A&D Mortgage LLC
Job Details
Job Location Corporate Office - Fort Lauderdale, FL
Description
A&D Mortgage - Financial Holding Company successfully providing residential and commercial loans for more than 20 years, based in Florida.
We represent our A+++ service in states but are striving to obtain licenses in every State of the US and to become a Nationwide Mortgage Lender.
Our employees are our most valuable resource, and their knowledge and expertise play an important role in achieving our client's goals.
We have 400+ employees, and it's just the beginning!
Overall Responsibility:
The Secondary Market Manager is responsible for managing and optimizing the organization's secondary mortgage market operations. This includes selling loans to investors, managing pricing strategies, maintaining investor relationships, ensuring compliance with investor and regulatory guidelines, and monitoring market conditions to support profitability and minimize risk.
Key Responsibilities: Oversee daily operations of the secondary mortgage market function, including pricing, hedging, loan sales, and pipeline management. Analyze and evaluate investor pricing to determine optimal sale strategies. Develop and maintain relationships with investors, government-sponsored enterprises, and correspondent lenders. Manage loan delivery and execution processes to ensure timely, accurate, and compliant sales. Monitor and manage pipeline risk through effective hedging and delivery strategies. Collaborate with underwriting, processing, and post-closing teams to ensure loans meet investor requirements. Monitor market trends, interest rates, and economic factors that impact the secondary market. Ensure compliance with all investors, agency, and regulatory guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA). Prepare regular reports on pricing, margins, loan sale performance, and market analysis for senior leadership. Evaluate and implement technology solutions to improve secondary market operations and efficiency. Qualifications
Bachelor's degree in finance, Economics, Business, or related field (Master's preferred). 5+ years of experience in secondary mortgage markets or capital markets. Deep knowledge of mortgage banking, loan products, and investor guidelines. Experience with pricing engines, hedging strategies, and loan sale execution. Strong analytical and financial modeling skills. Proficiency in relevant software (e.g., Encompass, Optimal Blue, MCT, Excel). Excellent communication, negotiation, and relationship management skills. Attention to detail and ability to work in a fast-paced, deadline-driven environment. WE OFFER
PTO/Sick Days Comprehensive medical, dental, vision benefits Paid volunteer hours Life Insurance, Short-term Disability, and Long term Disability Health Savings Account 401k Paid training and career development Onsite fitness center for employees Gourmet cafeteria with affordable homemade breakfast and lunch Healthy grab and go snacks Career Growth: As part of a growing and evolving company, you will have ample opportunities to develop your career, take on new challenges, and make a significant impact. Work-Life Balance Inclusive Culture: We are committed to fostering a diverse and inclusive workplace where all employees feel valued and empowered. We celebrate unique perspectives and believe diversity drives innovation. Cutting-Edge Technology: Access state-of-the-art learning tools and technologies to enhance your own professional development and that of the entire organization.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Job Location Corporate Office - Fort Lauderdale, FL
Description
A&D Mortgage - Financial Holding Company successfully providing residential and commercial loans for more than 20 years, based in Florida.
We represent our A+++ service in states but are striving to obtain licenses in every State of the US and to become a Nationwide Mortgage Lender.
Our employees are our most valuable resource, and their knowledge and expertise play an important role in achieving our client's goals.
We have 400+ employees, and it's just the beginning!
Overall Responsibility:
The Secondary Market Manager is responsible for managing and optimizing the organization's secondary mortgage market operations. This includes selling loans to investors, managing pricing strategies, maintaining investor relationships, ensuring compliance with investor and regulatory guidelines, and monitoring market conditions to support profitability and minimize risk.
Key Responsibilities: Oversee daily operations of the secondary mortgage market function, including pricing, hedging, loan sales, and pipeline management. Analyze and evaluate investor pricing to determine optimal sale strategies. Develop and maintain relationships with investors, government-sponsored enterprises, and correspondent lenders. Manage loan delivery and execution processes to ensure timely, accurate, and compliant sales. Monitor and manage pipeline risk through effective hedging and delivery strategies. Collaborate with underwriting, processing, and post-closing teams to ensure loans meet investor requirements. Monitor market trends, interest rates, and economic factors that impact the secondary market. Ensure compliance with all investors, agency, and regulatory guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA). Prepare regular reports on pricing, margins, loan sale performance, and market analysis for senior leadership. Evaluate and implement technology solutions to improve secondary market operations and efficiency. Qualifications
Bachelor's degree in finance, Economics, Business, or related field (Master's preferred). 5+ years of experience in secondary mortgage markets or capital markets. Deep knowledge of mortgage banking, loan products, and investor guidelines. Experience with pricing engines, hedging strategies, and loan sale execution. Strong analytical and financial modeling skills. Proficiency in relevant software (e.g., Encompass, Optimal Blue, MCT, Excel). Excellent communication, negotiation, and relationship management skills. Attention to detail and ability to work in a fast-paced, deadline-driven environment. WE OFFER
PTO/Sick Days Comprehensive medical, dental, vision benefits Paid volunteer hours Life Insurance, Short-term Disability, and Long term Disability Health Savings Account 401k Paid training and career development Onsite fitness center for employees Gourmet cafeteria with affordable homemade breakfast and lunch Healthy grab and go snacks Career Growth: As part of a growing and evolving company, you will have ample opportunities to develop your career, take on new challenges, and make a significant impact. Work-Life Balance Inclusive Culture: We are committed to fostering a diverse and inclusive workplace where all employees feel valued and empowered. We celebrate unique perspectives and believe diversity drives innovation. Cutting-Edge Technology: Access state-of-the-art learning tools and technologies to enhance your own professional development and that of the entire organization.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.