Citigroup
Banking - Commercial Banking, Full Time Analyst, New York City - US, 2026
Citigroup, New York, New York, us, 10261
Banking - Commercial Banking, Full Time Analyst, New York City - US, 2026
You’re the brains behind our work.
Citi’s Commercial Bank (CCB) is looking for Full-Time Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Full-Time Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.
Your time here will look something like this...
The 24-month Full-time Analyst Program starts in July and begins with in-depth training. Citi blends formal training with hands-on experience to help you ramp up quickly. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program, along with a robust junior and senior mentorship structure to support your professional development.
By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:
The CCB target market, value proposition, and client coverage model
How bankers interact with clients and identify their needs
The various credit product types and how these solutions best fit client needs
The commercial loan underwriting process, including loan structuring and documentation
The end-to-end credit process including new origination of credit and the monitoring of an assigned credit portfolio
Engaging with clients, prospects, and centers of influence
Citi credit and regulatory policies and procedures
We provide you with the knowledge and skills you need to succeed.
We’re committed to teaching you the ropes. The 2-year Analyst Program starts in July and begins with a 10-week, in-depth training program. After a placement process, based on your interests and our needs, you will be matched with a Commercial Banking team to work with for the duration of the program. The role of Coverage team members is to serve as a thought partner to our clients, delivering the full breadth of Citi’s solutions to help them fund their operations and expand both locally and overseas.
Analysts play a critical role in meeting the needs of our clients and prospects, including:
Conducting company research and industry analysis
Analyzing financial data and performing financial modeling focused on company valuations, discounted cash flow analysis, and pro-forma analyses
Supporting the commercial lending process, including secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB’s global network
Taking ownership of the client experience, partnering with Bankers and Product teams to determine which products to leverage to help clients achieve their goals
Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks
Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams
We want to hear from you if:
You are a dynamic individual who is passionate about partnering with stakeholders to achieve goals
You have strong analytical and problem-solving skills
You are majoring in Finance, Economics or Accounting
You are on track to graduate with a bachelor’s degree in December 2025 or May/June 2026
You have obtained a preferred GPA of 3.5 or above
You are a proficient user of MS Word, Access, Excel, and PowerPoint
You will not require sponsorship for U.S. Work Authorization now or anytime in the future
Annual Salary: $100,000
Job Family Group: Management Development Programs
Job Family: Training
Time Type: Full time
Primary Location: New York, NY, United States
Primary Location Full Time Salary Range: $95,000.00 - $130,000.00
In addition to salary, Citi’s offerings may include discretionary and formulaic incentive and retention awards. Citi offers benefits including medical, dental & vision, 401(k), life, accident, disability insurance, and wellness programs, along with paid time off. For details, please visit citibenefits.com. Availability may vary by jurisdiction, job level, and date of hire.
EEO statement: Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you need a reasonable accommodation to use our tools or apply for a career opportunity, please review the Accessibility at Citi information and Citi’s EEO Policy Statement.
Note: This posting includes references to other Citi roles and related postings for context; only information related to the Analyst role above should be used for applying.
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Citi’s Commercial Bank (CCB) is looking for Full-Time Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Full-Time Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.
Your time here will look something like this...
The 24-month Full-time Analyst Program starts in July and begins with in-depth training. Citi blends formal training with hands-on experience to help you ramp up quickly. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program, along with a robust junior and senior mentorship structure to support your professional development.
By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:
The CCB target market, value proposition, and client coverage model
How bankers interact with clients and identify their needs
The various credit product types and how these solutions best fit client needs
The commercial loan underwriting process, including loan structuring and documentation
The end-to-end credit process including new origination of credit and the monitoring of an assigned credit portfolio
Engaging with clients, prospects, and centers of influence
Citi credit and regulatory policies and procedures
We provide you with the knowledge and skills you need to succeed.
We’re committed to teaching you the ropes. The 2-year Analyst Program starts in July and begins with a 10-week, in-depth training program. After a placement process, based on your interests and our needs, you will be matched with a Commercial Banking team to work with for the duration of the program. The role of Coverage team members is to serve as a thought partner to our clients, delivering the full breadth of Citi’s solutions to help them fund their operations and expand both locally and overseas.
Analysts play a critical role in meeting the needs of our clients and prospects, including:
Conducting company research and industry analysis
Analyzing financial data and performing financial modeling focused on company valuations, discounted cash flow analysis, and pro-forma analyses
Supporting the commercial lending process, including secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB’s global network
Taking ownership of the client experience, partnering with Bankers and Product teams to determine which products to leverage to help clients achieve their goals
Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks
Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams
We want to hear from you if:
You are a dynamic individual who is passionate about partnering with stakeholders to achieve goals
You have strong analytical and problem-solving skills
You are majoring in Finance, Economics or Accounting
You are on track to graduate with a bachelor’s degree in December 2025 or May/June 2026
You have obtained a preferred GPA of 3.5 or above
You are a proficient user of MS Word, Access, Excel, and PowerPoint
You will not require sponsorship for U.S. Work Authorization now or anytime in the future
Annual Salary: $100,000
Job Family Group: Management Development Programs
Job Family: Training
Time Type: Full time
Primary Location: New York, NY, United States
Primary Location Full Time Salary Range: $95,000.00 - $130,000.00
In addition to salary, Citi’s offerings may include discretionary and formulaic incentive and retention awards. Citi offers benefits including medical, dental & vision, 401(k), life, accident, disability insurance, and wellness programs, along with paid time off. For details, please visit citibenefits.com. Availability may vary by jurisdiction, job level, and date of hire.
EEO statement: Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you need a reasonable accommodation to use our tools or apply for a career opportunity, please review the Accessibility at Citi information and Citi’s EEO Policy Statement.
Note: This posting includes references to other Citi roles and related postings for context; only information related to the Analyst role above should be used for applying.
#J-18808-Ljbffr