Kawasaki
State Licensing & Regulatory Compliance Manager
Job Category
:
Kaw Motor Retail Finance Requisition Number
:
STATE002297 Apply now Posted : July 25, 2025 Full-Time On-site Locations Showing 1 location We are seeking a highly motivated and detail-oriented State Licensing & Regulatory Compliance Manager with strong compliance and paralegal experience to join our dynamic, fast-growing startup captive finance company specializing in retail installment loans for the powersports industry across all 50 states. This pivotal role operates at the intersection of regulatory compliance, and customer protection, ideal for a professional passionate about risk mitigation and regulatory excellence in a fast-paced environment. The State Licensing & Regulatory Compliance Manager will lead the preparation, submission, and renewal of state licenses nationwide, ensuring uninterrupted business operations and adherence to all applicable regulatory requirements. Responsibilities include reviewing and preparing regulatory documents, supporting regulatory audits, and interpreting both federal and state compliance obligations. This position also plays a key role in supporting quality assurance functions across operational departments, dealer partners, and internal stakeholders to ensure that compliance standards are met and appropriate corrective actions are implemented. This role contributes to the development and maintenance of internal compliance frameworks, dual controls, workflows, policies, and job aids, while monitoring regulatory trends and identifying emerging risks that may impact business operations. The ideal candidate will have at least five years of experience in regulatory compliance and licensing, preferably within the finance, automotive, or powersports sectors. Strong capabilities in analyzing complex regulations, drafting and reviewing documentation, supporting bankruptcy-related matters, and conducting compliance testing are essential for success in this critical risk-focused role. This position will report to the Vice President of Corporate Planning. Key Responsibilities: Manage all aspects of new and renewal state licensing across 50 states, including administration through the Nationwide Multistate Licensing System (NMLS), ensuring compliance with retail installment loan regulations and uninterrupted business operations. Serve as the primary liaison with state regulators, coordinating timely and accurate responses to audits, examinations, and licensing inquiries. Track and manage licensing deadlines, bonding requirements, and state-specific obligations to maintain full regulatory compliance. Develop, implement, and maintain compliance policies, procedures, workflows, and internal controls aligned with federal and state regulatory expectations. Monitor and interpret regulatory changes at both the federal and state levels, facilitating policy updates and change management across departments. Oversee Quality Assurance (QA) functions across operational departments, including staff training, call monitoring, testing protocols, and compliance reviews. Conduct internal audits to identify risks, control gaps, and compliance deficiencies; issue reports and manage corrective action plans. Deliver compliance training to staff and managers to ensure awareness of regulatory obligations and company standards. Review customer-facing communications, disclosures, and scripts for compliance with applicable laws and internal policies. Collaborate cross-functionally with legal, risk, and operations teams to ensure cohesive implementation of compliance requirements. Maintain accurate documentation, audit records, and regulatory reports to support internal and external compliance efforts. Identify and assess emerging regulatory risks and industry trends, contributing to the company’s proactive compliance strategy. Prepare and present compliance reports and strategic insights to leadership on a monthly, quarterly, and annual basis. Support special projects and contribute to the company's overall growth and operational excellence. Qualifications: Bachelor’s or associate degree in Finance, Business Administration, or a related field preferred; equivalent professional experience will also be considered. Minimum of 5 years of experience in compliance or regulatory roles, preferably within the powersports, automotive, or consumer finance industries. Certified Regulatory Compliance Manager (CRCM) or equivalent compliance certification preferred. Strong working knowledge of key federal regulations including FDCPA, TILA, UDAAP, GLBA, Regulation Z, Regulation V / FCRA, Regulation E, BSA/AML, Dodd-Frank Act, E-SIGN Act, and applicable state-specific privacy and consumer protection laws. In-depth knowledge of retail installment financing regulations and state licensing requirements across all 50 states. Familiarity with using loan origination systems (LOS) and loan management systems (LMS). Demonstrated expertise in managing state license applications and renewals, including direct experience with the Nationwide Multistate Licensing System (NMLS). Familiarity with bankruptcy case handling, including reviewing motions, filing proofs of claim, and responding to legal correspondence. Proven experience in conducting and responding to state regulatory audits, examinations, and inquiries. Strong ability to interpret, implement, and enforce compliance policies, procedures, and internal controls. Experience leading Quality Assurance (QA) teams and functions, including call monitoring, task verification, testing protocols, and compliance reviews across all business units to ensure operational and regulatory compliance. Adept at preparing detailed compliance reports and communicating findings to both department leadership and executive teams. Proficiency in Microsoft Office Suite and use of compliance tracking or regulatory workflow systems. Exceptional organizational skills, attention to detail, and written and verbal communication abilities. Skilled in developing and maintaining policies, procedures, and operational workflows that align with regulatory standards and business goals. Ability to manage multiple regulatory priorities in a fast-paced, multi-jurisdictional environment. Self-starter with a high degree of integrity, attention to detail, and commitment to protecting customer and company interests. Demonstrates a strong ability to handle confidential and sensitive information with the utmost discretion and professionalism, particularly while managing both internal and external investigations. Maintains strict confidentiality in accordance with legal, regulatory, and company standards, ensuring the protection of personal data, investigative findings, and proprietary business information. Exercises sound judgment, integrity, and ethical decision-making in all aspects of investigative and compliance-related activities. Promotes a positive, inclusive, and respectful team culture grounded in trust, transparency, and open communication. Consistently demonstrates professionalism, reliability, and a strong work ethic through punctuality and dependable attendance. Committed to fostering collaboration, integrity, and accountability, while actively contributing to a healthy, solution-driven work environment aligned with the company’s values and strategic objectives. Perform all other duties assigned to support the growth and operational excellence of the company. Ability to work on-site at our Foothill Ranch, CA office. Profile Differentiators: Proven expertise managing state licensing and regulatory compliance across all 50 states, including new applications, renewals, and bonding requirements. Possession of a Certified Regulatory Compliance Manager (CRCM) credential or other relevant compliance certifications is preferred. Strong proficiency in preparing regulatory documentation and written communications, including reports, licensing materials, and customer or agency correspondence. Experience with bankruptcy-related documentation is a plus. Deep knowledge of retail installment loan regulations and key federal laws such as FDCPA, TILA, UDAAP, GLBA, Regulation Z, Regulation V / FCRA, Regulation E, BSA/AML, Dodd-Frank Act, E-SIGN Act, and applicable state-specific privacy and consumer protection laws. Hands-on experience administering licensing through the Nationwide Multistate Licensing System (NMLS) ensuring accuracy and compliance. Leadership in Quality Assurance functions including call monitoring, task verification, testing protocols, and compliance audits across business units. Skilled in developing and enforcing compliance policies, procedures, and internal controls, with proven ability to identify and mitigate risks. Strong collaborator with legal, risk, operations, and regulatory agencies to ensure timely, effective audit responses and regulatory adherence. Proficient in loan origination and loan management systems (LOS and LMS) integrating compliance controls with operational workflows. Trusted to handle sensitive information with discretion, integrity and professionalism. Dynamic self-starter experienced in fast-paced startup environments, capable of building scalable compliance frameworks and delivering strategic reporting to leadership. Salary range: $120,000 - $130,000 annually, based on experience and qualifications. Equal Opportunity:
KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status. QualificationsSkillsBehaviors
: Motivations
: EducationExperienceLicenses & Certifications Equal Opportunity Employer
The information below covers the role requirements, expected candidate experience, and accompanying qualifications. This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr
Job Category
:
Kaw Motor Retail Finance Requisition Number
:
STATE002297 Apply now Posted : July 25, 2025 Full-Time On-site Locations Showing 1 location We are seeking a highly motivated and detail-oriented State Licensing & Regulatory Compliance Manager with strong compliance and paralegal experience to join our dynamic, fast-growing startup captive finance company specializing in retail installment loans for the powersports industry across all 50 states. This pivotal role operates at the intersection of regulatory compliance, and customer protection, ideal for a professional passionate about risk mitigation and regulatory excellence in a fast-paced environment. The State Licensing & Regulatory Compliance Manager will lead the preparation, submission, and renewal of state licenses nationwide, ensuring uninterrupted business operations and adherence to all applicable regulatory requirements. Responsibilities include reviewing and preparing regulatory documents, supporting regulatory audits, and interpreting both federal and state compliance obligations. This position also plays a key role in supporting quality assurance functions across operational departments, dealer partners, and internal stakeholders to ensure that compliance standards are met and appropriate corrective actions are implemented. This role contributes to the development and maintenance of internal compliance frameworks, dual controls, workflows, policies, and job aids, while monitoring regulatory trends and identifying emerging risks that may impact business operations. The ideal candidate will have at least five years of experience in regulatory compliance and licensing, preferably within the finance, automotive, or powersports sectors. Strong capabilities in analyzing complex regulations, drafting and reviewing documentation, supporting bankruptcy-related matters, and conducting compliance testing are essential for success in this critical risk-focused role. This position will report to the Vice President of Corporate Planning. Key Responsibilities: Manage all aspects of new and renewal state licensing across 50 states, including administration through the Nationwide Multistate Licensing System (NMLS), ensuring compliance with retail installment loan regulations and uninterrupted business operations. Serve as the primary liaison with state regulators, coordinating timely and accurate responses to audits, examinations, and licensing inquiries. Track and manage licensing deadlines, bonding requirements, and state-specific obligations to maintain full regulatory compliance. Develop, implement, and maintain compliance policies, procedures, workflows, and internal controls aligned with federal and state regulatory expectations. Monitor and interpret regulatory changes at both the federal and state levels, facilitating policy updates and change management across departments. Oversee Quality Assurance (QA) functions across operational departments, including staff training, call monitoring, testing protocols, and compliance reviews. Conduct internal audits to identify risks, control gaps, and compliance deficiencies; issue reports and manage corrective action plans. Deliver compliance training to staff and managers to ensure awareness of regulatory obligations and company standards. Review customer-facing communications, disclosures, and scripts for compliance with applicable laws and internal policies. Collaborate cross-functionally with legal, risk, and operations teams to ensure cohesive implementation of compliance requirements. Maintain accurate documentation, audit records, and regulatory reports to support internal and external compliance efforts. Identify and assess emerging regulatory risks and industry trends, contributing to the company’s proactive compliance strategy. Prepare and present compliance reports and strategic insights to leadership on a monthly, quarterly, and annual basis. Support special projects and contribute to the company's overall growth and operational excellence. Qualifications: Bachelor’s or associate degree in Finance, Business Administration, or a related field preferred; equivalent professional experience will also be considered. Minimum of 5 years of experience in compliance or regulatory roles, preferably within the powersports, automotive, or consumer finance industries. Certified Regulatory Compliance Manager (CRCM) or equivalent compliance certification preferred. Strong working knowledge of key federal regulations including FDCPA, TILA, UDAAP, GLBA, Regulation Z, Regulation V / FCRA, Regulation E, BSA/AML, Dodd-Frank Act, E-SIGN Act, and applicable state-specific privacy and consumer protection laws. In-depth knowledge of retail installment financing regulations and state licensing requirements across all 50 states. Familiarity with using loan origination systems (LOS) and loan management systems (LMS). Demonstrated expertise in managing state license applications and renewals, including direct experience with the Nationwide Multistate Licensing System (NMLS). Familiarity with bankruptcy case handling, including reviewing motions, filing proofs of claim, and responding to legal correspondence. Proven experience in conducting and responding to state regulatory audits, examinations, and inquiries. Strong ability to interpret, implement, and enforce compliance policies, procedures, and internal controls. Experience leading Quality Assurance (QA) teams and functions, including call monitoring, task verification, testing protocols, and compliance reviews across all business units to ensure operational and regulatory compliance. Adept at preparing detailed compliance reports and communicating findings to both department leadership and executive teams. Proficiency in Microsoft Office Suite and use of compliance tracking or regulatory workflow systems. Exceptional organizational skills, attention to detail, and written and verbal communication abilities. Skilled in developing and maintaining policies, procedures, and operational workflows that align with regulatory standards and business goals. Ability to manage multiple regulatory priorities in a fast-paced, multi-jurisdictional environment. Self-starter with a high degree of integrity, attention to detail, and commitment to protecting customer and company interests. Demonstrates a strong ability to handle confidential and sensitive information with the utmost discretion and professionalism, particularly while managing both internal and external investigations. Maintains strict confidentiality in accordance with legal, regulatory, and company standards, ensuring the protection of personal data, investigative findings, and proprietary business information. Exercises sound judgment, integrity, and ethical decision-making in all aspects of investigative and compliance-related activities. Promotes a positive, inclusive, and respectful team culture grounded in trust, transparency, and open communication. Consistently demonstrates professionalism, reliability, and a strong work ethic through punctuality and dependable attendance. Committed to fostering collaboration, integrity, and accountability, while actively contributing to a healthy, solution-driven work environment aligned with the company’s values and strategic objectives. Perform all other duties assigned to support the growth and operational excellence of the company. Ability to work on-site at our Foothill Ranch, CA office. Profile Differentiators: Proven expertise managing state licensing and regulatory compliance across all 50 states, including new applications, renewals, and bonding requirements. Possession of a Certified Regulatory Compliance Manager (CRCM) credential or other relevant compliance certifications is preferred. Strong proficiency in preparing regulatory documentation and written communications, including reports, licensing materials, and customer or agency correspondence. Experience with bankruptcy-related documentation is a plus. Deep knowledge of retail installment loan regulations and key federal laws such as FDCPA, TILA, UDAAP, GLBA, Regulation Z, Regulation V / FCRA, Regulation E, BSA/AML, Dodd-Frank Act, E-SIGN Act, and applicable state-specific privacy and consumer protection laws. Hands-on experience administering licensing through the Nationwide Multistate Licensing System (NMLS) ensuring accuracy and compliance. Leadership in Quality Assurance functions including call monitoring, task verification, testing protocols, and compliance audits across business units. Skilled in developing and enforcing compliance policies, procedures, and internal controls, with proven ability to identify and mitigate risks. Strong collaborator with legal, risk, operations, and regulatory agencies to ensure timely, effective audit responses and regulatory adherence. Proficient in loan origination and loan management systems (LOS and LMS) integrating compliance controls with operational workflows. Trusted to handle sensitive information with discretion, integrity and professionalism. Dynamic self-starter experienced in fast-paced startup environments, capable of building scalable compliance frameworks and delivering strategic reporting to leadership. Salary range: $120,000 - $130,000 annually, based on experience and qualifications. Equal Opportunity:
KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status. QualificationsSkillsBehaviors
: Motivations
: EducationExperienceLicenses & Certifications Equal Opportunity Employer
The information below covers the role requirements, expected candidate experience, and accompanying qualifications. This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr