Equity Bank
Position
Ag/Commercial Lender
Location Moberly, MO (On‑Site)
Job Type Full‑Time/Salary
Overview Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best‑in‑class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Key Responsibilities Customer Service
Manage and service commercial customer relationships as assigned
Enhance client relationships through regular contact, providing a high level of customer service and demonstrating and understanding for their business and risk profile
Retain clients with acceptable risk profiles
Demonstrate an understanding, concurrence and commitment to bank policies and procedures when managing client relationships
Productivity
Meet or exceed loan, fee income and deposit growth goals as agreed and assigned annually
Monitor market conditions and competitor impacts in order to maintain competitive and profitable relationships
Develop and maintain comprehensive knowledge of all commercial products including loans, treasury management, trade service products and deposits to facilitate cross‑selling and enhance the client experience
Demonstrate a strong understanding and working knowledge of loan documentation in order to mitigate risk to the bank
Maintain and monitor annual personal plan for growth goals and objectives
Maintains an active calling program for new business development which includes proper planning
Profitability
Demonstrate effective behavior in maximizing customer profitability to meet EPS hurdles as defined by the bank annually
Meet or exceed the financial goals set by the bank annually. Specifically, to optimize loan pricing, fee income, and deposit rates
Action oriented driving to deliver results that meet or exceed financial goals set for the individual and the bank
Credit Quality / Credit Administration
Maintain acceptable levels of delinquencies/past dues, non‑performing loans and criticized/classified assets as defined by the bank annually
Demonstrate strong credit skills in analyzing credit risk within the under‑writing process. Gather complete and adequate facts/information needed to understand and assess risk, while meeting deadlines as assigned
Communicate potential credit downgrades in a timely and effective manner
Maintain credit and documentation exceptions within acceptable standards as defined and set by the bank annually
Quality of Work
Demonstrate consistent quality of work product within the context of ongoing credit analysis and risk management
Exhibits solid time management skills, organization, planning and priority setting in carrying out day‑to‑day responsibilities for customer management and business development
Demonstrate sound business acumen and technical knowledge for underwriting and ongoing risk management
Exhibit strong problem‑solving skills by providing effective solutions; look beyond the obvious
Interpersonal Skills / Cooperation
Exhibit strong interpersonal skills to include a cooperative spirit, positive attitude in all interpersonal relationships with co‑workers, managers, and subordinates
Contribute to a professional working environment with respect to individual roles and responsibilities. Communicate problems and concerns in a respectful and constructive way
Demonstrate respect and observe rules and act in ethical manner
Build rapport with customers through approachability and a dedication to meeting their expectations and requirements
Required Skills & Education
Bachelor’s Degree, equivalent experience may apply
Lending Experience
Excellent interpersonal skills and professional manner
Computer skills, especially the ability to work in Windows based systems
Maintain a working understanding of and comply with, banking regulations, bank policies, and procedures
Who We Are Equity Bank, a full‑service, $6 billion community bank, is based in Wichita, Kansas, with 72 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
What’s in it for you? We believe your benefits are an important part of your overall compensation package. We work year‑round to ensure that we provide our employees with the most up‑to‑date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well‑being of our employees and their families.
Benefits Available
Health, Dental & Vision Insurance
Group Life & Long‑Term Disability Insurance
Flexible Spending & Health Savings Accounts
Group Cancer Insurance
401(k) Retirement Plan w/Company Match
Generous Vacation & Sick Time
Employee Stock Purchase Plan (ESPP)
Pet Insurance
Retail Banking Benefits
Find your future at Equity Bank! The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.
Work Environment This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equal Opportunity Employer Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
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Location Moberly, MO (On‑Site)
Job Type Full‑Time/Salary
Overview Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best‑in‑class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Key Responsibilities Customer Service
Manage and service commercial customer relationships as assigned
Enhance client relationships through regular contact, providing a high level of customer service and demonstrating and understanding for their business and risk profile
Retain clients with acceptable risk profiles
Demonstrate an understanding, concurrence and commitment to bank policies and procedures when managing client relationships
Productivity
Meet or exceed loan, fee income and deposit growth goals as agreed and assigned annually
Monitor market conditions and competitor impacts in order to maintain competitive and profitable relationships
Develop and maintain comprehensive knowledge of all commercial products including loans, treasury management, trade service products and deposits to facilitate cross‑selling and enhance the client experience
Demonstrate a strong understanding and working knowledge of loan documentation in order to mitigate risk to the bank
Maintain and monitor annual personal plan for growth goals and objectives
Maintains an active calling program for new business development which includes proper planning
Profitability
Demonstrate effective behavior in maximizing customer profitability to meet EPS hurdles as defined by the bank annually
Meet or exceed the financial goals set by the bank annually. Specifically, to optimize loan pricing, fee income, and deposit rates
Action oriented driving to deliver results that meet or exceed financial goals set for the individual and the bank
Credit Quality / Credit Administration
Maintain acceptable levels of delinquencies/past dues, non‑performing loans and criticized/classified assets as defined by the bank annually
Demonstrate strong credit skills in analyzing credit risk within the under‑writing process. Gather complete and adequate facts/information needed to understand and assess risk, while meeting deadlines as assigned
Communicate potential credit downgrades in a timely and effective manner
Maintain credit and documentation exceptions within acceptable standards as defined and set by the bank annually
Quality of Work
Demonstrate consistent quality of work product within the context of ongoing credit analysis and risk management
Exhibits solid time management skills, organization, planning and priority setting in carrying out day‑to‑day responsibilities for customer management and business development
Demonstrate sound business acumen and technical knowledge for underwriting and ongoing risk management
Exhibit strong problem‑solving skills by providing effective solutions; look beyond the obvious
Interpersonal Skills / Cooperation
Exhibit strong interpersonal skills to include a cooperative spirit, positive attitude in all interpersonal relationships with co‑workers, managers, and subordinates
Contribute to a professional working environment with respect to individual roles and responsibilities. Communicate problems and concerns in a respectful and constructive way
Demonstrate respect and observe rules and act in ethical manner
Build rapport with customers through approachability and a dedication to meeting their expectations and requirements
Required Skills & Education
Bachelor’s Degree, equivalent experience may apply
Lending Experience
Excellent interpersonal skills and professional manner
Computer skills, especially the ability to work in Windows based systems
Maintain a working understanding of and comply with, banking regulations, bank policies, and procedures
Who We Are Equity Bank, a full‑service, $6 billion community bank, is based in Wichita, Kansas, with 72 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
What’s in it for you? We believe your benefits are an important part of your overall compensation package. We work year‑round to ensure that we provide our employees with the most up‑to‑date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well‑being of our employees and their families.
Benefits Available
Health, Dental & Vision Insurance
Group Life & Long‑Term Disability Insurance
Flexible Spending & Health Savings Accounts
Group Cancer Insurance
401(k) Retirement Plan w/Company Match
Generous Vacation & Sick Time
Employee Stock Purchase Plan (ESPP)
Pet Insurance
Retail Banking Benefits
Find your future at Equity Bank! The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.
Work Environment This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equal Opportunity Employer Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
#J-18808-Ljbffr