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D.L. Evans Bank

Personal Banker

D.L. Evans Bank, Boise, Idaho, United States, 83708

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Job Description The Personal Banker is responsible for acquiring new consumer and small business customers and expanding relationships with existing customers. He or she serves as a proactive member of the branch team as the initial sales and service contact for new and existing customers. The Personal Banker recognizes complex product and financial services opportunities as well as refers to Investment Services, the Residential Mortgage Lending Department, and commercial banking to help customers achieve their financial goals and the team to achieve business goals. He or she serves as a backup‑teller and performs a variety of functions in paying and receiving as well as serving as a backup‑loan assistant performing a variety of functions in preparing and filing documents, tracking insurance, maintaining loans as needed, and reviewing loan applications to verify completeness.

Qualifications

Must be at least 18 years old

High school diploma or GED required

Customer service experience, including cash handling, required

Banking experience preferred

Knowledge of bank operations, policies, and procedures preferred

Able to operate related computer applications and business equipment, including adding machine, typewriter, copy machine, coin and money counting machines, telephone, scanner, and branch capture machine

Professional appearance, dress, and attitude

Responsibilities

Represents the Bank in a courteous and professional manner

Verifies transactions, monitors deposit amounts, examines documents for proper endorsement and negotiability, and detects and resolves discrepancies promptly

Maintains security of assigned work area, places cash in teller drawer, and locks all drawers when leaving work area

Ensures that customers' requests and questions are promptly resolved

Maintains privacy of customer account information

Directs calls to appropriate person/department as necessary and records and relays messages as appropriate

Performs file maintenance and account changes as needed, such as address changes, etc., and stays up to date on pending documentation, such as verifying accounts opened by other branch personnel

Presents and explains Bank services and products to customers and assists in meeting their financial needs

Opens and closes accounts by obtaining information from the customer and entering into the computer system

Interviews, takes applications, gathers information, and processes preliminary documentation on loan requests

Operates teller terminal, processes assigned cash and transactions, and balances at end of day

Seeks opportunities to refer products and services for increased business to the Bank

Enters loan information into automated software approval systems

Assists in servicing loans by processing such items as payments, payoffs, problem loan workout arrangements, loan draws, address changes, payment extensions, collateral releases, and payment due date changes

Advises customers of loan approval or denial and explains loan denials precisely and clearly to customers

Coordinates and processes loan closings and ensures loan documents are explained and acknowledged with customers and all disclosures are provided

Helps other area personnel as required

Keeps management informed of area activities and any significant problems or concerns

Completes special projects as assigned

Company Description D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer‑driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!

D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

FSA

401(k)

Employee Stock Ownership Plan

Paid Vacation

Sick Time

Life Insurance

Long‑term Disability Insurance

Seniority level

Entry level

Employment type

Full‑time

Job function

Finance and Sales

Industries

Banking

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