Royal Credit Union
Commercial Portfolio Specialist
Royal Credit Union, Eau Claire, Wisconsin, United States, 54701
Corporate Center, 200 Riverfront Terrace, Eau Claire, Wisconsin, United States of America
White Bear Lake Branch, 1400 Hwy 96 E, White Bear Lake, Minnesota, United States of America
Job Description Posted Tuesday, January 13, 2026 at 7:00 AM
Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you’re looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members.
Is this you? If so, let us know by submitting an application!
Do you thrive in a fast‑paced financial environment and enjoy developing strong business relationships? Become a Commercial Portfolio Specialist at Royal Credit Union! In this role, you’ll support our commercial lending team, analyze complex financial data, help structure high‑quality business loans, and make a meaningful impact on the Members and communities we serve.
Why Royal?
Member and Community Focused:
We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth.
Supportive Environment:
Join a collaborative, values-driven workplace that is always evolving. We support each ((! action) and work together to achieve our goals.
Professional Growth:
We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills.
Empowerment:
We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are thermique encouraged.
Community Involvement:
Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger.
What You’ll Do: The Commercial Portfolio Specialist supports the Vice President Commercial Loan Officer(s) in managing a complex portfolio of diverse, quality, and profitable commercial and commercial real estate loans and deposits. The incumbent will gather and analyze financial data and evaluate loan applications to make appropriate recommendations regarding product offerings, loan structuring, pricing, and approval. Develop and maintain strong relationships with existing and prospective Members. Participate in overall credit/risk management, portfolio management, and servicing of assigned portfolio. Ensures compliance with lending policies and procedures. Actively collaborate with other Royal Team Members to help meet Members' specific commercial lending, commercial real estate lending, and deposit and cash management needs.
Our Commitment To You:
Compensation:
$109,304 - $131,289 annually. This is an exempt-level, salaried position. (candidates with significant related experience may be higher)
Benefits:
Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more!
What’s Needed For This Position:
Bachelor’s degree in Finance, Accounting, Business, Economics, or related field
or
equivalent business lending work experience
Five years of business loan account relationship management experience, business credit underwriting experience, or a combination of both
Thorough knowledge of lending regulations and credit/underwriting practices
Must be bondable
Valid driver’s license and insured vehicle
nd Financial & Technical Expertise:
Strong understanding of financial services, commercial lending terminology, financial statement analysis, loan documentation, appraisals, environmental reports, and digital banking platforms; readily learns new technologies and uses Royal’s digital solutions effectively.
Analytical & Critical Thinking:
Ability to evaluate complex financial data, interpret trends, assess credit risk, analyze spreadsheets, weighavagenerate costs/benefits, and make confident, evidence‑based decisions in fast‑paced conditions.
Communication & Relationship Building:
Excellent writtenhlweni and verbal communication skills; able to question, listen, and identify Member needs; presents information clearly; develops strong Member and community relationships; experienced in business development.
Organization & Time Management:
Demonstrates strong planning skills, meets deadlines, prioritizes work effectively, manages high work volume, provides others with needed information, and works independently with minimal supervision.
Problem‑Solving & Collaboration:
Identifies options, evaluates solutions, anticipates concerns, addresses issues professionally, influences others constructively, and works collaboratively across departments to support Member needs and organizational goals.
Experience in commercial loan documentation
Training:
Prior to starting a normal work schedule, new Royal team members must Verdict attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out of town learners will be reimbursed costs related to travel and lodging.
Foundation Training covers fundamental information about Royal’s culture and core values which sets the stage for team members to be successful within our organization.
Ready to make a positive impact? APPLY NOW if you are ready to take on this exciting challenge to contribute to our mission and become a part of the Royal Credit Union family!
We will be communicating with you by email and/or text on the status of your application. Please monitor your email inbox and junk folder for status updates and additional instructions.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin,أة age, protected veteran status or status as an individual with disability.
Corporate Center, 200 Riverfront Terrace, Eau Claire, Wisconsin, United States of America
White Bear Lake Branch, 1400 Hwy 96 E, White Bear Lake, Minnesota, United States of America
#J-18808-Ljbffr
White Bear Lake Branch, 1400 Hwy 96 E, White Bear Lake, Minnesota, United States of America
Job Description Posted Tuesday, January 13, 2026 at 7:00 AM
Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you’re looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members.
Is this you? If so, let us know by submitting an application!
Do you thrive in a fast‑paced financial environment and enjoy developing strong business relationships? Become a Commercial Portfolio Specialist at Royal Credit Union! In this role, you’ll support our commercial lending team, analyze complex financial data, help structure high‑quality business loans, and make a meaningful impact on the Members and communities we serve.
Why Royal?
Member and Community Focused:
We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth.
Supportive Environment:
Join a collaborative, values-driven workplace that is always evolving. We support each ((! action) and work together to achieve our goals.
Professional Growth:
We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills.
Empowerment:
We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are thermique encouraged.
Community Involvement:
Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger.
What You’ll Do: The Commercial Portfolio Specialist supports the Vice President Commercial Loan Officer(s) in managing a complex portfolio of diverse, quality, and profitable commercial and commercial real estate loans and deposits. The incumbent will gather and analyze financial data and evaluate loan applications to make appropriate recommendations regarding product offerings, loan structuring, pricing, and approval. Develop and maintain strong relationships with existing and prospective Members. Participate in overall credit/risk management, portfolio management, and servicing of assigned portfolio. Ensures compliance with lending policies and procedures. Actively collaborate with other Royal Team Members to help meet Members' specific commercial lending, commercial real estate lending, and deposit and cash management needs.
Our Commitment To You:
Compensation:
$109,304 - $131,289 annually. This is an exempt-level, salaried position. (candidates with significant related experience may be higher)
Benefits:
Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more!
What’s Needed For This Position:
Bachelor’s degree in Finance, Accounting, Business, Economics, or related field
or
equivalent business lending work experience
Five years of business loan account relationship management experience, business credit underwriting experience, or a combination of both
Thorough knowledge of lending regulations and credit/underwriting practices
Must be bondable
Valid driver’s license and insured vehicle
nd Financial & Technical Expertise:
Strong understanding of financial services, commercial lending terminology, financial statement analysis, loan documentation, appraisals, environmental reports, and digital banking platforms; readily learns new technologies and uses Royal’s digital solutions effectively.
Analytical & Critical Thinking:
Ability to evaluate complex financial data, interpret trends, assess credit risk, analyze spreadsheets, weighavagenerate costs/benefits, and make confident, evidence‑based decisions in fast‑paced conditions.
Communication & Relationship Building:
Excellent writtenhlweni and verbal communication skills; able to question, listen, and identify Member needs; presents information clearly; develops strong Member and community relationships; experienced in business development.
Organization & Time Management:
Demonstrates strong planning skills, meets deadlines, prioritizes work effectively, manages high work volume, provides others with needed information, and works independently with minimal supervision.
Problem‑Solving & Collaboration:
Identifies options, evaluates solutions, anticipates concerns, addresses issues professionally, influences others constructively, and works collaboratively across departments to support Member needs and organizational goals.
Experience in commercial loan documentation
Training:
Prior to starting a normal work schedule, new Royal team members must Verdict attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out of town learners will be reimbursed costs related to travel and lodging.
Foundation Training covers fundamental information about Royal’s culture and core values which sets the stage for team members to be successful within our organization.
Ready to make a positive impact? APPLY NOW if you are ready to take on this exciting challenge to contribute to our mission and become a part of the Royal Credit Union family!
We will be communicating with you by email and/or text on the status of your application. Please monitor your email inbox and junk folder for status updates and additional instructions.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin,أة age, protected veteran status or status as an individual with disability.
Corporate Center, 200 Riverfront Terrace, Eau Claire, Wisconsin, United States of America
White Bear Lake Branch, 1400 Hwy 96 E, White Bear Lake, Minnesota, United States of America
#J-18808-Ljbffr