Golden 1 Credit Union
Home Loan Operations - Home Loan Processing Specialist
Golden 1 Credit Union, Sacramento, California, United States, 95828
Home Loan Operations - Home Loan Processing Specialist
Join to apply for the Home Loan Operations - Home Loan Processing Specialist role at Golden 1 Credit Union Overview
Organize and execute processes related to equity loans. Effective pipeline management. Partner with the internal and external Home Loan Advisors to ensure accurate, efficient and timely loan processing. Responsibilities
Coordinate and communicate information with Members, Home Loan Advisors and vendors for loan transactions. Coordinate the ordering of all title reports and follow up on appraisal orders. Review all documentation received for accuracy and determine if additional research or documentation is required. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position. Review and calculate income, including tax returns and funds verification (assets) from documentation received in accordance with Golden 1’s policies/procedures and update the LOS (Loan Origination System) accordingly. Prepare and process equity loans and lines in accordance with internal policies and procedures as well as regulations related to Equity Lending. Review and evaluate credit documentation for compliance with Golden 1’s policies. Acquire and maintain knowledge of rules and regulations regarding equity lending. Complete Home Mortgage Disclosure Act (HMDA) information to include auditing information on closed out files to ensure accuracy. Maintain and respond to quality control issues. Perform functions in accordance with Golden 1’s performance competency standards. Perform other tasks as assigned. Qualifications
EDUCATION: Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School diploma. EXPERIENCE: Two years in a financial institution. Mortgage lending experience preferred. KNOWLEDGE/SKILLS: Maintain knowledge of real estate industry and Golden 1’s policies/procedures & guidelines. Strong oral and written communication skills. Strong interpersonal and member relation skills. Ability to manage high volume telephone contact. Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate. Physical Requirements
Prolonged sitting throughout the workday with occasional mobility required. Corrected vision within the normal range. Heavy telephone volume. Hearing within normal range. A device to enhance hearing will be provided if needed. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. Licenses/Certifications
None REV. 10/1/2025
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Join to apply for the Home Loan Operations - Home Loan Processing Specialist role at Golden 1 Credit Union Overview
Organize and execute processes related to equity loans. Effective pipeline management. Partner with the internal and external Home Loan Advisors to ensure accurate, efficient and timely loan processing. Responsibilities
Coordinate and communicate information with Members, Home Loan Advisors and vendors for loan transactions. Coordinate the ordering of all title reports and follow up on appraisal orders. Review all documentation received for accuracy and determine if additional research or documentation is required. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position. Review and calculate income, including tax returns and funds verification (assets) from documentation received in accordance with Golden 1’s policies/procedures and update the LOS (Loan Origination System) accordingly. Prepare and process equity loans and lines in accordance with internal policies and procedures as well as regulations related to Equity Lending. Review and evaluate credit documentation for compliance with Golden 1’s policies. Acquire and maintain knowledge of rules and regulations regarding equity lending. Complete Home Mortgage Disclosure Act (HMDA) information to include auditing information on closed out files to ensure accuracy. Maintain and respond to quality control issues. Perform functions in accordance with Golden 1’s performance competency standards. Perform other tasks as assigned. Qualifications
EDUCATION: Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School diploma. EXPERIENCE: Two years in a financial institution. Mortgage lending experience preferred. KNOWLEDGE/SKILLS: Maintain knowledge of real estate industry and Golden 1’s policies/procedures & guidelines. Strong oral and written communication skills. Strong interpersonal and member relation skills. Ability to manage high volume telephone contact. Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate. Physical Requirements
Prolonged sitting throughout the workday with occasional mobility required. Corrected vision within the normal range. Heavy telephone volume. Hearing within normal range. A device to enhance hearing will be provided if needed. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. Licenses/Certifications
None REV. 10/1/2025
#J-18808-Ljbffr