Truist
Senior Portfolio Manager - Problem Loan Resolution
Truist, Atlanta, Georgia, United States, 30383
Overview
Senior Portfolio Manager - Problem Loan Resolution role at Truist. To apply, click the Apply Now button at the top or bottom of the page. After you apply and complete your profile, you’ll be able to see your application status and any communications. If you already have a profile, you can log in to check status. Regular or Temporary:
Regular Language Fluency:
English (Required) Work Shift:
1st shift (United States of America) Responsibilities
Underwrite all credit requests for the CIG Corporate Portfolio, including new requests and credit decisioning within some portfolios; ensure credit structures align with Truist’s risk philosophy, risk appetite, and policies. Analyze and/or recommend adjustments to financial statement spreads. Interact with clients, verbally and in writing, on pending loan requests or portfolio management actions. Understand and articulate all Truist Wholesale Credit policies, procedures, and processes. Recommend credit within the Bank’s risk appetite and document when and why exceptions are appropriate. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings. Exercise prudent credit judgment through individual loan authority, if applicable. Engage in the development of teammates by coaching/mentoring, including underwriting, policy, credit structuring, risk identification, and utilization of lending authority. Effectively manage a team of Portfolio Managers, if applicable. Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, risk management, and banking in general. Qualifications
Required Qualifications:
Bachelor’s degree, or equivalent education and related training Ten+ years of experience in commercial lending and/or credit experience Comprehensive commercial lending, underwriting, and regulatory knowledge Demonstrated effective problem-solving skills Understanding of financial and cost accounting principles Strong interpersonal, written, and verbal communication skills Proficiency in basic computer applications, such as Microsoft Office Ability to travel, occasionally overnight Preferred Qualifications:
Master’s degree in finance, accounting, economics, business or equivalent financial industry training RMA - Credit Risk Certification Demonstrated proficiency in commercial lending systems Benefits
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Teammates also receive vacation, sick days, and paid holidays. For more details on benefits, visit the Benefits site. Depending on the position and division, this job may be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. EEO Statement:
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classifications protected by law. Truist is a Drug Free Workplace. Pay Transparency Nondiscrimination Provision; E-Verify information available where applicable. Job Details
Seniority level: Not Applicable Employment type: Full-time Job function: Finance and Sales Referrals increase your chances of interviewing at Truist by 2x
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Senior Portfolio Manager - Problem Loan Resolution role at Truist. To apply, click the Apply Now button at the top or bottom of the page. After you apply and complete your profile, you’ll be able to see your application status and any communications. If you already have a profile, you can log in to check status. Regular or Temporary:
Regular Language Fluency:
English (Required) Work Shift:
1st shift (United States of America) Responsibilities
Underwrite all credit requests for the CIG Corporate Portfolio, including new requests and credit decisioning within some portfolios; ensure credit structures align with Truist’s risk philosophy, risk appetite, and policies. Analyze and/or recommend adjustments to financial statement spreads. Interact with clients, verbally and in writing, on pending loan requests or portfolio management actions. Understand and articulate all Truist Wholesale Credit policies, procedures, and processes. Recommend credit within the Bank’s risk appetite and document when and why exceptions are appropriate. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings. Exercise prudent credit judgment through individual loan authority, if applicable. Engage in the development of teammates by coaching/mentoring, including underwriting, policy, credit structuring, risk identification, and utilization of lending authority. Effectively manage a team of Portfolio Managers, if applicable. Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, risk management, and banking in general. Qualifications
Required Qualifications:
Bachelor’s degree, or equivalent education and related training Ten+ years of experience in commercial lending and/or credit experience Comprehensive commercial lending, underwriting, and regulatory knowledge Demonstrated effective problem-solving skills Understanding of financial and cost accounting principles Strong interpersonal, written, and verbal communication skills Proficiency in basic computer applications, such as Microsoft Office Ability to travel, occasionally overnight Preferred Qualifications:
Master’s degree in finance, accounting, economics, business or equivalent financial industry training RMA - Credit Risk Certification Demonstrated proficiency in commercial lending systems Benefits
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Teammates also receive vacation, sick days, and paid holidays. For more details on benefits, visit the Benefits site. Depending on the position and division, this job may be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. EEO Statement:
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classifications protected by law. Truist is a Drug Free Workplace. Pay Transparency Nondiscrimination Provision; E-Verify information available where applicable. Job Details
Seniority level: Not Applicable Employment type: Full-time Job function: Finance and Sales Referrals increase your chances of interviewing at Truist by 2x
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