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Kavaliro

Temporary Consumer Loan Funder

Kavaliro, Santa Rosa, California, us, 95402

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Temporary Consumer Loan Funder

role at Kavaliro

Our client is seeking a Temporary Consumer Loan Funder I for a contract opportunity. The Temporary Consumer Loan Funder I will be responsible for planning, preparing and organizing consumer loan documentation to ensure accurate and expeditious loan closings while providing superior Member service.

Key Responsibilities

Funding Loans: responsible for the timely and accurate coordination, processing and funding of all loan files including reviewing and interpreting underwriting conditions.

Receive funding packets as assigned by department and manage funding from various incoming channels.

Analyze loan approval conditions in the loan origination system (LOS). Verify the accuracy and integrity of all loan data entered into the system including but not limited to Membership, names, addresses, government monitoring information, loan information (i.e. loan amount, interest rate, terms, KBB/NADA/Black Book/MSRP information, income, etc.).

Manage and maintain all data and updates within the LOS throughout the funding process.

Communicate and follow up with Members/vendors regarding loan status and request and manage the timely return of required documentation needed to fund loan.

Discuss loan options and programs with Members and vendors to ensure quality Member service.

Identify cross-sell opportunities that will benefit Member.

Analyze credit reports and credit applications to ensure credit requirements and loan policies are met.

Verify Members income by pay stubs and/or analyze personal and business tax returns to ensure income and loan policy requirements are met.

Department And Consumer Loan Officer Support

Utilize queue management system within LOS, in conjunction with Consumer Loan Officers to ensure high quality Member/vendor service.

Report daily any problems or concerns with specific loan files.

Propose new or improved processes that will improve current file flow.

Provide exceptional service to all Members, volunteers, internal team members, and vendors.

Review and complete lending reports as needed or assigned.

Other Functions

Research and resolve Member or team member concerns as directed.

Compose and type general correspondence including emails, letters, memo communication for staff, vendors and Members.

Minimum Qualification: Knowledge, Skills and Abilities

2+ years of experience in consumer lending industry or closely related field.

Thorough knowledge in the use of Internet-based loan origination software.

Knowledge of lending principles, practices, rules, regulations, and sales.

Ability to calculate income from paystubs, tax returns and/or business returns.

Knowledge of compliance requirements.

Skill in the operation of personal computers and general office equipment.

Ability to communicate effectively both verbally and in writing.

Ability to establish and maintain effective working relationships with a diverse group of people including vendors and other Credit Union team members.

Ability to act independently and confidentially, using discretion and tact.

Ability to analyze situations and recommend workable solutions.

Ability to coordinate a variety of activities simultaneously and prioritize work.

Ability and desire to work in and contribute to a team environment.

Equal Employment Opportunity Kavaliro provides Equal Employment Opportunities to all employees and applicants. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Kavaliro is committed to the full inclusion of all qualified individuals. In keeping with our commitment, Kavaliro will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please respond to this posting to connect with a company representative.

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