Morgan Stanley
Credit Risk (Risk Management) : Job Level - Associate
Morgan Stanley, New York, New York, us, 10261
Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks.
The FRM Credit Risk Management - Securitized Products Group's Fixed Income Division Secured Lending (FSL) team is seeking an Associate. The responsibilities of this role include evaluating credit risk on Commercial Real Estate (CRE) warehouse facilities and pledged collateral, reviewing loan structures for suitability, and assessing risk mitigation measures. The position also involves working with the business unit to incorporate credit risk assessments into business decisions.
Primary Responsibilities
Oversee credit coverage of the CRE warehouse lending portfolio, including assessing underlying collateral loans and providing recommendations for approval. Independently manage and evaluate new facility originations, renewals, amendments, and loan modifications. Facilitate and lead critical meetings with key stakeholders, encompassing client due diligence, firm credit committees, and business unit discussions. Collaborate with both internal and external parties, including regulatory agencies and internal audit teams. Monitor portfolio financial performance and credit risks, preparing ad-hoc reports for senior management as needed. Perform quantitative and qualitative analyses utilizing various CRE databases (such as CoStar, Intex, and Greenstreet). Support training and development initiatives for junior team members. Experience: A bachelor\'s degree is required. 3 years\' credit risk experience; CRE background strongly preferred. Strong communication skills, both verbal and written, are required. Ability to think creatively and strategically, and thrive in a dynamic work environment. Proactive and results-oriented mindset. Strong organizational skills. Ability to effectively prioritize and handle multiple tasks under tight deadlines. Ability to work collaboratively within a team and with counterparts in other groups. What You Can Expect From Morgan Stanley
We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values — putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back — guide the decisions we make every day. We offer an environment where you are supported and empowered, with teams that are relentless collaborators and creative thinkers, fueled by diverse backgrounds and experiences. We provide attractive and comprehensive employee benefits and perks, with opportunities to move within the firm for those who show passion and grit. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 per year at the commencement of employment. Base pay is individualized and may be supplemented by commission, incentive compensation, discretionary bonuses, and other Morgan Stanley sponsored benefits programs. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, gender identity or expression, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. It is the policy of the Firm to maintain a diverse workforce and an inclusive environment. Additional Job Details
Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales
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Oversee credit coverage of the CRE warehouse lending portfolio, including assessing underlying collateral loans and providing recommendations for approval. Independently manage and evaluate new facility originations, renewals, amendments, and loan modifications. Facilitate and lead critical meetings with key stakeholders, encompassing client due diligence, firm credit committees, and business unit discussions. Collaborate with both internal and external parties, including regulatory agencies and internal audit teams. Monitor portfolio financial performance and credit risks, preparing ad-hoc reports for senior management as needed. Perform quantitative and qualitative analyses utilizing various CRE databases (such as CoStar, Intex, and Greenstreet). Support training and development initiatives for junior team members. Experience: A bachelor\'s degree is required. 3 years\' credit risk experience; CRE background strongly preferred. Strong communication skills, both verbal and written, are required. Ability to think creatively and strategically, and thrive in a dynamic work environment. Proactive and results-oriented mindset. Strong organizational skills. Ability to effectively prioritize and handle multiple tasks under tight deadlines. Ability to work collaboratively within a team and with counterparts in other groups. What You Can Expect From Morgan Stanley
We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values — putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back — guide the decisions we make every day. We offer an environment where you are supported and empowered, with teams that are relentless collaborators and creative thinkers, fueled by diverse backgrounds and experiences. We provide attractive and comprehensive employee benefits and perks, with opportunities to move within the firm for those who show passion and grit. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 per year at the commencement of employment. Base pay is individualized and may be supplemented by commission, incentive compensation, discretionary bonuses, and other Morgan Stanley sponsored benefits programs. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, gender identity or expression, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. It is the policy of the Firm to maintain a diverse workforce and an inclusive environment. Additional Job Details
Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales
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