Infosys Limited
Senior Appraisal Analyst - Process Lead
Infosys Limited, Atlanta, Georgia, United States, 30383
Overview
Senior Appraisal Analyst – Process Lead (Process Lead) – HELOCs and Mortgage. Atlanta, GA, or anywhere in the US – must be willing to work EST or CST. The Process Lead will review Desktop Exterior and Desktop Interior assessments to evaluate and sign off a property’s valuation for a large bank in the US, ensuring compliance with Federal/State laws to protect collateral value for real estate loans. In the Process Lead role, you will execute transactions as per prescribed guidelines and timelines, review and validate inputs from other team members, support training activities, conduct daily operations reviews, and assist in escalation resolution to meet service level agreement targets within Infosys guidelines, policies, and norms. Responsibilities and Duties Review property valuations to ensure compliance with Federal/state laws and that loans secured with real estate are protected by adequate collateral value. Successfully use critical thinking and analytical skills to review collaterals. Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and collateral requirements. Obtain required collateral documentation per program requirements from internal clients, external clients, vendors, and third-party sources. Perform a detailed review of all collateral documentation to ensure loans meet portfolio and investor guidelines. Identify and escalate collateral issues to the appropriate teammate for further evaluation. Consistently communicate with other departments and sales to ensure pipeline metrics and quality guidelines are met. Adhere to all compliance regulations and controls. Develop and maintain positive working relationships with co-workers, internal and external clients, business partners, and vendors. Qualifications Basic Bachelor’s degree or foreign equivalent required from an accredited institution. Will also consider three years of progressive experience in the specialty in lieu of every year of education. At least 4 years of relevant work experience Qualifications Preferred Three to five years of mortgage or consumer lending experience Three years of continuous collateral review and approval experience Excellent communication skills, both written and verbal, in relating to internal and external clients Demonstrates proficiency in basic computer applications such as Microsoft Office software products; ability to travel occasionally overnight Understanding of appraisal compliance and generally accepted appraisal rules Experience with using appraisal and market evaluation tools Demonstrates proficiency in mortgage automated processing systems Basic knowledge of bank services and products Note : Applicants for employment in the U.S. must possess work authorization, which does not require sponsorship by the employer for a visa (H1B or otherwise). The job entails sitting as well as working at a computer for extended periods and may require communication by telephone, email, or face-to-face. About Us Infosys BPM Limited, a wholly owned subsidiary of Infosys Limited (NYSE: INFY), provides end-to-end transformative business process management (BPM) services for its clients across the globe. The company’s integrated IT and BPM solutions approach enables it to unlock business value across industries and service lines and address business challenges for its clients. Infosys BPM employs a large global workforce and has a track record of awards and recognitions in HR practices and employee relations. EOE Statement Infosys is an equal opportunity employer, and all qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, or other legally protected characteristics.
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Senior Appraisal Analyst – Process Lead (Process Lead) – HELOCs and Mortgage. Atlanta, GA, or anywhere in the US – must be willing to work EST or CST. The Process Lead will review Desktop Exterior and Desktop Interior assessments to evaluate and sign off a property’s valuation for a large bank in the US, ensuring compliance with Federal/State laws to protect collateral value for real estate loans. In the Process Lead role, you will execute transactions as per prescribed guidelines and timelines, review and validate inputs from other team members, support training activities, conduct daily operations reviews, and assist in escalation resolution to meet service level agreement targets within Infosys guidelines, policies, and norms. Responsibilities and Duties Review property valuations to ensure compliance with Federal/state laws and that loans secured with real estate are protected by adequate collateral value. Successfully use critical thinking and analytical skills to review collaterals. Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and collateral requirements. Obtain required collateral documentation per program requirements from internal clients, external clients, vendors, and third-party sources. Perform a detailed review of all collateral documentation to ensure loans meet portfolio and investor guidelines. Identify and escalate collateral issues to the appropriate teammate for further evaluation. Consistently communicate with other departments and sales to ensure pipeline metrics and quality guidelines are met. Adhere to all compliance regulations and controls. Develop and maintain positive working relationships with co-workers, internal and external clients, business partners, and vendors. Qualifications Basic Bachelor’s degree or foreign equivalent required from an accredited institution. Will also consider three years of progressive experience in the specialty in lieu of every year of education. At least 4 years of relevant work experience Qualifications Preferred Three to five years of mortgage or consumer lending experience Three years of continuous collateral review and approval experience Excellent communication skills, both written and verbal, in relating to internal and external clients Demonstrates proficiency in basic computer applications such as Microsoft Office software products; ability to travel occasionally overnight Understanding of appraisal compliance and generally accepted appraisal rules Experience with using appraisal and market evaluation tools Demonstrates proficiency in mortgage automated processing systems Basic knowledge of bank services and products Note : Applicants for employment in the U.S. must possess work authorization, which does not require sponsorship by the employer for a visa (H1B or otherwise). The job entails sitting as well as working at a computer for extended periods and may require communication by telephone, email, or face-to-face. About Us Infosys BPM Limited, a wholly owned subsidiary of Infosys Limited (NYSE: INFY), provides end-to-end transformative business process management (BPM) services for its clients across the globe. The company’s integrated IT and BPM solutions approach enables it to unlock business value across industries and service lines and address business challenges for its clients. Infosys BPM employs a large global workforce and has a track record of awards and recognitions in HR practices and employee relations. EOE Statement Infosys is an equal opportunity employer, and all qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, or other legally protected characteristics.
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