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SouthState Bank

Mortgage Banker

SouthState Bank, Ocala, Florida, United States, 34470

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Mortgage Banker

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SouthState Bank .

We are looking for an entry‑level Mortgage Banker to help our customers move forward. As a valued member of our team, you will partake in community events, build relationships, and support loan referrals.

Essential Functions

Interview loan applicants.

Collect and analyze information regarding customer income, assets, investments or debts.

Determine which bank product best fits the customer’s needs.

Provide advice to customer regarding advantages and disadvantages of different products.

Knowledge of Fannie Mae/Freddie Mac guidelines as well as government products.

Make preliminary determination of applicant’s credit worthiness and issue prequalification statements of borrower’s eligibility.

Call on realtors, builders, community development corporations and other potential mortgage customers to establish relationships for loan referrals.

Handle processing of loan request in accordance with bank policy and applicable regulatory requirements as well as secondary market criteria and guidelines.

Adhere to Quality Customer Service parameters and abide by written policies and procedures.

Participate in community events and real estate industry functions to identify, develop and promote additional business.

Attend training on all residential lending products; may require travel.

Advise management of new products offered in the market to ensure the bank remains competitive.

Promote and cross‑sell other bank products.

Perform other work‑related duties as assigned by supervisor.

Qualifications & Skills

Expertise in mortgage products and services as well as regulatory guidelines.

Excellent problem‑solving skills to identify client needs and resolve problems.

High level of interpersonal skills to effectively communicate policies, procedures and objectives and represent the bank positively to the public.

Ability to quickly and effectively respond to customer inquiries and requests in demanding environments.

Capability to handle customer and employee contact situations tactfully and professionally.

Strict compliance with the Bank’s policies, procedures, code of conduct, and regulatory guidelines.

Provide assistance to other employees through healthy and positive interactions.

Involvement in marketing endeavors/efforts.

Continuous skill improvement through professional training and cross‑training offered by the Bank.

All other tasks, responsibilities or duties as directed by management.

Employment Details

Seniority Level: Entry Level

Employment Type: Full‑time

Job Function: Finance and Sales

Industry: Banking

Location: Ocala, FL. Salary: $51,104.30 – $67,338.00.

Equal Opportunity Employer, including disabled/veterans.

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