U.S. Bank
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Mortgage Loan Originator
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U.S. Bank This role originates mortgage loans in an assigned metropolitan territory, takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval. You will follow up to ensure all documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Responsibilities Originate mortgage loans in an assigned metropolitan territory Take applications and conduct preliminary underwriting reviews Submit loan applications to processing and underwriting for approval Follow up to ensure documentation for processing, underwriting, and closing is secured in a timely manner Engage in loan sales and sales-related activities away from U.S. Bank locations Regulatory and licensing This position requires National Mortgage Licensing System (NMLS) registration under the SAFE Act of 2008 and Regulation Z You will be subject to the required registration process, including a criminal background and credit check Failure to meet or maintain NMLS registration requirements may result in offer rescission or termination of employment Experience and levels Role has multiple levels, open to candidates with a minimum of one year of mortgage, sales, real estate, or banking experience Successful candidate hired for the level that aligns with their experience Work location and schedule Role is posted as remote; candidates located near a U.S. Bank location may be required to work on site at least three days per week This role also requires 2 or more hours of driving per week Qualifications High school diploma or equivalent Typically at least one year of mortgage, sales, real estate, or banking experience Ability to travel Preferred skills/experience Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g., Truth-in-Lending, RESPA, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 years of mortgage loan origination experience with proven results Accessibility If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits Healthcare (medical, dental, vision) Basic and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holidays Adoption assistance Sick and Safe Leave accruals Equal opportunity and compliance U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. The company participates in the E-Verify program in all facilities located in the United States and certain U.S. territories. Learn more about E-Verify. Additional information The salary range reflects figures based on the primary location listed first; actual range may differ by location. Pay range: $20.00 - $20.00 U.S. Bank will consider qualified applicants with arrest or conviction records. Background checks are conducted in accordance with applicable laws and standards. Posting may be closed earlier due to high volume of applicants.
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Mortgage Loan Originator
role at
U.S. Bank This role originates mortgage loans in an assigned metropolitan territory, takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval. You will follow up to ensure all documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Responsibilities Originate mortgage loans in an assigned metropolitan territory Take applications and conduct preliminary underwriting reviews Submit loan applications to processing and underwriting for approval Follow up to ensure documentation for processing, underwriting, and closing is secured in a timely manner Engage in loan sales and sales-related activities away from U.S. Bank locations Regulatory and licensing This position requires National Mortgage Licensing System (NMLS) registration under the SAFE Act of 2008 and Regulation Z You will be subject to the required registration process, including a criminal background and credit check Failure to meet or maintain NMLS registration requirements may result in offer rescission or termination of employment Experience and levels Role has multiple levels, open to candidates with a minimum of one year of mortgage, sales, real estate, or banking experience Successful candidate hired for the level that aligns with their experience Work location and schedule Role is posted as remote; candidates located near a U.S. Bank location may be required to work on site at least three days per week This role also requires 2 or more hours of driving per week Qualifications High school diploma or equivalent Typically at least one year of mortgage, sales, real estate, or banking experience Ability to travel Preferred skills/experience Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g., Truth-in-Lending, RESPA, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 years of mortgage loan origination experience with proven results Accessibility If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits Healthcare (medical, dental, vision) Basic and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holidays Adoption assistance Sick and Safe Leave accruals Equal opportunity and compliance U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. The company participates in the E-Verify program in all facilities located in the United States and certain U.S. territories. Learn more about E-Verify. Additional information The salary range reflects figures based on the primary location listed first; actual range may differ by location. Pay range: $20.00 - $20.00 U.S. Bank will consider qualified applicants with arrest or conviction records. Background checks are conducted in accordance with applicable laws and standards. Posting may be closed earlier due to high volume of applicants.
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