credit limits, and providing risk‑mitigating solutions for a portfolio of accounts.
Essential Duties & Responsibilities
Manage commercial credit risk for an assigned portfolio of accounts.
Perform detailed reviews and risk analysis to assess credit risk and adjust limits.
Schedule and conduct credit reviews for the assigned portfolio.
Use risk assessment tools and third‑party data to analyze new account requests.
Obtain necessary information, assign risk category, perform financial review, and submit for credit line activation in SAP.
Analyze reports, scorecard data, financial statements, bank/trade references, and payment history to support sales while protecting assets.
Recommend credit lines or alternative hedging options for unqualified accounts; facilitate implementation with team leads.
Handle non‑routine credit inquiries and correspondence.
Escalate complex cases to team leads for policy interpretation.
Monitor monthly credit lines to ensure balances remain within limits.
Assist team leads or senior analysts with risk assessment for specific divisions and provide credit process assistance.
Represent the company at creditor meetings, trade shows, and related events.
Prepare and submit departmental reports (Quarterly, Monthly, Weekly, Watch List, Z‑Credit AR Forecast, etc.).
Participate in customer visits to obtain financials and assess account status.
Performance Standards
Maintain bad debt loss ratio ≤ 0.009.
Review all assigned accounts on schedule (≥1M twice per year;
Timely preparation and submission of departmental reports.
Maintain appropriate credit lines and hedging limits within SAP.
Effective communication with sales, stakeholders, and key account contacts.
Desired Skills & Qualifications
Strong financial analysis and risk assessment skills.
Understanding of insurance and hedging options.
Solid communication and negotiation skills.
Consider a wide range of alternatives before decisions.
Take initiative and seize opportunities early.
Recognize emergencies and bring them to team leads.
Develop teamwork and cooperation.
Communicate with various organizational levels.
Follow up on tasks to ensure completion on dates.
Education and/or Experience
Bachelors degree in accounting or finance.
Proficiency in Windows, Excel, Word, PowerPoint.
Understanding of business and market trends affecting accounts.
Strong analytical skills; ability to interpret written and verbal information.
3-5 years commercial credit experience with complex financial statement analysis, spreadsheets, and reporting tools.
Understanding of risk/reward analysis and credit mitigation documents.
Familiarity with SAP.
Additional Skills & Qualifications
Reports to Senior Credit Analysts.
Credit reviews, risk assessment, financial review.
5+ years of experience.
Reporting, Excel, SAP/ERP.
Work Type & Location This is a contract position based out of Englewood Cliffs, NJ.
Pay and Benefits
Pay range: $25.00 – $30.00 per hour.
Medical, dental & vision.
Critical Illness, Accident, and Hospital.
401(k) Retirement Plan – pre‑tax and Roth contributions.
Life Insurance (voluntary).
Short and long‑term disability.
Health Spending Account (HSA).
Transportation benefits.
Employee Assistance Program.
Time off/leave (PTO, vacation, sick leave).
Application Deadline The position is anticipated to close on Jan 10, 2026.
Equal Opportunity Employer The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
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