Heritage Family Credit Union
Overview
Join to apply for the
Mortgage Loan Originator
role at
Heritage Family Credit Union . This job was posted by Vermont Job Link. For more information, see: https://www.vermontjoblink.com/jobs/1302917 Location: Hoosick Falls, NY What You’ll Be Doing
Originate and develop a variety of residential mortgage loans, home equity loans, and lines of credit. Build strong relationships with realtors, contractors, community partners, and other referral sources to grow mortgage business. Receive and manage branch referrals while independently generating new business through outreach efforts. Represent and promote the credit union difference, and identify opportunities to connect members with additional products. Why Join Us
Heritage Family Credit Union is a dynamic, member-centric organization focused on education, integrity, and community. Benefits include: paid time off in addition to federal holidays; medical, dental, and vision benefits; 401k match; ongoing training opportunities; 8 hours of volunteer time; gym reimbursement (up to $25); hobby reimbursement (up to $25) and fresh local foods (up to $25) seasonally. Salary: base $40,000 with potential variable incentive pay up to $20,000 monthly. Essential Functions
Establish and maintain effective business relations with members, realtors, attorneys, and building professionals. Develop strategies to build a loan pipeline through member interactions, seminars, and relationships with community partners (realtors, contractors, attorneys, and other institutions). Attendance at community events within your assigned territory is expected, as well as service on boards or committees. Conduct loan interviews and collect documentation to initiate loan transactions. Assist borrowers with the loan application process. Discuss loan options, criteria, rates, and documentation to elicit positive responses while maintaining clear communication with all parties throughout the loan process. Maintain knowledge of UDAAP, TRID, Reg. Z, TILA, ECOA, RESPA laws and regulations. Recommend approval or denial of real estate loan applications and counsel members on reasons and alternatives when denied. Meet scheduling and documentation requirements and production expectations as determined by management. Ensure the credit union achieves assigned loan production goals, with emphasis on real estate lending growth. Maintain contacts with real estate brokers, attorneys, builders, and other referral sources to promote a favorable image and inform members about current loan policies and procedures. Maintain predictable and reliable attendance. All other duties as assigned. Qualifications
Education: High school diploma or equivalent required. Associates degree or completion of a specialized course at a business/trade school preferred. Experience: Entry level Employment Details
Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales The Mortgage Loan Originator solicits and develops a wide variety of residential mortgage loans, home equity loans, and home equity lines of credit, operating under moderate credit authority. This role may receive assigned branch internal referrals and is expected to spend most of the time on relationship-building activities with realtors, contractors, community partners, and other mortgage referral sources. The Mortgage Loan Originator communicates the credit union difference, the mortgage process, and sets realistic expectations for members while promoting other credit union products and services. We’re striving to help members and communities grow through education, integrity, and service. Note: This posting may include references to benefits and compensation that are subject to change. Any final compensation will be determined at the time of offer.
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Join to apply for the
Mortgage Loan Originator
role at
Heritage Family Credit Union . This job was posted by Vermont Job Link. For more information, see: https://www.vermontjoblink.com/jobs/1302917 Location: Hoosick Falls, NY What You’ll Be Doing
Originate and develop a variety of residential mortgage loans, home equity loans, and lines of credit. Build strong relationships with realtors, contractors, community partners, and other referral sources to grow mortgage business. Receive and manage branch referrals while independently generating new business through outreach efforts. Represent and promote the credit union difference, and identify opportunities to connect members with additional products. Why Join Us
Heritage Family Credit Union is a dynamic, member-centric organization focused on education, integrity, and community. Benefits include: paid time off in addition to federal holidays; medical, dental, and vision benefits; 401k match; ongoing training opportunities; 8 hours of volunteer time; gym reimbursement (up to $25); hobby reimbursement (up to $25) and fresh local foods (up to $25) seasonally. Salary: base $40,000 with potential variable incentive pay up to $20,000 monthly. Essential Functions
Establish and maintain effective business relations with members, realtors, attorneys, and building professionals. Develop strategies to build a loan pipeline through member interactions, seminars, and relationships with community partners (realtors, contractors, attorneys, and other institutions). Attendance at community events within your assigned territory is expected, as well as service on boards or committees. Conduct loan interviews and collect documentation to initiate loan transactions. Assist borrowers with the loan application process. Discuss loan options, criteria, rates, and documentation to elicit positive responses while maintaining clear communication with all parties throughout the loan process. Maintain knowledge of UDAAP, TRID, Reg. Z, TILA, ECOA, RESPA laws and regulations. Recommend approval or denial of real estate loan applications and counsel members on reasons and alternatives when denied. Meet scheduling and documentation requirements and production expectations as determined by management. Ensure the credit union achieves assigned loan production goals, with emphasis on real estate lending growth. Maintain contacts with real estate brokers, attorneys, builders, and other referral sources to promote a favorable image and inform members about current loan policies and procedures. Maintain predictable and reliable attendance. All other duties as assigned. Qualifications
Education: High school diploma or equivalent required. Associates degree or completion of a specialized course at a business/trade school preferred. Experience: Entry level Employment Details
Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales The Mortgage Loan Originator solicits and develops a wide variety of residential mortgage loans, home equity loans, and home equity lines of credit, operating under moderate credit authority. This role may receive assigned branch internal referrals and is expected to spend most of the time on relationship-building activities with realtors, contractors, community partners, and other mortgage referral sources. The Mortgage Loan Originator communicates the credit union difference, the mortgage process, and sets realistic expectations for members while promoting other credit union products and services. We’re striving to help members and communities grow through education, integrity, and service. Note: This posting may include references to benefits and compensation that are subject to change. Any final compensation will be determined at the time of offer.
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