U.S. Bank
Overview
Mortgage Loan Originator role at U.S. Bank. Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Responsibilities
Originates mortgage loans in an assigned metropolitan territory. Takes applications and conducts preliminary underwriting reviews. Submits loan applications to processing and underwriting for approval. Ensures that required documents for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Engages in loan sales and conducts sales-related activities away from U.S. Bank locations. Qualifications
Basic Qualifications
High school diploma or equivalent Typically, at least one year of mortgage, sales, real estate, or banking experience Ability to travel Preferred Skills/Experience
Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g. Truth-in-Lending, RESPA, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 years of mortgage loan origination experience with proven results If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. Benefits include: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (2–5 weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location. The actual range for the role may differ based on the location of the role. Pay Range: $20.00 - $20.00. U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, 401(k) contribution and pension (all benefits are subject to eligibility requirements). U.S. Bank will consider qualified applicants with arrest or conviction records for employment. Background checks are conducted consistent with applicable local laws and federal requirements. Posting may be closed earlier due to high volume of applicants. Seniorities: Mid-Senior level; Employment type: Full-time; Job function: Finance and Sales; Industries: Banking.
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Mortgage Loan Originator role at U.S. Bank. Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Responsibilities
Originates mortgage loans in an assigned metropolitan territory. Takes applications and conducts preliminary underwriting reviews. Submits loan applications to processing and underwriting for approval. Ensures that required documents for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Engages in loan sales and conducts sales-related activities away from U.S. Bank locations. Qualifications
Basic Qualifications
High school diploma or equivalent Typically, at least one year of mortgage, sales, real estate, or banking experience Ability to travel Preferred Skills/Experience
Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g. Truth-in-Lending, RESPA, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 years of mortgage loan origination experience with proven results If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. Benefits include: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (2–5 weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location. The actual range for the role may differ based on the location of the role. Pay Range: $20.00 - $20.00. U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, 401(k) contribution and pension (all benefits are subject to eligibility requirements). U.S. Bank will consider qualified applicants with arrest or conviction records for employment. Background checks are conducted consistent with applicable local laws and federal requirements. Posting may be closed earlier due to high volume of applicants. Seniorities: Mid-Senior level; Employment type: Full-time; Job function: Finance and Sales; Industries: Banking.
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