biBerk Business Insurance
biBerk, a Berkshire Hathaway company, has been experiencing substantial growth since its start just a few short years ago and is anticipating even more growth to come! We are an internet‑driven company that offers business insurance, such as workers' comp, liability, commercial auto and umbrella policies to small business owners across the country. We are looking for enthusiastic premium auditors (experienced or entry level) to join and grow with our team!
The premium auditor will be responsible for conducting Worker’s Compensation insurance audits. Because our company is engaged in several lines of insurance, the premium auditor may also be required to conduct audits for other lines of insurance, such as General Liability and Professional Liability (a.k.a. Errors and Omissions). The purpose of an audit is to determine the customer’s actual insurance exposure and to process adjustments to ensure appropriate premiums are billed to the customer. To complete the audit, payroll records, tax filings, and other documents are requested from the customers and then analyzed. The premium auditor may then be required to interview the customer over the phone to obtain business operations, employee job duties, and other information that could potentially affect premiums. Once the audit is complete, the premium auditor will process the audit by inputting the audited exposures into our database. If the customer disputes the results of the audit, the premium auditor will address the customer’s concerns and ensure that the customer was appropriately billed.
Job Responsibilities
Review and analyze payroll, tax, and accounting records to determine the appropriate premium base for a variety of insurance lines, including Worker’s Compensation, General Liability, and Professional Liability (a.k.a. Errors and Omissions)
Obtain descriptions of business operations, employee job duties, and other relevant information over the phone and through email
Determine if proper insurance classification codes have been assigned to customer policies according to the state manuals and suggest class code changes when appropriate
Adjust premiums based on state manual rules, such as officer wage adjustments, premium overtime credits, tip credits, etc.
Complete audit worksheets using an Excel template and process the audit findings in our database
Provide superior customer service to the policyholders throughout the audit process
Resolve customer disputes regarding audit results
Requirements Preferred Knowledge Preferred knowledge includes a strong understanding of insurance principles and familiarity with payroll and tax analysis.
Required Qualifications
Proficient in Microsoft Excel and has an aptitude to learn other software applications
Excellent oral and written communication skills
Detail oriented with a high accuracy rate
Strong critical thinking and organizational skills
Ability to problem solve and use good judgment
Strong reading comprehension skills to interpret and apply manual rules
Self‑motivated with excellent time management skills
Desire to continuously learn
Preferred Qualifications (not required)
Bachelor’s Degree in related field (finance, business, accounting)
Associate’s Degree acceptable when paired with a strong score on the Wonderlic Test, a cognitive abilities assessment used to measure the cognitive ability and problem‑solving aptitude of prospective employees (this will be sent to candidates after submission of their resume)
Previous related work experience (Worker’s Compensation, General Liability, and/or Professional Insurance)
About Us biBerk is where commercial insurance buyers can obtain coverage for their businesses from insurers of the Berkshire Hathaway group of Insurance Companies, one of the best capitalized insurance groups in the world. Our ultimate parent, Berkshire Hathaway Inc. (berkshirehathaway.com) is a holding company with diversified interests in a host of industries, including insurance, energy, transportation and manufacturing. Most policies issued through biBerk.com will be underwritten by Berkshire Hathaway Direct Insurance Company ("BHDIC"), which is an AM Best rated A++ insurer.
BHDIC is domiciled in Omaha, Nebraska. BHDIC and the team at biBerk are focused on helping small business owners quickly and easily buy affordable insurance directly from a financially strong insurance company they can trust.
Benefits
Medical (PPO/HDHP), vision, disability, and life insurance
Enhanced dental plan with orthodontia coverage in addition to a standard plan
Generous PTO plan for all benefit‑time eligible employees
Paid company holidays and 4 floating holidays
Paid parental leave
Employee Retirement Savings Plan/401(k) with company match and immediate vesting
Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs
Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment
Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs
Voluntary benefits that include accident, critical illness, and hospital indemnity
Employee discount and rewards program on travel, tickets, electronics, home, and more
In accordance with pay transparency laws and regulations, the following good faith compensation range estimate is being provided. The salary range for this position is $20.52 - 23.27 per hour. Final compensation will be based on candidate qualifications, geographic location, and other considerations permitted by law.
Seniority Level
Associate
Employment Type
Full‑time
Job Function
Accounting/Auditing
Insurance
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The premium auditor will be responsible for conducting Worker’s Compensation insurance audits. Because our company is engaged in several lines of insurance, the premium auditor may also be required to conduct audits for other lines of insurance, such as General Liability and Professional Liability (a.k.a. Errors and Omissions). The purpose of an audit is to determine the customer’s actual insurance exposure and to process adjustments to ensure appropriate premiums are billed to the customer. To complete the audit, payroll records, tax filings, and other documents are requested from the customers and then analyzed. The premium auditor may then be required to interview the customer over the phone to obtain business operations, employee job duties, and other information that could potentially affect premiums. Once the audit is complete, the premium auditor will process the audit by inputting the audited exposures into our database. If the customer disputes the results of the audit, the premium auditor will address the customer’s concerns and ensure that the customer was appropriately billed.
Job Responsibilities
Review and analyze payroll, tax, and accounting records to determine the appropriate premium base for a variety of insurance lines, including Worker’s Compensation, General Liability, and Professional Liability (a.k.a. Errors and Omissions)
Obtain descriptions of business operations, employee job duties, and other relevant information over the phone and through email
Determine if proper insurance classification codes have been assigned to customer policies according to the state manuals and suggest class code changes when appropriate
Adjust premiums based on state manual rules, such as officer wage adjustments, premium overtime credits, tip credits, etc.
Complete audit worksheets using an Excel template and process the audit findings in our database
Provide superior customer service to the policyholders throughout the audit process
Resolve customer disputes regarding audit results
Requirements Preferred Knowledge Preferred knowledge includes a strong understanding of insurance principles and familiarity with payroll and tax analysis.
Required Qualifications
Proficient in Microsoft Excel and has an aptitude to learn other software applications
Excellent oral and written communication skills
Detail oriented with a high accuracy rate
Strong critical thinking and organizational skills
Ability to problem solve and use good judgment
Strong reading comprehension skills to interpret and apply manual rules
Self‑motivated with excellent time management skills
Desire to continuously learn
Preferred Qualifications (not required)
Bachelor’s Degree in related field (finance, business, accounting)
Associate’s Degree acceptable when paired with a strong score on the Wonderlic Test, a cognitive abilities assessment used to measure the cognitive ability and problem‑solving aptitude of prospective employees (this will be sent to candidates after submission of their resume)
Previous related work experience (Worker’s Compensation, General Liability, and/or Professional Insurance)
About Us biBerk is where commercial insurance buyers can obtain coverage for their businesses from insurers of the Berkshire Hathaway group of Insurance Companies, one of the best capitalized insurance groups in the world. Our ultimate parent, Berkshire Hathaway Inc. (berkshirehathaway.com) is a holding company with diversified interests in a host of industries, including insurance, energy, transportation and manufacturing. Most policies issued through biBerk.com will be underwritten by Berkshire Hathaway Direct Insurance Company ("BHDIC"), which is an AM Best rated A++ insurer.
BHDIC is domiciled in Omaha, Nebraska. BHDIC and the team at biBerk are focused on helping small business owners quickly and easily buy affordable insurance directly from a financially strong insurance company they can trust.
Benefits
Medical (PPO/HDHP), vision, disability, and life insurance
Enhanced dental plan with orthodontia coverage in addition to a standard plan
Generous PTO plan for all benefit‑time eligible employees
Paid company holidays and 4 floating holidays
Paid parental leave
Employee Retirement Savings Plan/401(k) with company match and immediate vesting
Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs
Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment
Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs
Voluntary benefits that include accident, critical illness, and hospital indemnity
Employee discount and rewards program on travel, tickets, electronics, home, and more
In accordance with pay transparency laws and regulations, the following good faith compensation range estimate is being provided. The salary range for this position is $20.52 - 23.27 per hour. Final compensation will be based on candidate qualifications, geographic location, and other considerations permitted by law.
Seniority Level
Associate
Employment Type
Full‑time
Job Function
Accounting/Auditing
Insurance
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