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The Agency

Commercial Lender

The Agency, Austin, Texas, us, 78716

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Job Title

Commercial Lender Location

Western Austin, TX Area Job Type

Full-Time Compensation

Highly competitive base salary (dependent on experience) + performance bonus up to 50% of base Base pay range

$130,000.00/yr - $200,000.00/yr Additional compensation types

Annual Bonus About Us

This is a well-established community bank that has proudly served the Austin, TX area for decades. Known for their stability, strong local reputation, and commitment to personal service, they offer a relationship-based approach to banking that sets them apart from larger institutions. Their leadership is hands-on, engaged, and deeply values the contributions of each team member. Position Overview

This bank is seeking an experienced Commercial Lender to join their team and help continue to grow their footprint in Central Texas. This role is ideal for a self-motivated professional with deep ties to the local market, a strong understanding of credit, and a passion for community relationship banking. Key Responsibilities

Originate primarily commercial real estate loans, including construction, investment, and owner-occupied properties Proactively develop new business through community involvement, referrals, and networking Analyze financial statements and real estate projects; prepare loan packages with appropriate risk assessment Work collaboratively with credit and underwriting teams to ensure sound lending decisions Assist in managing loan relationships from origination to closing and throughout the life of the loan Support a culture of excellence, integrity, and community engagement Stay current with local market trends and industry best practices Qualifications

5+ years of commercial lending experience with a focus on commercial real estate Deep knowledge of the Austin/Central Texas market Strong credit analysis and underwriting skills (Formal credit training is a plus) Demonstrated ability to source, structure, and close deals up to $15 million (or higher, including participations) Proven relationship-building and portfolio management skills Knowledge of both commercial and residential real estate lending is advantageous Excellent interpersonal, negotiation, and communication skills Why Join This Bank?

Direct access to decision-makers Opportunities for career growth and leadership development Highly competitive compensation package Bonus potential of up to 50% of base salary based on performance The chance to make a genuine impact in a community-focused organization Other details

Referrals increase your chances of interviewing at The Agency by 2x Inferred from the description for this job

Medical insurance Vision insurance 401(k)

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