U.S. Bank
Job Description
Under the general direction of upper management, this position is responsible for supervising the day‑to‑day activities related to loan origination functions for a small team of Mortgage Loan Originators. It ensures that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. It meets specific loan volume origination goals established annually by upper management, establishes referral source relationships for a steady flow of loan volume from real estate brokers, builders and other external sources, and actively participates in local and state mortgage banking, realtor and builder trade associations.
It maintains a thorough understanding of mortgage industry knowledge and event issues, establishes collaborative partnerships within U.S. Bank Home Mortgage and other business lines within U.S. Bank to promote the establishment and growth of customer relationships and additional product sales, and is responsible for interviewing and recruiting new talent and proactively retaining employees through employee development and positive employee engagement.
Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. Candidates must pass a criminal background and credit check. Failure to meet or maintain any NMLS registration requirements may result in a rescission of the offer or termination of employment.
This role has multiple levels, open to candidates with a minimum one year of mortgage, sales, real estate, or banking experience. The successful candidate will be hired at a level that aligns with their experience. This role is posted as remote; however, candidates located near any U.S. Bank location would be required to work on site at least three days per week. This position also requires a minimum two hours of driving per week.
Basic Qualifications
High school diploma or equivalent
Two or more years of mortgage sales experience
Preferred Skills and Experience
Demonstrated new business development and relationship management skills
Good knowledge of sales and sales strategies
Thorough knowledge of mortgage products/services, operations, and current market trends
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiarity with local, state and national laws such as zoning ordinances, Truth‑in‑Lending, RESPA, energy audit requirements, etc.
Well‑developed customer service/relations skills
Strong attention to detail orientation, and ability to analyze financial information
Good interpersonal, verbal and written communication skills
Must be able to meet the applicable requirement of performing duties outside of their regular place of business
Established referral base within assigned market preferred
Two years of mortgage loan origination experience with proven results
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to disability accommodations for applicants.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short‑term and long‑term disability
Pregnancy disability and parental leave
401(k) and employer‑funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and safe leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E‑Verify U.S. Bank participates in the U.S. Department of Homeland Security E‑Verify program in all facilities located in the United States and certain U.S. territories. The E‑Verify program is an Internet‑based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
Posting may be closed earlier due to high volume of applicants.
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It maintains a thorough understanding of mortgage industry knowledge and event issues, establishes collaborative partnerships within U.S. Bank Home Mortgage and other business lines within U.S. Bank to promote the establishment and growth of customer relationships and additional product sales, and is responsible for interviewing and recruiting new talent and proactively retaining employees through employee development and positive employee engagement.
Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. Candidates must pass a criminal background and credit check. Failure to meet or maintain any NMLS registration requirements may result in a rescission of the offer or termination of employment.
This role has multiple levels, open to candidates with a minimum one year of mortgage, sales, real estate, or banking experience. The successful candidate will be hired at a level that aligns with their experience. This role is posted as remote; however, candidates located near any U.S. Bank location would be required to work on site at least three days per week. This position also requires a minimum two hours of driving per week.
Basic Qualifications
High school diploma or equivalent
Two or more years of mortgage sales experience
Preferred Skills and Experience
Demonstrated new business development and relationship management skills
Good knowledge of sales and sales strategies
Thorough knowledge of mortgage products/services, operations, and current market trends
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiarity with local, state and national laws such as zoning ordinances, Truth‑in‑Lending, RESPA, energy audit requirements, etc.
Well‑developed customer service/relations skills
Strong attention to detail orientation, and ability to analyze financial information
Good interpersonal, verbal and written communication skills
Must be able to meet the applicable requirement of performing duties outside of their regular place of business
Established referral base within assigned market preferred
Two years of mortgage loan origination experience with proven results
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to disability accommodations for applicants.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short‑term and long‑term disability
Pregnancy disability and parental leave
401(k) and employer‑funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and safe leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E‑Verify U.S. Bank participates in the U.S. Department of Homeland Security E‑Verify program in all facilities located in the United States and certain U.S. territories. The E‑Verify program is an Internet‑based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
Posting may be closed earlier due to high volume of applicants.
#J-18808-Ljbffr