New Edge Associates a Talent Acquisition Firm
Residential Underwriter
New Edge Associates a Talent Acquisition Firm, Miami, Florida, us, 33222
Base pay range
$85,000.00/yr - $95,000.00/yr Direct message the job poster from New Edge Associates a Talent Acquisition Firm Talent Acquisition Specialist at New Edge Associates | Talent Acquisition, Recruiting, Banking, Finance
This is a Banking Position The Residential Underwriter is responsible for reviewing, analyzing, and underwriting residential mortgage loan applications to ensure compliance with regulatory guidelines, investor requirements, and internal policies. This role requires strong knowledge of mortgage loan processing and closing, proficiency with Encompass, and the ability to deliver accurate, timely decisions that support both client needs and organizational goals. Key Responsibilities
Review and underwrite residential mortgage loan applications, ensuring accuracy, completeness, and compliance with agency and bank guidelines. Analyze borrower income, credit, assets, and collateral to assess risk and eligibility. Work closely with loan processors, closers, and loan officers to facilitate smooth and timely approvals. Prepare and issue underwriting decisions, conditions, and approvals in accordance with internal policies. Collaborate with internal teams to resolve loan-level issues and ensure regulatory compliance. Maintain current knowledge of underwriting guidelines, regulatory updates, and industry best practices. Qualifications 3+ years of residential mortgage underwriting and/or closing experience (banking required). Experience as a mortgage loan processor or closer strongly preferred. Proficiency with Encompass mortgage software is required. Bilingual skills (English/Spanish) strongly preferred. Strong analytical, organizational, and communication skills. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance Industries
Banking
#J-18808-Ljbffr
$85,000.00/yr - $95,000.00/yr Direct message the job poster from New Edge Associates a Talent Acquisition Firm Talent Acquisition Specialist at New Edge Associates | Talent Acquisition, Recruiting, Banking, Finance
This is a Banking Position The Residential Underwriter is responsible for reviewing, analyzing, and underwriting residential mortgage loan applications to ensure compliance with regulatory guidelines, investor requirements, and internal policies. This role requires strong knowledge of mortgage loan processing and closing, proficiency with Encompass, and the ability to deliver accurate, timely decisions that support both client needs and organizational goals. Key Responsibilities
Review and underwrite residential mortgage loan applications, ensuring accuracy, completeness, and compliance with agency and bank guidelines. Analyze borrower income, credit, assets, and collateral to assess risk and eligibility. Work closely with loan processors, closers, and loan officers to facilitate smooth and timely approvals. Prepare and issue underwriting decisions, conditions, and approvals in accordance with internal policies. Collaborate with internal teams to resolve loan-level issues and ensure regulatory compliance. Maintain current knowledge of underwriting guidelines, regulatory updates, and industry best practices. Qualifications 3+ years of residential mortgage underwriting and/or closing experience (banking required). Experience as a mortgage loan processor or closer strongly preferred. Proficiency with Encompass mortgage software is required. Bilingual skills (English/Spanish) strongly preferred. Strong analytical, organizational, and communication skills. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance Industries
Banking
#J-18808-Ljbffr