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First Commonwealth Bank

Equipment Finance Group Senior Quality & Control Specialist

First Commonwealth Bank, Berwyn, Pennsylvania, United States, 19312

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Equipment Finance Group Senior Quality & Control Specialist Join to apply for the

Equipment Finance Group Senior Quality & Control Specialist

role at

First Commonwealth Bank .

This role is responsible for review of complex lease/loan documentation and booking for both direct and indirect transactions. Responsibilities include ensuring adherence to policy and procedures, lien perfection, and maintaining the highest standard of quality for our lease/loan documentation. The functions performed by this team are critical to protecting the company from regulatory and credit risks. This position exercises independent judgment, effectively navigates ambiguity, has a willingness to lead projects and takes ownership of tasks with a sense of urgency.

Essential Job Responsibilities

Mentors Quality Control Specialists

Strives to provide extraordinary client service by exercising the Perfect Client Experience (PCE)

Ensures Service Level Agreements are met with regard to client service for both internal and external clients

Prioritizes reviews in a fast-paced environment to meet stakeholder and client expectations

Reviews documentation for accuracy, alterations, legibility and acceptability per FCEF policies and procedures and conditions stated in the credit and asset management approval memo(s)

Ensures deficiencies are properly resolved

Ensures any/all exceptions are signed off on by manager

Ensures UCCs are timely filed

Ensures required due diligence items have been received and validated including, but not limited to:

Know Your Customer requirements

CDD/BO requirements

OFACs

UCC searches

Ensure subordinations/releases obtained to perfect liens/ownership (including proper motor vehicle title work), if applicable

Proof of insurance

Entity Corporate documents

Assignment documents (purchased transactions only)

UCC-1/UCC-3 preparation

Invoices/Proof of Payment

MSO/Titles

Ensures payment/wire instructions provided by dealer or customer have been verified

Ensures system is updated and coded properly

Verifies required advanced monies have been received and proof in file

Funding approval for transactions less than $300,000 (both direct and indirect)

Completes Booking Process

Transfer contract

Enter/verify all client/billing and contract information

Ensure all coding is correct

Enter important client notes

Reviews postbook follow up items to ensure issues have been fully cleared / received

Reviews amendment documentation prior to Sales Support Rep sending to client for signature

Reviews/ approves Rewrite documentation prior to submitting to Accounting

Manages initiatives to resolve control gaps and enhance current processes for further efficiency and effectiveness as needed

Prioritizes reviews in a fast-paced environment to meet stakeholder and client expectations

Review processes and recommends process improvements

Bona Fide Occupational Qualifications

A Bachelor’s degree in Business (e.g. Business Administration, Finance, Accounting) or equivalent work experience preferred

Five (5) years of experience with loan documentation, with demonstrated expertise in due diligence and perfection processes required.

Knowledge of loan structures and documentation needs/requirements, loan documentation, collateral, lien perfection, evaluation/review/interpretation of UCC searches and vehicle titling needs and processes preferred.

Strong attention to detail, effective problem solving and analytical skills, with ability to handle and prioritize multiple tasks required

Proficient in typing, knowledge of Microsoft Office software, reading, writing and grammar skills, analytical or mathematical skills, and communications and interpersonal relations.

May be eligible for telecommuting

Seniority level:

Mid-Senior

Employment type:

Full-time

Job function:

Engineering and Information Technology

Industry:

Banking

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