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SMBC Group

Head of Product and Cash Management

SMBC Group, Los Angeles, California, United States, 90079

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SMBC Group About The Organization

Skills, Experience, Qualifications, If you have the right match for this opportunity, then make sure to apply today.

SMBC MANUBANK was formed by a group of banking entrepreneurs in June 1962. Our scope is to serve the specialized needs of California middle-market businesses, manufacturers, wholesalers, distributors, importers, exporters, and service companies, including small businesses and professionals. About The Organization

SMBC MANUBANK was formed by a group of banking entrepreneurs in June 1962. Our scope is to serve the specialized needs of California middle-market businesses, manufacturers, wholesalers, distributors, importers, exporters, and service companies, including small businesses and professionals.

The anticipated salary range for this role is between $185,000.00 and $225,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Our mission is to be "the bank of choice" for middle market and professional service companies by establishing long term customer relationships and loyalty, providing superior products and services through a core of highly skilled and seasoned bankers.

To achieve our mission to be the 'bank of choice' for middle market and professional services companies, we are focused on our vision to be the premier California regional business bank that can provide the sophistication and expertise of a larger institution with the personal 'high touch' services of a smaller bank.

Specialties

Commercial Loans and Lines of Credit, Asset-Based Financing, SBA Loans, and Specialized Financing, Real Estate Loans, Cash Management Services, International Services

Job Summary

As the Head of Product and Cash Management, you will lead the strategy, development, and delivery of treasury and cash management solutions tailored to the needs of regional and mid-market businesses. This role is critical in enhancing the bank’s competitive position, expanding and deepening client relationships, and driving non-interest income growth. You will work closely with commercial banking teams, operations, and technology partners to ensure the bank delivers efficient, secure, and innovative treasury services.

Principal Duties And Responsibilities

Product Strategy & Execution

Develop and manage a comprehensive suite of treasury products including payments, receivables, liquidity management, fraud prevention, and digital banking tools. Align product offerings with the bank’s strategic goals and the unique needs of regional business clients. Lead product lifecycle management, including ideation, development, pricing, and performance tracking.

Client-Centric Innovation

Collaborate with Relationship Managers to understand client needs and deliver customized treasury solutions. Serve as a trusted advisor to clients and internal teams on treasury trends, best practices, and risk mitigation. Drive adoption of digital channels and self-service tools to enhance client experience.

Operational Excellence & Risk Management

Partner with Operations, IT, and Compliance to ensure treasury products are delivered efficiently, securely, and in compliance with regulatory standards. Implement strong controls and governance around treasury services, including fraud prevention and transaction monitoring.

Leadership & Team Development

Lead and mentor a team of treasury product managers and specialists. Foster a culture of accountability, innovation, and continuous improvement. Represent the bank in industry forums and regional business communities.

Position Specifications

Bachelor’s degree in Finance, Business Administration, or equivalent MBA or professional certification preferred 10+ years of experience in treasury management, product development, or commercial banking, preferably within a regional or community bank. Strong understanding of treasury operations, digital banking platforms, and regulatory requirements. Proven leadership and project management skills. Excellent communication and relationship-building abilities.

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Preferred Attributes

Experience working with mid-sized businesses. Familiarity with regional economic dynamics and competitive landscape. Knowledge of emerging fintech partnerships and API-based treasury solutions.

EOE STATEMENT

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.

CCPA DISCLOSURE

Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.Seniority level

Seniority levelNot Applicable Employment type

Employment typeFull-time Job function

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