Elevate
Join to apply for the VP, Data Science role at Elevate Continue with Google Continue with Google 3 days ago Be among the first 25 applicants Join to apply for the VP, Data Science role at Elevate Direct message the job poster from Elevate Join our team at Elevate!Smart Alone. Elevated Together. General Summary Elevate is a leading online lending platform specializing in providing small dollar loans to individuals and businesses. Our mission is to offer accessible and responsible financial solutions through innovative technology and personalized service. As we continue to grow our operations, we are looking for a dynamic and strategic Vice President of Credit Risk Management to join our leadership team. Principal Duties And Responsibilities Strategic Leadership Develop and execute a comprehensive credit risk management strategy aligned with the company's growth objectives. Stay abreast of industry trends, competitive practices, and regulatory changes to inform strategic decisions. Collaborate with the executive team to integrate credit risk considerations into overall business strategy. Portfolio Performance Help design and monitor portfolio reports, dashboards, and KPIs that allow executive management to measure portfolio profitability. Develop and maintain a strong relationship with Marketing, IT, Legal/Compliance and other functions to ensure alignment of Risk Management initiatives with Company objectives. Work with internal risk partners to improve the efficiency and effectiveness of the end-to-end programs for each business. Analyze the expected risk impacts and profitability of new products/Marketing channels. Make recommendations and execute strategy enhancements to improve profitability through creative Risk Management solutions. Work with product and marketing to set goals on different financial levers (first pay defaults, fund rates, cost of acquisition, profitability, etc Innovation and Technology Integration Champion the adoption and integration of innovative technologies that enhance risk assessment processes, such as AI and data analytics tools. Explore opportunities to improve customer experience and operational efficiency through technology solutions. Team Leadership and Development Lead and mentor a high-performing risk management team, promoting a culture of innovation, accountability, and collaboration. Foster talent development and ensure team members have access to the training and development they need to excel. Regulatory Compliance and Governance Ensure all credit risk management practices are compliant with relevant laws and regulations. Collaborate with legal and compliance teams to develop risk policies and procedures that align with best practices and regulatory requirements. Stakeholder Engagement Build strong relationships with internal and external stakeholders, including executives, product teams, and regulatory bodies. Present credit risk strategies and findings to the board and senior leadership in a clear and compelling manner. Experience And Education Master's degree in Finance, Business Administration, Economics, or a related field; PhD preferred. 10+ years of experience in credit risk management within the financial services or online lending industry. Proven track record of strategic leadership and driving high-impact initiatives successfully. Strong expertise in credit risk modeling methods, including experience with machine learning techniques. Excellent understanding of regulatory requirements and best practices in credit risk management. Exceptional analytical skills, with the ability to synthesize complex data and make informed decisions. Proven ability to drive innovation using technology and data analytics. Strong interpersonal and communication skills, with the ability to influence at all levels of the organization. California Employee Privacy Policy | Family & Medical Leave Act | Employee Polygraph Protection Act |E-Verify Seniority level Seniority level Executive Employment type Employment type Full-time Job function Job function Engineering and Information Technology Referrals increase your chances of interviewing at Elevate by 2x Get notified about new Data Science Vice President jobs in Fort Worth, TX . We're unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr